Jackson Grant Investment Advisers Inc

ITEM 5: FEES AND COMPENSATION

        Item 5A. Compensation for Services. Compensation for our services is fully transparent, as
described in your Supervisory Agreement or Consulting Agreement. There are no undisclosed (hidden)
fees or payments.
         Supervisory Services. You compensate us for Supervisory Services by paying us a fee based on
the value of your portfolio for the billing period and at the rate set out in your Supervisory Agreement
("Supervisory Fee"). The Supervisory Fee is determined based on the average daily (closing) balances
of your accounts, after inflows and outflows are taken into account.

         The following table shows sample Supervisory Fee annual rates for new clients at various
portfolio values. We do not negotiate rates; we reserve the right to reduce rates in our sole discretion
(example: family members of clients or special pro bono situations).

                              Sample Supervisory Fee Annual Rates for New Clients

                                $5 million = 0.85%             $20 million = 0.59%
                                $10 million = 0.68%            $25 million = 0.57%
                                $15 million = 0.62%            $30 million = 0.56%

         Our compensation is limited to Supervisory Fees paid directly by you. This may be a
distinguishing factor when comparing other financial service providers (including investment advisers)

                                                                       Jackson, Grant Investment Advisers, Inc.
                                                                           Tel 203.322.1198 ~ www.jacksongrantus.com

                                                                                                      Brochure ~ 2026

who engage in practices that permit the receipt of payments from third parties, either as their sole
compensation or in addition to direct fees. See Item 5E for additional information.

         Item 5B. Fees are Deducted. Supervisory Fees are automatically deducted from your accounts
in accordance with the billing period (monthly or quarterly) set out in your Supervisory Agreement.

          Item 5C. Other Costs and Fees. As stated in Item 5A, we do not receive any commissions,
fees, or payments, direct or indirect, from anyone, including the independent Custodian described in
Item 12A. The Custodian charges clients for custody and trade executions. Those costs are not
significant; trading is minimal, as are execution charges (for example, the Custodian’s charge for an
unlimited number of shares for an equity trade is $8; some ETFs and mutual funds are zero
commissions; some mutual fund trades are between $12 and $25).

         Internal Fees. When we use a mutual fund in a portfolio, we favor lower, institutionally priced
share classes 9 that have lower internal costs (“operating expenses”) than other available share classes. A
fund’s internal fees pay for implementing the investment objectives of the fund; our Supervisory Fee
pays for implementing your investment objectives.

         Item 5D. Advance Payment. Supervisory Fees are payable in arrears (after services are
rendered) or in advance as provided in your Supervisory Agreement. If you terminate your
relationship with us before the end of the applicable billing period (monthly or quarterly), we refund
prepaid fees that are unearned based on a daily factor calculation.

          Item 5E. Compensation for Sale of Securities. Item 5E requires disclosure of conflicts related
to practices in which we do not engage. This Item requires registered investment advisers (and any of
their “supervised persons" 10) who receive compensation for the sale of securities or investment products
(including asset-based sales charges or service fees for the sale of mutual funds) to explain that this
practice presents a conflict of interest, giving the adviser or the adviser's supervised persons "an
incentive to recommend investment products based on the compensation received, rather than on the
client’s needs." 11

        In such cases, the investment adviser must address the conflicts that arise and provide its
procedures for disclosing the conflicts to clients, along with the specific additional disclosures required
of subparagraphs 1 through 4 of Item 5E. 12 We do not receive any compensation for the sale of

              An example: F3 share class offered by the American Funds.

            “Supervised person” means: “Any of [the registered investment adviser's] officers, partners, directors
(or other persons occupying a similar status or performing similar functions), or employees, or any other person
who provides investment advice on [the adviser's] behalf and is subject to [the adviser's] supervision or control.”
Glossary to Form ADV.

              Form ADV Part 2A Item 5E1.

             Item 5E provides: "If you or any of your supervised persons accepts compensation for the sale of
securities or other investment products, including asset-based sales charges or service fees from the sale of mutual
funds, disclose this fact and respond to Items 5E1, 5E2, 5E3 and 5E4.
                                                                               Footnote continued on the next page

                                                                       Jackson, Grant Investment Advisers, Inc.
                                                                           Tel 203.322.1198 ~ www.jacksongrantus.com

                                                                                                     Brochure ~ 2026

securities, directly or indirectly, and thus we have no conflicts of interest to disclose pursuant to Item
5E.

ITEM 7: TYPES OF CLIENTS

         Types of Clients. Our clients are primarily high-net-worth individuals, trustees, and families
who have the desire to create lifelong retirement income or build a legacy for heirs or charity. They
typically reach out to us during a transition, such as retirement, divorce, widowhood, the illness of a
spouse, the receipt of an inheritance, the sale of a business or a home, the retirement of a financial
adviser, or simply wanting to experience a fiduciary boutique environment. A client might be an
executive, attorney, accountant, a teacher who inherited wealth, or even a money manager wanting his
spouse to benefit from our fiduciary environment.

         Our minimum for new client relationships is $5 million ($25 million for more complex
situations, for example, those requiring coordination with legal and other experts); exceptions are made
on a case-by-case basis in special circumstances, such as family accounts, referrals made by existing
clients or their attorneys or accountants, or 401(k) rollovers. (Family members of clients are normally
exempt from the minimum.)

           Item 5E1. Explain that this practice presents a conflict of interest and gives you or your supervised
persons an incentive to recommend investment products based on the compensation received, rather than on a
client’s needs. Describe generally how you address conflicts that arise, including your procedures for disclosing the
conflicts to clients. If you primarily recommend mutual funds, disclose whether you will recommend “no-load”
funds.
         Item 5E2. Explain that clients have the option to purchase investment products that you recommend
through other brokers or agents that are not affiliated with you.
          Item 5E3. If more than 50 percent of your revenue from advisory clients results from commissions and
other compensation for the sale of investment products you recommend to your clients, including asset-based
distribution fees from the sale of mutual funds, disclose that commissions provide your primary or, if applicable,
your exclusive compensation.
         Item 5E4. If you charge advisory fees in addition to commissions or markups, disclose whether you
reduce your advisory fees to offset the commissions or markups."

           Supervised person is defined in footnote 10.

                                                                  Jackson, Grant Investment Advisers, Inc.
                                                                     Tel 203.322.1198 ~ www.jacksongrantus.com

                                                                                              Brochure ~ 2026