PFG Private Wealth Management LLC

Item 5: Fees and Compensation

     A. Fee Schedule
     Portfolio Management Fees

     The following fee schedule is a TIERED fee schedule.

             Total Assets Under Management            Annual Fee
             $0 - $250,000                            1.45%

             $250,001 - $500,000                      1.00%

             $500,001 - $750,000                      0.90%

             $750,001 - $1,000,000                    0.55%

             $1,000,001 - And Up                      0.50%

     PFGPWM uses the value of the account as of the last business day of the prior billing
     period for purposes of determining the market value of the assets upon which the
     advisory fee is based. Adjustments to the Assets Under Management value will be made
     for deposits and withdrawals during the quarter.

     In addition to our standard advisory fees, accounts with a balance below $50,000 are
     generally subject to a $10 quarterly fee (totaling $40 annually), deducted in advance each
     quarter. This fee helps offset the fixed technology and platform costs associated with
     servicing smaller accounts. We implement this fee to ensure we can continue to provide a
     consistent level of service and support across all client relationships. This fee is charged at
     the discretion of the Firm.

     These fees are generally negotiable and the final fee schedule is attached as Exhibit II of
     the Investment Advisory Contract. At the option of the firm a fixed percentage or dollar
     amount may be charged in certain circumstances. Clients may terminate the agreement
     without penalty for a full refund of PFGPWM's fees within five business days of signing
     the Investment Advisory Contract. Thereafter, clients may terminate the Investment
     Advisory Contract with 30 days' written notice.

Pension Consulting Services Fees

     Fixed Fees

     The rate for creating client pension consulting plans is between $150 and $35,000.

     Hourly Fees

     The hourly fee for these services is between $150 and $500.

     Asset-Based Fees

              Total Assets Under Management          Annual Fee
              $0 - $1,000,000                        0.50%

              $1,000,001 - $2,500,000                0.35%

              $2,500,001 - $15,000,000               0.25%

              $15,000,001 – And Up                   0.20%

      Rather than “tiered” billing, PFGPWM employs “single rate” billing, meaning that a
      single rate is charged based on the highest (most favorable) assets under management
      tranche that the client’s aggregate accounts qualifies for in accordance with the fee
      schedule above. PFGPWM uses the value of the account as of the last business day of the
      billing period for purposes of determining the market value of the assets upon which the
      advisory fee is based.

      These fees are generally negotiable and the final fee schedule is attached as Exhibit II of
      the pension consulting agreement. Clients may terminate the agreement without penalty
      for a full refund of PFGPWM's fees within five business days of signing the pension
      consulting agreement. Thereafter, clients may terminate the pension consulting
      agreement with 30 days' written notice.

Financial Planning Fees

     Fixed Fees

      The negotiated fixed rate for creating client financial plans is between $150 and
      $15,000.

     Hourly Fees

      The negotiated hourly fee for these services is between $150 and $500.
      Clients may terminate the agreement without penalty for a full refund of PFGPWM's fees
      within five business days of signing the Financial Planning Agreement. Thereafter, clients
      may terminate the Financial Planning Agreement generally upon written notice.

         B.    Payment of fees
     Payment of Asset-Based Portfolio Management Fees

     Asset-based portfolio management fees are withdrawn directly from the client's accounts
     with client's written authorization on a quarterly basis, or may be invoiced and billed

directly to the client on a quarterly basis. PFGPWM selects the method in which clients are
billed. Fees are paid in advance.

Payment of Asset-Based Pension Consulting Fees

Asset-based pension consulting fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis, or may be invoiced and billed
directly to the client on a quarterly basis. PFGPWM selects the method in which clients are
billed. Fees are paid in arrears.

Payment of Fixed or Hourly Pension Consulting Services Fees

Pension consulting fees are paid via check, in arrears upon completion.

Payment of Financial Planning Fees

Financial planning fees are paid via check or credit card in advance or in arrears upon
completion. PFGPWM selects the method in which clients are billed.

Payment of workshops/seminars fees

Attendees are charged $60 for a book that is provided by the workshop author. PFGPWM
does not charge for providing the training and does not receive any proceeds from the sale of
the books. PFGPWM also provides one-off topical financial planning seminars and does not
charge for those sessions.

     C.    Client Responsibility for Third Party Fees

Clients are responsible for the payment of all third-party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by PFGPWM. Please see Item 12 of this
brochure regarding broker/custodian.

     D.    Prepayment of Fees

PFGPWM collects certain fees in advance and certain fees in arrears, as indicated above.
Refunds for fees paid in advance will be returned within fourteen days to the client via
check or return deposit back into the client’s account.

For all asset-based fees paid in advance, the fee refunded will be equal to the number of
...

Item 7: Types of Clients

PFGPWM generally provides advisory services to the following types of clients:

           ❖   Individuals
           ❖   High-Net-Worth Individuals
           ❖   Corporations or Business Entities
           ❖   Pension Plans

There is no account minimum for any of PFGPWM’s services.