North Star Advisory Group LLC

Item 5 Fees and Compensation
Description & Fee Billing

Portfolio Management Services
Our fee for portfolio management services is based on a percentage of your assets we manage. The
fee is 1.00% of assets under management, unless otherwise agreed to and specified in writing in the
asset Management Agreement. Our advisory fee is negotiable, depending on individual client
circumstances.

Our annual portfolio management fee is billed and payable quarterly in advance based on the value of
your account on the last day of the previous quarter. When the Account is opened, the Advisory Fee is
billed for the remainder of the current billing period and is based on the initial contribution. The initial
payment will become due in full on the date of inception.

Subsequent quarterly Advisory Fees will be calculated based on the Account Value as of the last
business day of the previous calendar quarter and will become due the following business day. If cash
or securities, or a combination thereof, amounting to at least $100,000 are deposited to or withdrawn
from your account on an individual business day in the first two months of the quarter, you authorize
us to: (i) assess Advisory Fees to the deposited assets based on the value of the assets on the date of
deposit for the pro rata number of days remaining in the quarter, or (ii) refund prepaid Advisory Fees
based on the value of the assets on the date of withdrawal for the pro rata number of days remaining in
the quarter. No additional Advisory Fees or adjustments to previously assessed Advisory Fees will be
made in connection with deposits or withdrawals that occur during the last month of the quarter unless
requested by you. Notwithstanding the above, we reserve the right, in our sole discretion, to process or
not process fee adjustments, as applicable, when the source and destination of deposits and
withdrawals involve your other fee-based advisory accounts. In addition, we may, in our sole
discretion, take any action we consider fair and reasonable with respect to the application of fee
adjustments based upon our review of the timing and amounts of deposits to and withdrawals from
your account. Cash reserve balances will be included for billing purposes.

At our discretion, we may combine the account values of family members living in the same household
to determine the applicable advisory fee. For example, we may combine account values for you and
your minor children, joint accounts with your spouse, and other types of related accounts. Combining
account values may increase the asset total which may also result in an increased or a reduced total
advisory fee, depending upon the differences in the clients' advisory fee rates and the advisory fee rate
we choose to calculate our total fee. As such, we will act in our clients' best interests and choose the
lowest client fee rate when making a householding calculation, in effect reducing our total advisory fee
to such clients.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when the following requirements are met:

    • You provide our firm with written authorization permitting the fees to be paid directly from your
      account held by the qualified custodian.
    • We send you an invoice showing the amount of the fee, the value of the assets on which the
      fee is based, and the specific manner in which the fee was calculated.
    • The qualified custodian agrees to send you a statement, at least quarterly, indicating all
      amounts dispersed from your account including the amount of the advisory fee paid directly to
      our firm.

You may terminate the portfolio management agreement upon 30 days' written notice to our firm. You
will incur a pro rata charge for services rendered prior to the termination of the portfolio management
agreement, which means you will incur advisory fees only in proportion to the number of days in the
quarter for which you are a client. If you have pre-paid advisory fees that we have not yet earned, you
will receive a prorated refund of those fees.

We encourage you to reconcile our invoices with the statement(s) you receive from the qualified
custodian. If you find any inconsistent information between our invoice and the statement(s) you
receive from the qualified custodian please call our main office number located on the cover page of
this brochure.

Financial Planning Services
We charge an hourly fee of $450 for financial planning services, which is negotiable depending on the
scope and complexity of the plan, your situation, and your financial objectives. An estimate of the total
time/cost will be determined at the start of the advisory relationship. In limited circumstances, the
cost/time could potentially exceed the initial estimate. In such cases, we will notify you and request that
you approve the additional fee. Additionally, we, at our discretion, may assess extra charges to you on
additional financial planning annual reviews if you have no ongoing financial planning relationship with
us, existing at the time of the review. Our charge for the review in question will be in accordance with
our above financial planning fees.

Fees are due upon completion of services rendered.

At our discretion, we may offset our financial planning fees to the extent you implement the financial
plan through our Portfolio Management Service.

You may terminate the financial planning agreement by providing written notice to our firm. You will
incur a pro rata charge for services rendered prior to the termination of the agreement.

Selection of Other Advisers
We do not charge you a separate fee for the selection of other advisers. We will share in the advisory
fee you pay directly to the MM. We anticipate the total advisory fee charged by the third party money
manager to be between 2% and 2.5% of assets under management; however, the advisory fee you
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Item 7 Types of Clients
Description
We offer investment advisory services to individuals, including high net worth individuals; pension and
profit sharing plans; charitable organizations; and corporations.

Account Minimums
In general, we do not require a minimum dollar amount to open and maintain an advisory account;
however, we have the right to terminate your Account if it falls below a minimum size which, in our sole
opinion, is too small to effectively manage. For your benefit, we will also household related accounts;
i.e., combining account values for you and your minor children, joint accounts with your spouse, and
other types of related accounts to meet the stated minimum for breakpoints in the sale of investment
company shares (mutual fund and exchange traded funds ("ETFs")) which reduce your purchasing
costs of such securities.