Kaizen Financial Strategies LLC

Item 5: Fees & Compensation

Compensation for Our Advisory Services

Financial Planning & Consulting:

Our firm charges on an hourly or flat fee basis for financial planning and consulting services. The total estimated
fee, as well as the ultimate fee charged, is based on the scope and complexity of our engagement with the client.
The maximum hourly fee to be charged will not exceed $500. Flat fees will not exceed $10,000. Our firm

ADV Part 2A – Firm Brochure                          Page 5                               Kaizen Financial Strategies, LLC

requires a retainer of 50% of the ultimate financial planning or consulting fee at the time of signing. The fee-
paying arrangements will be determined on a case-by-case basis and will be detailed in the signed consulting
agreement. Our firm will not require a retainer exceeding $1,200 when services cannot be rendered within 6
months.

Retirement Plan Consulting:

Our Retirement Plan Consulting services are billed on an hourly or flat fee basis or a fee based on the percentage
of Plan assets under management. The total estimated fee, as well as the ultimate fee charged, is based on the
scope and complexity of our engagement with the client. The maximum hourly fee to be charged will not
exceed $250. Fees will be determined on a case-by-case basis. Usually, our flat fees range from $750 to $10,000.
Fees based on a percentage of managed Plan assets will not exceed 1.50%. The fee-paying arrangements will
be determined on a case-by-case basis and will be detailed in the signed consulting agreement.

Other Types of Fees & Expenses

Wrap clients will not incur transaction costs for trades in their accounts. Please see our Wrap Fee Program
Brochure for additional information. Charles Schwab & Co., Inc. (“Schwab”) does not charge transaction fees
for U.S. listed equities and exchange traded funds.

Termination & Refunds

Either party to a Financial Planning & Consulting Agreement may terminate the service at any time before the
delivery of a financial plan by providing written notice to the other party. For purposes of calculating refunds,
all work performed by us up to the point of termination shall be calculated at the hourly fee currently in effect.
Clients will receive a pro-rata refund of unearned fees based on the time and effort expended by our firm.

Either party to a Retirement Plan Consulting Agreement may terminate the service at any time by providing
written notice to the other party. Full refunds will only be made in cases where cancellation occurs within 5
business days of signing an agreement. After 5 business days from initial signing, either party must provide the
other party 30 days written notice to terminate billing. Billing will terminate 30 days after receipt of termination
notice. Clients will be charged on a pro-rata basis, which takes into account work completed by our firm on
behalf of the client. Clients will incur charges for bona fide advisory services rendered up to the point of
termination (determined as 30 days from receipt of said written notice) and such fees will be due and payable.

Commissionable Securities Sales

Our firm and representatives do not sell securities for a commission in advisory accounts.

Item 7: Types of Clients & Account Requirements

Our firm has the following types of clients:
   • Individuals and High Net Worth Individuals;
   • Entrepreneurs and Small Business Owners; and
   • Non-Profit Organizations

Our firm does not impose requirements for opening and maintaining accounts or otherwise engaging us.
However, our firm generally recommends that clients participating in our firm’s Enhanced Income Portfolios
program (“EIP”) have an account balance of at least $100,000 at the time of program implementation.