Guardian Financial Partners LLC

Item 5: Fees & Compensation

    Compensation for Our Advisory Services

    Retirement Plan Consulting:

    Our Retirement Plan Consulting services are assessed based on the percentage of Plan assets under
    management or fixed fee. The total estimated fee, as well as the ultimate fee charged, is based on the
    scope and complexity of our engagement with the client. Fees based on a percentage of managed Plan
    assets will not exceed 1.00%. The fee-paying arrangements for Retirement Plan Consulting service
    will be determined on a case-by-case basis and will be detailed in the signed consulting agreement.
    Clients will be invoiced directly for the fees.

ADV Part 2A – Firm Brochure                         Page 5                               Guardian Financial Partners, LLC

    Referrals to Third Party Money Managers:

    Third party money managers that we recommend may charge up to 1.00%. Their fee, which will be
    outlined in their advisory agreement to be signed by the client, is separate from and in addition to
    our advisory fee. Clients will be provided with a copy of the chosen third party money manager’s
    Form ADV Part 2, all relevant Brochures, a disclosure statement detailing the fees to be paid to both
    firms and the third party money manager’s privacy policy. All fees that our firm receives from the
    third party money managers and the written separate disclosures made to clients regarding these
    fees comply with applicable state statutes and rules. The billing procedures for this service vary
    based on the chosen third party money manager. The total fee to be charged, as well as the billing
    cycle, will be detailed in the third party money manager’s ADV Part 2A and separate advisory
    agreement to be signed by the client.

    Other Types of Fees & Expenses

    Clients may pay holdings charges imposed by the chosen custodian for certain investments, charges
    imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be disclosed in
    the fund’s prospectus (i.e., fund management fees and other fund expenses) initial or deferred sales
    charges, mutual fund sales loads, 12b-1 fees, surrender charges, variable annuity fees, IRA and
    qualified retirement plan fees. Our firm does not receive a portion of these fees.

    Termination & Refunds

    Either party to a Retirement Plan Consulting Agreement may terminate at any time by providing
    written notice to the other party. Full refunds will only be made in cases where cancellation occurs
    within 5 business days of signing an agreement. After 5 business days from initial signing, either
    party must provide the other party 30 days written notice to terminate billing. Billing will terminate
    30 days after receipt of termination notice. Clients will be charged on a pro-rata basis, which takes
    into account work completed by our firm on behalf of the client. Clients will incur charges for bona
    fide advisory services rendered up to the point of termination (determined as 30 days from receipt
    of said written notice) and such fees will be due and payable.

    Commissionable Securities Sales

    Our firm and representatives do not sell securities for a commission in advisory accounts.

Item 7: Types of Clients & Account Requirements

    Our firm has the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Trusts, Estates or Charitable Organizations;

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         •    Pension and Profit Sharing Plans;
         •    Corporations, Limited Liability Companies and/or Other Business Types

    Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging
    us.