Optivise Advisory Services LLC

Item 5 Fees and Compensation

Financial Planning Services Fees

Advisor charges fixed fees and/or hourly fees for financial planning services. Advisor uses the
following financial planning fee schedules:

Fixed Fees: Advisor may charge a fixed fee of up to $10,000.00, for broad-based planning
services. For example, a Client with limited assets who hires the Firm for retirement planning
may pay a fee of $1,000.00, while a Client with a complex financial situation who hires the Firm
for a broad-based plan that includes a retirement plan, insurance review, tax planning, estate
planning, cash flow planning, and education goal planning may pay a fee of $10,000.00. In
limited circumstances, the total cost could potentially exceed $10,000.00. In these cases, we
will notify the Client and may request that the Client pay an additional fee. All financial
planning fees are negotiated based on the scope of services and will be reflected in the
Financial Planning Agreement with Advisor.
Certain Associated Persons of Advisor may assist other financial professionals, attorneys, CPAs,
etc., engaged by the Client, by collecting and providing Client financial data and performing
certain administrative functions on behalf of the engaged financial professional. Advisor may
receive compensation for the performance of these duties. It is expected that any other
professional being hired by the Client will show in an itemized bill to the Client of any
compensation received by the Advisor.

Fees for services provided by Non-Associated Persons or engaged external financial
professionals should be made out directly to those individuals or their Firm, and not to Advisor
or Associated Persons. Certain external advisers to the Advisor may also be licensed as a

financial professional, CPA, EA, etc. A Client may choose to engage these external professionals
in this additional role but is not required to do so. Any payment made by the Client to an
adviser for services performed in this separate role is separate and distinct from fees paid for
advisory services. External Advisers offering services as separate financial professionals are
doing so independently of the Advisor.

Hourly Fees: Advisor through their Associated Persons may charge an hourly fee of up to $200
for Clients who request specific services (such as a modular plan or hourly services) and do not
want a broad-based written financial plan.

Before engaging the Advisor to provide financial planning services, the Client must enter into a
written Agreement with the Advisor. The Financial Planning Agreement will set forth the terms
and conditions of the engagement and describe the scope of the services to be provided and
the portion of the fee that is due from the Client. Generally, the Advisor requires a prepayment
of up to 50% of the fee with the remaining balance due upon completion of the agreed-upon
services.

For Financial Planning Services, the Advisor does not require prepayment of more than
$1,200 for services that will not be completed within six months. Hourly fees charged for
specific services are payable as invoiced. All fees for financial planning must be made payable to
Optivise Advisory Services, LLC.

Either party may terminate the Financial Planning Agreement by written notice. The process to
terminate the Financial Planning Agreement is outlined in the agreement document itself. In
the event the Client terminates the Advisor Financial Planning Agreement, the balance of
Advisor unearned fees (if any) shall be refunded to the Client within 15 business days from
receipt of the written termination request.

Management Advice and Services for Employer-Sponsored Defined Contribution Plans

Clients who enroll in this service may be charged a monthly recurring fee of between $30.00 to
$200.00 per account. The fee is collected through an automated billing system created by the
Advisor’s co-advisory partner and Stripe, Inc (a third-party payment processor). the Client pays
this fee via a credit or debit card that is kept on the Stripe system. The Client may cancel this
fee and terminate this service at any time for any reason. The Advisor partners with a third-
party Investment Advisor to assist in delivering this service to Clients. Advisor compensates the
co-advisory partner based on subscription fees generated.

Portfolio Management Services

If you decide to engage the Advisor for portfolio management services, we will charge an
annual fee based upon a percentage of the market value of the assets being managed. Our fee
for these services is outlined in the following schedules:

Non-Options-Based Account:            Maximum annualized fee 1.80%
Options-based Account:                Maximum annualized fee 1.95%

Please note that our fees are negotiable and will be reflected in the Investment Advisory
Agreement with Client. The fee paid by the Client(s) will be reflected in the custodian’s
monthly or quarterly statement. Neither the Advisor nor its IARs have the authority to increase
the maximum annualized fee schedules listed above at their discretion. IAR compensation is
either the remainder of the annual advisory fee after platform fees, Advisor fees, sub-advisory
fees, and custodial fees are satisfied or as a percentage payout agreed upon between the
Advisor and the IAR of the total advisory fees charged to the Client. Fees may be deducted by
the custodian, a third-party designated service provider, or internal operations at Advisor under
the terms of the Advisory agreement signed by both the Client and Advisor.

Fees are billed monthly in arrears from Client(s) accounts and are based on the average daily
balance of the account(s) during the preceding month. The Client may direct the custodian or
designated service provider to debit advisory fees from one specific account for all accounts
managed by the Advisor. If sufficient cash is not available to pay fees, securities in an amount
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Item 7 Types of Clients

The Advisor generally offers investment advisory services to individuals, pension and profit-
sharing plans and participants, trusts, estates, charitable organizations, other investment
advisors, and other business entities. Clients who wish to open an advisory account with a sub-
advisor will be subject to the minimum account balance requirements imposed by the sub-
advisor.