Gradient Advisors LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
Gradient Advisors, LLC receives fees from third party money managers and investment management platforms for asset management services and
fixed fees for financial planning services. All fees paid to GA for investment advisory services are separate and distinct from the internal expenses
charged by exchange-traded funds (ETFs), mutual funds, closed-end funds and fee-based annuities.
Financial Planning & Consulting Services
Prior to the planning process the client will be provided with an estimated plan fee. GA allows two options for the payment of financial planning fees,
selection of which is at the discretion of the advisor: 1) Payments may be made in two installments; half at the commencement of the planning
process and final payment due upon delivery of the completed plan. OR 2) Full payment is made in advance. Services are completed and delivered
inside of ninety (90) days of the signed agreement. The client may cancel within five business days of signing the Investment Advisory Agreement
for a full refund. If the cancellation occurs after five business days, the client will be entitled to a pro-rata refund based on work completed.

Fees can be charged under a Fixed Fee agreement for financial planning or consulting services. A Fixed Fee will range from $300 up to more than
$2,000 for financial planning and consulting. Fees are based on a negotiated rate based on the complexity of the work, geographic market differences
and the experience of the investment advisor representative. Fees are payable directly to GA and may be charged as a one-time fee or on a
recurring basis (e.g., quarterly).
Referral Fees
GA and associated persons are paid a portion of the fees charged and collected by the Third-Party Money Manager in the form of referral fees or
consulting fees. GA’s fees are negotiable depending on the size, complexity of the client’s account(s), the experience and training of the advisor
and other business considerations. A complete description of the third-party money manager’s services, fee schedules and account minimums will
be disclosed in the third-party registered investment advisor’s Form ADV, Schedule H Disclosure Brochure, or similar Disclosure Brochure.

In addition, GA may be eligible for additional compensation from Third Party Money Managers for referrals, shareholder support, advice, order
placement, execution and other services rendered to clients. See “Other Financial Industry Activities and Affiliations” for more details regarding
conflicts of interests.

Asset Management Services
Asset based fees are based on a percentage of the client’s account value. Asset‐based fees will generally be deducted from the account on a
monthly or quarterly basis and paid to the firm. The fees are negotiable depending on the size and complexity of the account(s), the experience and
training of your advisor, and other business considerations.

          Investment Accounts Involving Supervisory Services
          The maximum annual fee GA will charge clients 1.5% based on the assets under management. The fee is negotiable and is based on the
          money manager selected, the investment advisor representative providing services, the value of the assets in the account, including cash
          holdings, and is payable monthly, quarterly or annually in advance or arrears based on the money manager and will be disclosed to the
          client in the applicable Client Agreements.
          For the purpose of calculating account fees in advance, the period begins on the first day the account is accepted by the money manager
          selected. The initial account fee is due at the beginning of the billing period following execution of the Client Agreement and includes a
          prorated fee for the initial period in addition to the standard monthly or quarterly fee for the upcoming period. Subsequent account fee
          payments are due and assessed at the beginning of each period based on the value of the assets under management as of the close of
          business on the last business day of the preceding period.
          For the purpose of calculating account fees in arrears, the period begins on the first day the account is accepted by the money manager
          selected. The initial account fee is due at the end of the billing period following execution of the Client Agreement based on either the
          ending account balance or the average daily balance. Subsequent account fee payments are due and assessed at the end of each billing
          period per the calculation method disclosed in the Client Agreement.
          Advisory fees will be deducted from the clients' account by the custodian. Clients may terminate their account within five (5) business
          days of signing the Investment Advisory Agreement for a full refund. Clients may terminate advisory services with thirty (30) days written
          notice. Clients will be entitled to a pro-rata refund for the days service was not provided in the final month or quarter. Clients billed in
          arrears will only be billed for the portion of the period prior to the termination date for which advisory services were provided. If GA is
          unable to deduct fees from the clients’ account, the firm may bill the client directly for the charges due.
          Client shall be given thirty (30) days prior written notice of any increase in fees, and client will acknowledge, in writing, any agreement of
          increase in said fees.
          The investment management fees charged by third-party managers or vendor are exclusive of, and in addition to, GA’s investment
          advisory fee set forth above. In addition to the GA’s written disclosure statement, the client shall also receive the written disclosure
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Item 7: Types of Clients
Description
GA generally provides investment advice to individuals, pension and profit-sharing plans, trusts, estates, or charitable organizations, corporations,
and business entities.
Client relationships vary in scope and length of service.

Account Minimums
GA does not require a minimum to open an account. Third party managed programs generally have account minimum requirements that will vary
from program to program.