Hesmer Wealth Management LLC

Item 7: Types of Clients

Type of Clients
We offer investment advisory services to individuals, including high-net-worth individuals, corporations,
foundations, pension and profit-sharing plans, retirement plans, plan participants, trusts, and other
entities.

Minimum Account Size
The minimum account size requirements applicable to Oak Harbor’s advisory services are described below.
The specific terms governing each advisory service engagement, including any applicable minimums, are
reflected in the applicable written agreement(s) between the Client and Adviser.

Portfolio Management Services
Oak Harbor does not generally impose a minimum account size to open or maintain an advisory account for
portfolio management services. However, the Adviser reserves the right to terminate an advisory
relationship if an account’s value declines to a level that Oak Harbor determines is no longer practical to
manage, based on the scope of services provided and the nature of the account. Further, the Adviser does
not require ongoing contributions to maintain an advisory account. Clients may make additional
contributions at their discretion.

Third‑Party Management & Oversight Services
Clients participating in third‑party management and oversight services are subject to any account
minimums established by the applicable TPMM, as disclosed in the TPMM’s Investment Management
Agreement and Form ADV brochure. Clients are responsible for reviewing and understanding the applicable
account minimums, eligibility requirements, and fee arrangements before engaging a referred Manager.

Institutional Consulting Services
Institutional consulting services are typically subject to a minimum portfolio size of $2 million. For
institutional Clients with assets below this threshold, Oak Harbor may, at its discretion, impose a minimum
flat fee instead of an asset‑based fee.

Pension & Retirement Plan Consulting Services
Oak Harbor does not impose a minimum plan size or asset threshold to provide pension and retirement
plan consulting services. Engagement terms, including the scope of services and compensation, are
defined in the applicable advisory or consulting agreement and may vary based on plan characteristics,
fiduciary responsibilities, and service complexity.

Financial Planning & Consulting Services
Oak Harbor does not require a minimum account size or asset level to provide financial planning and
consulting services. These services may be provided on a standalone basis or in conjunction with other
advisory services, pursuant to a written agreement that outlines the scope of services and applicable fees.

Educational Seminars & Workshop Services
Participation in Oak Harbor’s educational seminars and workshops does not require the establishment
or maintenance of an advisory account.

Certain investment products, custodial platforms, or third‑party investment vehicles recommended or
utilized by Oak Harbor may impose their own minimum investment amounts, balance requirements, or fees.
These requirements are determined by the product sponsor, custodian, or third party—not by Oak Harbor.
Clients are encouraged to review applicable disclosure documents and agreements to understand any such
minimums before and during the investment process.