GK Wealth Management LLC

ITEM 5: Investment Management Fees and Compensation
Annual advisory fees generally range from 0.10% to 2.00%. The fee is calculated using the value of the
assets in the Account on the last business day of the prior billing period, billed quarterly in advance. GK
will bill a prorated fee if funds are provided intra-quarter. These fees are generally negotiable, and the
final fee schedule will be memorialized in the client’s advisory agreement. Clients may terminate the
agreement without penalty for a full refund of GK's fees within five business days of signing the
Investment Advisory Contract. Thereafter, clients may terminate the Investment Advisory Contract
generally with written notice. Fees are assessed on all assets under management, including securities,
cash and money market balances. Margin debt balances do not reduce the value of assets under
management. GK can also exclude positions for billing purposes.

GK charges a fee as compensation for providing Investment Management services on your account.
These services include advisory and consulting services, trade entry, investment supervision, and other
account maintenance activities. Our custodian may charge transaction costs, custodial fees, redemption
fees, retirement plan, alternative assets fee and administrative fees or commissions. See Additional Fees
and Expenses on page 11 for further details.

The specific advisory fees are outlined in your Investment Advisory Agreement. Fees may vary based
on the size of the account, the complexity of the portfolio, the extent of activity in the account or
other reasons agreed upon by GK and the Client. In certain circumstances, our fees and the timing of
the fee payments may be negotiated. It is also worth noting that lower fees for comparable services
may be available from other sources.

In addition, some assets (i.e., mutual funds, ETFs, alternative investments, UITs and MLPs) deposited in
your account(s) may be subject to other management and administrative fees as described in the
prospectuses or agreements. These fees are independent of our fees and should be disclosed by the
custodian or contained in each prospectus or agreement. You should also note that fees for comparable
services vary and lower fees for comparable services may be available from other sources.

GK’s investment advisor representatives and supervised persons do NOT receive commissions for the
sale of securities or other investment products or other transactions.

At our discretion, GK will aggregate asset amounts in accounts from the same household together to
determine the advisory fee for all your accounts. GK may do this, for example, where GK also services

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accounts on behalf of your minor children, individual and joint accounts for a spouse, and/or other
types of related accounts. This consolidation practice is designed to allow you the benefit of an
increased asset total, which could potentially cause your account(s) to be assessed with a lower
advisory fee based on the asset levels available in our fee schedule.

For clients maintaining less than $200,000 in AUM, at our discretion, we may impose a minimum
account fee of $500 per quarter for families/individuals and $1,000 for business clients.

The independent qualified custodian holding your funds and securities will debit your account directly
for the advisory fee and pay that fee to GK. You will provide signed authorization permitting the fees to
be paid directly from your account held by the qualified custodian. See item 15 for details. At our
discretion, you may pay the advisory fees by check. You are encouraged to review your account
statements for accuracy.

Either GK or you may terminate the management agreement immediately upon written notice to the
other party. The management fee will be pro-rated to the date of termination, for the quarter or
month in which the cancellation notice was given and refunded or billed to you. Upon termination,
you are responsible for monitoring the securities in your account, and GK will have no further
obligation to act or advise with respect to those assets.

RETIREMENT PLAN ADVISORY SERVICE FEE
For Retirement Plan Advisory Services compensation, GK charges an annual advisory fee as negotiated
with the client and disclosed in the Investment Advisory Agreement. The compensation method is
explained and agreed upon in advance before any services are rendered. Annual fees range from 0.25%
to 1.50%. Fixed fees range from $500 to $50,000.

Plan advisory services begin with the effective date of the Agreement, which is the date you sign the
Investment Advisory Agreement. For that calendar quarter, fees will be adjusted pro rata based upon
the number of calendar days in the calendar quarter that the Agreement was effective. Our fee is
billed in advance on the last business day of the calendar quarter. Invoices are sent each quarter to
either the client or the custodian of the Plan. For Plans where our fee is billed to the custodian, the fee
is deducted directly from the participant accounts. A signed authorization permitting us to be paid
directly from the custodial account is outlined in the Investment Advisory Agreement. In some
circumstances, you can have the fee automatically taken from your bank account or directly charged to
a credit card.

Either party may terminate the Retirement Plan Investment Advisory Agreement at any time upon 90
days written notice. You are responsible for paying for services rendered until the termination of the
agreement.

CONSULTING SERVICES / FINANCIAL PLANNING FEES
GK provides planning services for clients who need advice on a limited scope of work. GK will negotiate
consulting fees with clients. Fees may vary based on the extent and complexity of the consulting project
and may be waived if the client has their assets managed by GK, wherein GK will charge a single fee for
services rendered. Fees are negotiated, and clients are billed as services are rendered, in arrears. The
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ITEM 7: Account Requirements and Types of Clients
GK provides investment advice to individuals, high-net-worth individuals, families, small businesses,
foundations, trusts, and estates. GK also provides investment advice on retirement accounts including
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IRAs, SEP, Simple, Solo 401(k)s, retirement trusts, defined benefit plans, small business 401(k) plans and
corporate 401(k) plans. Our minimum initial account value is $25,000.

As noted in Item 4 above, clients onboarding or maintaining less than our minimum initial account value
will be subject to a minimum fee of $500 per quarter for families or individuals and $1,000 per quarter
for business clients. GK may waive account minimums or fee minimums at our sole discretion.