Innova Wealth Partners LLC

Item 5: Fees and Compensation

A. Fee Schedule

              Investment Supervisory Services Fees

Fees of up to, but never to exceed 2.00% annualized, and will be charged on assets under
our management for investment supervisory service. Fees are negotiable depending upon
the needs of the client and complexity of the situation and the final fee schedule is attached
as Exhibit II of the Investment Advisory Contract. Lower fees for comparable services may
be available from other sources.

IWP uses the closing balance in the client’s account as of the last day of the monthly billing
period for purposes of determining the market value of the assets upon which the
advisory fee is based. Fees are paid monthly in arrears and therefore no refund policy is
necessary. For contracts commenced or terminated mid-month, clients will be responsible
for paying the prorated fees. Clients may terminate the contract without penalty, for full
refund of the advisor’s fees, within five business days of signing the contract. Thereafter,
clients may terminate the contract with one (1) day written notice.

                Sub-Advisory Services

IWP may use sub-Advisor, Vanguard Personalized Indexing Management (VPIM), for
100% equity portfolio management when it is determined by client and IWP that
allocation is appropriate. Clients will incur a fee of .20% of AUM for assets included in the
VPIM portfolio, in addition to the ordinary fee charged by IWP detailed above.

IWP may use sub-Advisor, Syntheticfi LLC, for incorporating a box spread option
strategy, offering clients an alternative to margin loans and securities-based lines of credit
when determined to be appropriate for the client. When Syntheticfi is engaged at the
recommendation of IWP, Syntheticfi will charge an annualized fee to the client for the
portion of the portfolio being managed by Syntheticfi. While IWP will continue to monitor
and make recommendations on this portion of the portfolio, IWP will not charge a fee on
assets allocated to Syntheticfi.

                Financial Planning and Consulting Services

IWP offers Financial Planning and Consulting services on a flat fee basis. One-time
financial plans incur a flat fee of $500 - $10,000 depending on complexity, to be paid upon
plan delivery. Once the plan is delivered, clients may continue to engage IWP on an
ongoing consulting basis for $1,000 - $2,000 per month, billed in arrears.

              Educational Course

IWP offers Educational Courses, that cost $39 per class, via check or credit card, due on or
before the date of the course.

 B. Payment of Fees

              Payment of Investment Supervisory Fees

Advisory fees are paid monthly in arrears. Fees are withdrawn directly from the client’s
accounts with client’s written authorization - please see Item 15 below for further detail
on direct fee deduction.

              Payment of Educational Courses

Educational Courses are paid via check or credit card. Fees are paid on or before the date
of the course.

 C. Clients Are Responsible For Third Party Fees

Clients are responsible for the payment of all third party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by IWP. Please see Item 12 of this brochure
regarding broker/custodian.

 D. Prepayment of Fees

IWP collects its fees in arrears. It does not collect fees in advance.

 E. Outside Compensation for the Sale of Securities to Clients

Persons providing investment advice on behalf of IWP are also licensed as independent
insurance agents. These persons will earn commission-based compensation for selling
insurance products, including insurance products they sell to you. Insurance commissions
earned by these persons are separate and in addition to our advisory fees. This practice
presents a conflict of interest because persons providing investment advice on behalf of
IWP, who are insurance agents, have an incentive to recommend insurance products to
you for the purpose of generating commissions rather than solely based on your needs.
You are under no obligation, contractually or otherwise, to purchase insurance products
through any person affiliated with IW

Item 7: Types of Clients

IWP generally provides advisory services to the following types of clients:

           ❖   Individuals
           ❖   High-Net-Worth Individuals
           ❖   Trusts, Estates, or Charitable Organizations
           ❖   Pension Plan Participants
           ❖   Businesses

There is an account minimum of $100,000, which may be waived by the investment advisor,
based on the needs of the client and the complexity of the situation.