Ironoak Wealth LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 IronOak offers discretionary direct asset management services to advisory Clients. IronOak
 charges an annual investment advisory fee based on the total assets under management as
 follows:
       Assets Under Management               Annual Fee           Monthly Fee
             Up to $500,000                    2.00%               0.1667%
     The next $500,001 - $1,000,000            1.65%               0.1375%
    The next $1,000,001 - $5,000,000           1.00%               0.0833%
            Over $5,000,000                    0.65%               0.0542%

This is a blended fee schedule; the asset management fee is calculated by applying different
rates to different portions of the portfolio. IronOak may group certain related Client
accounts for the purposes of achieving the minimum account size and determining the
annualized fee.
The annual fee may be negotiable. Accounts within the same household may be combined
for a reduced fee. Fees are billed monthly in arrears based on an average daily balance of
the account for the previous month. The calculation for the average daily balance is based
on the formula (A/D) x (F).
       A = the sum of the daily balances in the billing period
       D = number of days in the billing period
       F = monthly management fee
For example (based on monthly billing period): the first step taken using the average-
daily-balance calculation method would be to take the average of the values of the Client’s
account over the course of the entire month. For instance 25 days at $1 million plus six
days at $500,000 averages out to approximately $903,225.80. This account would be
charged $1,387.93 for the month.
        AUM                   Monthly      Total
                              Fee
        First $500,000        x .1667 =    $833.50
        Next $403,225.80      x .1375 =    $554.43
        Grand total for the month          $1,387.93

Lower fees for comparable services may be available from other sources. Clients may
terminate their account within five (5) business days of signing the Investment Advisory
Agreement with no obligation and without penalty. Clients may terminate advisory
services with thirty (30) days written notice. For accounts opened or closed mid-billing
period, fees will be prorated based on the number of days services are provided during the
given period. All unpaid earned fees will be due to IronOak. Client shall be given thirty (30)
days prior written notice of any increase in fees. Any increase in fees will be acknowledged
in writing by both parties before any increase in said fees occurs.
SUB-ADVISOR SERVICES
IronOak may also utilize the services of a Sub-Advisor to manage Clients’ investment
portfolios. IronOak will enter into Sub-Advisor agreements with other registered
investment advisor firms. When using Sub-Advisors, the Client will pay additional platform
fees. Sub-Advisor directly deducts their portion of the fee separately from the client’s
account. Annual fees charged by the Sub-Advisor will not exceed 2.0%. Sub-Advisor fees
will be provided in the Investment Advisor Agreement.
FINANCIAL PLANNING AND CONSULTING
IronOak charges either on an hourly or a fixed fee basis depending on the financial
planning service selected. The financial planning fee is based on complexity and unique
Client needs.
Comprehensive Financial Plan
The fee for a Comprehensive Financial Plan is $12,500. This fee is non-negotiable. There
may be an additional fee imposed if revisions exceed the additional 8 revisions quoted.

IronOak will provide notice to Client in advance of the anticipated additional fees and have
Client execute a new financial planning agreement with the additional charges outlined.
Fees for a comprehensive financial plan will be billed on a quarterly basis in advance with
the initial payment due upon commencement of the financial planning agreement. The
initial plan will be delivered inside of ninety (90) days contingent upon timely delivery of
all required documentation. Client may cancel within five (5) business days of signing
Agreement with no obligation and without penalty. If the Client cancels after five (5)
business days, any unearned fees will be refunded to the Client, or any unpaid earned fees
will be due to IronOak. If a Client cancels mid-billing period, the refund will be calculated
based on the number of hours spent during the quarter at the firm’s hourly rate of $150.
Comprehensive Financial Plan Update
The fee for a Comprehensive Financial Plan Update will be charged at an hourly fee of $150
based on the complexity and unique Client needs. Prior to the planning process the Client
will be provided with an estimated plan fee. Fees for this service will be billed 50% at the
commencement of the financial planning agreement with the balance due upon plan
delivery.
The updated plan will be delivered inside of ninety (90) days contingent upon timely
delivery of all required documentation. Client may cancel within five (5) business days of
signing Agreement with no obligation and without penalty. If the Client cancels after five
(5) business days, any unearned fees will be refunded to the Client, or any unpaid earned
fees will be due to IronOak. All refunds will be calculated based on the number of hours
spent at the firm’s hourly rate of $150.

Ad Hoc Financial Planning Services
IronOak charges an hourly fee of $150 based on complexity and unique Client needs for ad
hoc financial planning services. Prior to the planning process the Client will be provided an
estimated plan fee. Fees for this service will be billed 50% at the commencement of the
financial planning agreement with the balance due upon delivery of plan or
recommendations.
The plan or recommendations will be delivered inside of ninety (90) days contingent upon
timely delivery of all required documentation. Client may cancel within five (5) business
...

Item 7: Types of Clients
Description
 IronOak generally provides investment advice to individuals, high net worth individuals,
 trusts, estates, or charitable organizations, corporations or business entities.
 Client relationships vary in scope and length of service.
Account Minimums
 IronOak does not require a minimum to open an account.