Fortem Financial Group LLC

Item 5 – Fees and Compensation
Fortem Financial offers services on a fee basis, which may include fixed and/or hourly fees, as well
as fees based upon assets under management or advisement. Additionally, certain of the Firm’s
Supervised Persons, in their individual capacities, may offer securities brokerage services and/or
insurance products under a separate commission-based arrangement. The lending entity will
compensate advisors for the referrals made to it. Please see Item 10.

Financial Planning and Consulting Fees
Fortem Financial can be engaged to provide financial planning and consulting services on a fixed-
fee basis under a stand-alone engagement. These fees are negotiable, but generally range from
$1,000 up to $100,000 depending upon the scope and complexity of the services and the
professional rendering the financial planning and/or the consulting services. If the client engages
the Firm for additional investment advisory services, Fortem Financial may offset all or a portion of
its fees for those services based upon the amount paid for the financial planning and/or consulting
services.
The terms and conditions of the financial planning and/or consulting engagement are set forth in
the Advisory Agreement and Fortem Financial generally requires one-half of the fee (estimated
hourly or fixed) payable upon execution of the Advisory Agreement. The outstanding balance is
generally due upon delivery of the financial plan or completion of the agreed upon services. The
Firm does not, however, take receipt of $1,200 or more in prepaid fees in excess of six months in
advance of services rendered.

Investment Management and Retirement Plan Consulting Fees
Fortem Financial offers investment management and retirement plan consulting services for an
annual fee based on the amount of assets under the Firm’s management. This management fee
generally varies between 25 and 175 basis points (0.25% – 1.75%) depending upon the size and
composition of a client’s portfolio and the type of services rendered. In the case of retirement plans,
each engagement is individually negotiated and tailored to accommodate the needs of the
individual plan sponsor, as memorialized in the Agreement, and the fees vary based on the scope of
the services to be rendered and assets to be managed.
Fortem Financial’s fees are based on the market value of client assets under our management,
including cash, accrued interest, accrued dividends, and securities purchased on margin.

The annual fee will be an asset-based fee. The asset-based fee will be prorated and paid quarterly,
in advance. For the initial quarter, the fee is based upon the value of the assets being managed by
us at the time the account is funded by such assets. In subsequent quarters, the fee is based upon
the market value of the average daily account balance of the assets being managed by us for the
previous quarter. For the initial quarter, the fee is calculated on a pro rata basis, while the fees for
subsequent quarters are adjusted because of the uses of an average daily account balance from the
previous quarter. No portion of the annual fee will be based on capital gains or appreciation of the
assets. There will be no increase in the annual fee without prior written notice. In the event the
advisory agreement is terminated, the fee for the final billing period is prorated through the
effective date of the termination and the outstanding or unearned portion of the fee is charged or
refunded to the client, as appropriate.
For certain clients, we charge an advisory fee for services provided with respect to the held-away
accounts mentioned in Item 4 above, just as we do with client accounts held at our primary
custodian(s). The specific fee schedule charged by us is provided in the client’s investment advisory
agreement with us.
Additionally, for asset management services the Firm provides with respect to certain client
holdings (e.g., accommodation accounts, alternative investments, cash, etc.), Fortem Financial may
negotiate a fee rate that differs from the range set forth above.

Fee Discretion
Fortem Financial may, in its sole discretion, negotiate to charge a lesser fee based upon certain
criteria, such as anticipated future earning capacity, anticipated future additional assets, dollar
amount of assets to be managed, related accounts, account composition, pre-existing/legacy client
relationship, account retention and for certain non-profit groups or charitable organizations.

Additional Fees and Expenses
In addition to the advisory fees paid to Fortem Financial, clients may also incur certain charges
imposed by other third parties, such as broker-dealers, custodians, trust companies, banks and
other financial institutions. These additional charges may include securities brokerage
commissions, transaction fees, custodial fees, fees attributable to alternative assets, margin costs,
charges imposed directly by a mutual fund or ETF in a client’s account, as disclosed in the fund’s
prospectus (e.g., fund management fees and other fund expenses), deferred sales charges, odd-lot
differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions. The Firm’s brokerage practices are described at
length in Item 12, below.

Fortem Loans
We offer clients the option of obtaining residential mortgage loans and mortgage loan refinancings
from unaffiliated third-party financial institutions (“Financial Institutions”) with the assistance of
our affiliate, Fortem Loans LLC (“Fortem Loans”), a wholly owned subsidiary of our parent
company, Focus Financial Partners, LLC. Fortem Loans acts as an intermediary to facilitate our
clients’ access to these residential mortgage loans and loan refinancing options. Fortem Loans

receives a portion of the revenue earned by the Financial Institutions for providing services to our
...

Item 7 – Types of Clients
Fortem Financial offers services to high net-worth individuals, corporations and business entities,
pension and profit sharing plans, charitable organizations, and trusts and estates.