Fusion Family Wealth LLC

Item 5           Fees and Compensation

   A. Registrant offers its services on a fee basis, meaning that clients pay an annual fee based
      upon assets under management and/or advisement as described below.

         INVESTMENT ADVISORY SERVICES
         If a client chooses to engage the Registrant to provide discretionary and/or non-
         discretionary investment advisory services on a negotiable fee basis, the Registrant’s
         annual investment advisory fee shall be generally based upon a percentage (%) of the
         market value of assets under management according to the following fee schedule:

                 Market Value of Portfolio                                 Annual Fee*
                 Under $3,000,000                                          1.10%
                 Over $3,000,000 but less than $10,000,000                 0.95%
                 Above $10,000,000                                         0.80%

         Client accounts will be aggregated by household for billing purposes to achieve the lowest
         possible pricing. The annual investment advisory fee is billed on a quarterly basis, in
         advance (except for Participant Directed Retirement Plans, which are billed in arrears),
         based upon the market value of the assets on the last day of the previous quarter. If assets
         in excess of $10,000 are deposited into or withdrawn from an account after the inception
         of a billing period, the fee payable with respect to such assets is adjusted to reflect the

interim change in portfolio value. For the initial period of an engagement, the fee is
calculated on a pro rata basis.

*Where applicable, agreed upon non-managed assets held as part of your portfolio with
Fusion Family Wealth will not be charged any Fusion fee. These non-managed assets will
be assessed a reporting services fee of 0.02% (2 bps).

Independent Manager Fees. Without limiting the above, the annual investment
management fee charged by Independent Manager(s) to the client can range from 0.17%
to 0.53% of the assets allocated to the Independent Manager(s). Fees for equity managers
are generally higher than those for fixed income managers. The applicable advisory fee
charged by the Independent Manager(s), any related platform fee, “SMA” fee, “UMA” fee,
“TAMP” fee, or similarly named fee is separate from, and in addition to, the Registrant’s
investment advisory fee as set forth above.

Fee Dispersion. Registrant, in its discretion, may charge a lesser investment advisory fee,
waive its asset minimum, charge a flat fee, waive its fee entirely, or charge a fee on a
different interval, based upon certain criteria (i.e. anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed, related
accounts, account composition, complexity of the engagement, anticipated services to be
rendered, grandfathered fee schedules, employees and family members, courtesy accounts,
competition, negotiations with client, etc.). As result of the above, similarly situated clients
could pay different fees. In addition, similar advisory services may be available from other
investment advisers for similar or lower fees.
Fee Level Adjustment. Registrant’s annual fee generally decreases at the asset levels
described above (over $3 million and over $10 million). Correspondingly, if the client’s
managed assets fall below those agreed levels, Registrant’s annual fee will increase. If the
asset level changes occur during any billing quarter, there will be no interim intra-quarter
fee adjustments. Rather, the fee shall be adjusted as of the beginning of the following
initial full billing quarter.
Reporting Services Fee. Clients who choose to receive reporting services for investment
assets that the client has not engaged the Registrant to manage (the “Excluded Assets”)
will incur an additional annual reporting services fee of $80/Yodlee account for the
Excluded Assets.
ANY QUESTIONS: Registrant’s Chief Compliance Officer, Brett Stanton, remains
available to address any questions that a client or prospective client may have regarding
advisory fees.

RETIREMENT ACCOUNTS
For new clients that engage the Registrant’s services, effective March 1, 2021, assets
maintained by the client in their employer sponsored retirement plan shall be included for
purpose of Registrant calculating its quarterly fee per the fee schedule set forth at Item 5
above. However, if the client advises the Registrant, in writing, that it does not desire for
the Registrant to provide advisory services for the client’s employer sponsored retirement
plan, such assets shall not be included for Registrant’s fee billing purposes. At no time
shall the Registrant maintain the client’s password for such retirement accounts, and it will
be the client’s exclusive obligation to implement the Registrant’s recommendations.

    FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE)
    To the extent specifically requested by a client, the Registrant may determine to provide
    financial planning and/or consulting services (including investment and non-investment
    related matters, including estate planning, insurance planning, etc.) on a stand-alone fee
    basis. Registrant’s planning and consulting fees are negotiable but are generally charged at
    a rate of $300 per hour, depending upon the level and scope of the service(s) required and
    the professional(s) rendering the service(s).

    RETIREMENT PLAN CONSULTING SERVICES
    If a participant directed retirement plan sponsor client chooses to engage the Registrant to
    provide retirement plan consulting services, Registrant’s annual fee for these services
    ranges from 20bps to 35bps based on the value of plan’s assets on the last day of the
    previous quarter payable quarterly, in arrears.

B. Clients may elect to have the Registrant’s investment advisory fees and retirement plan
...

Item 7           Types of Clients

         The Registrant’s clients generally include individuals, high net worth individuals, related
         trusts and estates, pension, and profit-sharing plans. The Registrant generally requires a $5
         million aggregate asset minimum for investment advisory services. The Registrant, in its
         sole discretion, may reduce its minimum asset preference based upon certain criteria (i.e.,
         anticipated future earning capacity, anticipated future additional assets, dollar amount of
         assets to be managed, related accounts, account composition, negotiations with client, etc.).
         Please also refer to Item 5 above with respect to “Fee Dispersion.”