HHM Wealth Advisors LLC

Item 5 Fees and Compensation
MANAGEMENT FEE

The annual fee for HHM's Portfolio Management Services will be charged either as a (1) percentage of
assets under management or (2) quarterly fixed fee basis. Advisory Management fees are paid
quarterly in advance.

(1) The annual fee for Portfolio Management Services typically ranges from .50% to 1.00% of assets
under management, depending on the nature and complexity of each client's circumstances. While
other fee schedules may have been used in the past and may still be in effect, generally, fees being
charged to new clients will be based on the following fee schedule. Fees are either progressive (a fee
will be assessed based on each threshold) or a fixed fee based on the value of the account.

     Portfolio Value         Annual Wealth Management Fee
     First $1,000,000                     1.00%
      Next $500,000                       0.90%
     Next $ 500,000                       0.80%
     Next $1,000,000                      0.60%
Amount Over $3,000,000                    0.50%

**Clients are subject to a $3,000 per year minimum. HHM can elect to reduce this minimum at its
discretion. HHM may change the above fee schedule upon 30 days prior written notice to clients.

An Account Fee of $12.50 per quarter/account will be billed quarterly in addition to the Management
Fee.

The quarterly investment advisory fee is based on the net value of the assets in the account on the last
business day of the prior quarter and is due the following business day. The agreed amount will be
specified in the Investment Advisory Agreement.

Accounts maintained directly at the investment company such as Capital Group American Funds will
be charged a fee based on the average daily balance. The Capital Group American Funds accounts
are charged based on the fee schedules noted below, regardless of the agreed upon fee schedule for
your other assets. American Funds directly debits these accounts and remits payment to HHM. These
assets are not combined with your other assets when determining your Portfolio Value and Maximum
Annual Wealth Management Fee noted above; however, all accounts held at American Funds will be
aggregated. Accounts maintained directly with Capital Group Capital Group American Funds will have
fee deductions occurring as of the quarter end in February, May, August and November based on the
average daily balance, as stated above and are deducted in arrears. Fees for accounts managed
directly at Capital Group Capital Group American Funds are calculated, deducted, and paid by Capital
Group American Funds to HHM.

Advisor and client will mutually agree upon the Management Fee for Capital Group American Funds
accounts. One of the following fees will be chosen and stated as part of Exhibit B of the Advisory
Agreement:

0.30% (30 Basis Points) or
0.50% (50 Basis Points) or
0.75% (75 Basis Points) or
1.00% (100 Basis Points)

Management Fees are negotiable depending on both the nature and complexity of client
circumstances. HHM will quote an exact percentage for each client based on both the nature of
services to be rendered and total value of that account. HHM will group certain related accounts for
purposes of determining the annualized fee.

Clients may choose to have management fees directly debited from client accounts in advance at the
beginning of each calendar quarter based upon the value (market value-fair market value in the
absence of market value), of the client's account at the end of the previous quarter. Alternatively, rather
than directly deducting fees from client accounts HHM will directly invoice clients per client request in
advance at the beginning of each calendar quarter.

The first quarter's fees will be calculated on a pro rata basis, which means the advisory fees are
payable in proportion to the number of days in the quarter for which the accounts are funded.

Typically, HHM will combine the account values of direct/immediate family members to determine the
applicable advisory fees. By combining account values, the asset total increases, which generally
results in the client(s) paying a reduced advisory fee based on the available breakpoints in HHM's fee
schedule stated above.

Clients may make additions to the account or withdrawals from the account. Fee adjustments will be
made to include additional deposits to the account and withdrawals from the account for dollar flows of
greater than $5,000 in a single day. Any single day flows into or out of an account within a quarter,
when greater than $5,000, will generate a flow billing calculation. This flow is calculated on a pro rata
basis upon the number of days remaining in the quarter. The pro-rata calculation is then added to or
subtracted from the quarterly fee. This capital flow calculation does not apply to flat fee billing
specifications or American Fund direct accounts.

Interim market value fluctuations for account appreciation or depreciation are not adjusted. Because
clients are billed at the beginning of a calendar quarter, all dollar changes that occurred in the prior
quarter including market value fluctuations will automatically be reflected in the account value upon
which the fee is calculated at the beginning of the new quarterly billing cycle.

Client may terminate the Portfolio Management Agreement by submitting written notice to HHM which
is effective upon receipt by HHM. For any client who terminates their relationship with HHM prior to the
end of the quarter, HHM will refund any unearned management fees on a prorated basis to the client.

(2) In lieu of a percentage of assets under management, clients may request a Fixed Fee. The amount
of the negotiated retainer will be based on the complexity of the client, which may be more or less than
the comparable percentage of assets under management methodology. The flat fee amount may
reflect certain services which the client needs above and beyond the normal Portfolio Management
...

Item 7 Types of Clients
HHM Wealth Advisors, LLC provides investment advisory services to individuals, trusts, estates,
charitable organizations, corporations, and other business entities. Generally, our minimum household
value is $250,000.00, but we may waive this requirement at our discretion. In addition to the $250,000
minimum household value, clients are subject to a $3,000 per year minimum fee.