Forte Advisory Services LLC

Item 5 – Fees and Compensation
Financial Planning Services
We can charge a fixed fee or an hourly fee for financial planning services. Fees are negotiable depending upon
the complexity and scope of the plan, your financial situation, and the amount of time and expertise required.

   •   The range of fees for fixed planning are generally between $500 to $2,500.
   •   The hourly fee is generally $250 an hour.

We do not require you to pay fees six or more months in advance and in excess of $500. Should the
engagement last longer than six months between acceptance of financial planning agreement and delivery of
the financial plan, any prepaid unearned fees will be promptly returned to you less a pro rata charge for bona
fide financial planning services rendered to date.

 Disclosure Brochure

Asset Management/Investment Management Services
Investment advisory fees are paid monthly in arrears based on the terms of the investment advisory agreement.
The Advisory fees are based on the market value of assets under management at the end of the prior billing period
or on a daily average balance as agreed in the advisory agreement.

Investment advisory fees are based on the following schedule:

                             Assets Under Management ($)             Annual Rate (%)
                                     Up to $500,000                     Up to 1.50%
                                  $500,001 - $3,000,000                 Up to 1.00 %
                                    Above $3,000,000                     Up to .85%

Fees will apply on a pro rata basis, which means that the advisory fee is payable in proportion to the number of
days in the billing cycle for which you are a client. Our advisory fee is negotiable, depending on individual client
circumstances.

At our discretion, we may combine the account values of family members living in the same household to
determine the applicable advisory fee. For example, we may combine account values for you and your minor
children, joint accounts with your spouse, and other types of related accounts. Combining account values may
increase the asset total, which may result in your paying a reduced advisory fee based on the available breakpoints
in our fee schedule stated above.

We will deduct our fee directly from your account through the qualified custodian holding your funds and
securities. We will deduct our advisory fee only when the following requirements are met:

   •   You provide our firm with written authorization permitting the fees to be paid directly from your account
       held by the qualified custodian.
   •   The qualified custodian agrees to send you a statement, at least quarterly, indicating all amounts disbursed
       from your account including the amount of the advisory fee paid directly to our firm.

Fee deductions are based on an invoice being sent to the qualified custodian and concurrently to clients. The
invoice includes the amount of the fee, the value of client's assets on which the fee was based, and the specific
manner in which the fee was calculated.

If you have any questions about the statement(s) you receive from the qualified custodian call our main office
number located on the cover page of this brochure.

You may terminate the portfolio management agreement upon 30 days written notice. You will incur a pro rata
charge for services rendered prior to the termination of the portfolio management agreement, which means you

 Disclosure Brochure

will incur advisory fees only in proportion to the number of days in the quarter for which you are a client. If you
have pre-paid advisory fees that we have not yet earned, you will receive a prorated refund of those fees.

Mutual Fund Share Class Disclosures
Certain mutual fund share classes charge a 12b-1 fee that generally amounts to an additional .25% expense ratio or
more. The purpose of 12b-1 fees, as approved by the SEC, are to cover marketing expenses and shareholder
services such as support services and “other expenses” such as the legal, accounting and the administrative
services. When selecting a mutual fund, there is a fiduciary duty to select the share class that helps manage the
overall fee structure of the account. The overall fee structure includes such fees as the asset management fee,
expense ratio and ticket charges.

    •   Mutual funds normally offer multiple share classes, including lower-cost share classes that do not charge
        12b-1 fees and are therefore usually less expensive.

    •   Investment Adviser Representatives may or may not invest or hold client funds in 12b-1 fee paying share
        classes as appropriate to account for the overall fee structure and tax considerations of an account.

Depending on the anticipated trading volume, and the asset management fee that that is determined based on
account size, complexity and time requirements, investment advisor representatives have a fiduciary
duty to determine the mutual fund share class that is in the best interest of each client as part of the overall fee
analysis.

The overall fee structure includes such fees as:

                        •   Asset Management Fee                      •   12b-1 fees
                        •   Expense ratio                             •   Trade Ticket Charges

Investment advisor representatives will consider investing client funds in 12b-1 fee paying share classes even
when a lower-cost share class is available as appropriate to account for the overall fee structure of the account
and client profile.

Retirement Plan Consulting
The fee for Retirement Plan Consulting will not exceed 1.50% of plan assets under management. The total
estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of the
engagement. The fee-paying arrangement for Retirement Plan Consulting will be outlined in a separate
agreement.

Other Fees and Expenses
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Item 7 – Types of Clients
Piano Wealth Management offers investment advisory services primarily to individuals families and business
owners.