Traction Financial Partners LLC

ITEM 5 - FEES AND COMPENSATION

INVESTMENT MANAGEMENT FEES AND COMPENSATION
Traction charges a fee as compensation for providing Investment Management services on your account. These
services include advisory and consulting services, trade entry, investment supervision, and other account-
maintenance activities. Our recommended custodian charges transaction costs, custodial fees, redemption fees,

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retirement plan and administrative fees or commissions. See Additional Fees and Expenses below for additional
details.
The fees for portfolio management are based on an annual percentage of assets under management and billed
quarterly in advance based on the average daily balance of the accounts from the previous quarter. Billing will
begin the month following the month the accounts are funded. The value will be determined as reported by the
Custodian. Fees are assessed on all assets under management. Cash and money market balances will be excluded
from billing. Additional deposits and withdrawals will be added or subtracted from the assets in a prorated basis
to adjust the account fee.
Our maximum annual advisory fee is for accounts paying a percentage of assets under management is 1.35%. The
specific advisory fees are set forth in your Investment Advisory Agreement. Fees may vary based on the size of
the account, complexity of the portfolio, extent of activity in the account or other reasons agreed upon by us and
you as the client. In certain circumstances, our fees and the timing of the fee payments may be negotiated. Our
employees and their family related accounts are charged a reduced fee for our services.
Unless otherwise instructed by the client, we will aggregate asset amounts in accounts from your same household
together to determine the advisory fee for all your accounts. We would do this, for example, where we also
service accounts on behalf of your minor children, individual and joint accounts for a spouse, and/or other types
of related accounts. This consolidation practice is designed to allow you the benefit of an increased asset total,
which could cause your account(s) to be assessed a lower advisory fee.
The independent qualified custodian holding your funds and securities will debit your account directly for the
advisory fee and pay that fee to us. You will provide written authorization permitting the fees to be paid directly
from your account held by the qualified custodian. Further, the qualified custodian agrees to deliver an account
statement monthly directly to you indicating all the amounts deducted from the account including our advisory
fees. At our discretion, our Firm will allow advisory fees to be paid by check as indicated in the Investment
Advisory Agreement. You are encouraged to review your account statements for accuracy.
Either Traction or you may terminate the management agreement immediately upon written notice to the other
party. The management fee will be pro-rated to the date of termination, for the month in which the cancellation
notice was given and billed to your account. Upon termination, you are responsible for monitoring the securities
in your account, and we will have no further obligation to act or advise with respect to those assets. In the event
of client’s death or disability, Traction will continue management of the account until we are notified of client’s
death or disability and given alternative instructions by an authorized party.
Clients should be aware that LPL charges transaction charges in addition to the fee that you pay for investment
advisory services provided through Traction. In many instances, LPL makes available mutual funds in a SWM I
account that offer various classes of shares, including shares designated as Class A Shares and shares designed
for advisory programs, which can be titled, for example, as “Class I,” “institutional,” “investor,” “retail,” “service,”
“administrative” or “platform” share classes (“Platform Shares”). Certain share classes pay LPL compensation for
the administrative and recordkeeping services LPL provides to the mutual fund. Client should understand that
another financial services firm may offer the same mutual fund at a lower overall cost to the investor than is
available through LPL. Class A Shares typically pay LPL a 12b-1 fee for providing brokerage-related services to the
mutual funds. Platform Shares generally are not subject to 12b-1 fees. Because of the different expenses of the
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mutual fund share classes, it is generally more expensive for a client to own Class A Shares than Platform Shares,
however the Class A Shares may appear to be less expensive, due to the difference in the type of fee charged. An
investor in Platform Shares will pay lower fees over time and keep more of his or her investment returns than an
investor who holds Class A Shares of the same fund.
LPL has made available a no-transaction-fee (NTF) mutual fund network. This network of funds will make only
one share class available for specific fund families. When NTF funds are purchased in SWM account, there are
no transaction charge assessed to the client or advisor. Sponsors of mutual funds in the NTF network pay LPL
compensation to participate in the NTF network. Not all share classes or funds within a fund family may be
available at NTF. When NTF funds are redeemed, the transaction costs are waived. Please read the prospectus
carefully before investing. There are some exceptions where LPL will continue to offer an additional share class
at $26.50, depending on the expense of the fund and minimums instituted by the fund company. Clients should
be aware that advisors may be more likely to recommend funds that are participants in the NTF network. Please
ask your IAR for current details. A complete list of mutual fund sponsors participating in the SWM NTF Program
can be found by visiting https://lplfinancial.lpl.com/disclosures.html.
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ITEM 7 - TYPES OF CLIENTS

Our Firm works with the following types of clients: individuals, high net-worth individuals, foundations, employer
sponsored retirement plans, charitable organizations, institutions, trusts and estates.
We impose a $300,000 minimum account value to initiate our Firm’s advisory and money management services,
however, this may be waived as deemed appropriate by the Firm.