Landmark Wealth Management Inc

Fees and Compensation - Item 5
 Method of Compensation and Fee Schedule
 Advisor charges the following investment advisory fees:

 PORTFOLIO MANAGEMENT SERVICES FEES
 Advisor’s portfolio management fees are payable monthly in advance and are based on the value of the portfolio
 on the last business day of the preceding calendar month. Fees are adjusted for deposits and withdrawals
 throughout the pay period. Fees will be assessed pro rata in the event the portfolio management agreement is
 executed at any time other than the first day of a calendar month. Other fee payment arrangements can be
 negotiated on a case-by-case basis. These arrangements will be listed in the advisory agreement signed by the
 firm and the client.

 The fee is deducted from the client's account held at the custodian. GeoWealth calculates the fee and Advisor
 debits such fees from the client’s custodial account, provided the client has authorized Advisor to debit the fee in
 writing. If insufficient cash is available to pay such fees, securities in an amount equal to the balance of unpaid
 fees will be liquidated to pay for the unpaid balance. Our fee for portfolio management services is set forth in the
 following fee schedule:

     Amount of Household Assets            Annual Fee            Amount of Household Assets           Annual Fee
        Under Management                                            Under Management
        $30,000 to $100,000                  1.70%                $1,500,001 to $2,000,000              1.35%
          $100,001to $300,000                1.65%                 $2,000,001 to $3,000,000             1.30%
         $300,001 to $600,000                1.60%                 $3,000,001 to $5,000,000             1.00%
        $600,001 to $1,000,000               1.55%                     $5,000,001 and up                0.80%
       $1,000,001 to $1,500,000              1.50%

McBeath Financial Group
Form ADV Part 2 Brochure

 The fee listed above includes the compensation received by the model provider and GeoWealth. We may modify
 the fee at any time upon 30 days’ written notice, subject to client’s consent.

 Our annual fee is exclusive of and in addition to any brokerage commissions, transaction fees, and other related
 costs and expenses which the client may incur. However, we will not receive any portion of the commissions, fees,
 and costs. Please see Item 12 – Brokerage Practices for further information on brokerage and transaction costs.
 Clients should note that most custodians have waived transaction fees for many equities and investment company
 securities. However, most custodians still charge a transaction fee for certain securities, such as institutional class
 shares of mutual funds.

 The portfolio management agreement may be canceled at any time by the client or by Advisor with 30 days’ prior
 written notice to the other party. Upon termination, any earned, unpaid fees will be due and payable by the client.
 The client has the right to terminate the Asset Management Agreement without penalty within five business days
 after entering into the agreement.

 FINANCIAL PLANNING PHASES AND FEES
 Advisor provides its clients with financial planning and consulting services. Prior to engaging Advisor to provide
 consulting services, the client will be required to enter into a financial planning agreement with our firm. The
 Agreement will set forth the terms and conditions of the engagement and describe the scope of the services to
 be provided and the fee that is due from the client. Advisor will charge a fixed fee of up to $15,000.00 for financial
 planning services. Fees for financial plans are billed 50% in advance, with the balance due upon delivery of the
 financial plan.

 Client may cancel within five (5) business days of signing the Financial Planning Agreement for a full refund. If
 cancellation occurs after five (5) business days, client will be entitled to a pro-rata refund or Advisor would be
 entitled to additional payment based on work completed.

 Negotiability of Fees
 We reserve the right to offer fee discounts based on our discretion. Fees are charged as described above and are
 not based on a share of capital gains of the funds of any advisory client.

 Investment Company Fees and Expenses
 All fees paid to Advisor for investment advisory services are separate and distinct from the fees and expenses
 charged to shareholders by mutual funds or exchange traded funds. These fees and expenses are described in
 each fund's prospectus. These fees generally include a management fee, other fund expenses, and a possible
 distribution fee. If the fund also imposes sales charges, you may pay an initial or deferred sales charge.

 A client could invest in a mutual fund directly, without the services of Advisor. In which case, the client would not
 receive the services provided by Advisor, which are designed, among other things, to assist the client in
 determining which mutual fund or funds are most appropriate to their financial condition and objectives.
 Accordingly, clients should review the fees charged by the funds and the fees charged by Advisor to fully
 understand the total amount of fees charged and to evaluate the cost of advisory services being provided.

 Billing on Cash Positions
 The firm treats cash and cash equivalents as an asset class. Accordingly, unless otherwise agreed in writing, all
 cash and cash equivalent positions (e.g., money market funds, etc.) are included as part of assets under
 management for purposes of calculating the firm’s advisory fee. At any specific point in time, depending upon
 perceived or anticipated market conditions/events (there being no guarantee that such anticipated market
 conditions/events will occur), the firm may maintain cash and/or cash equivalent positions for defensive, liquidity,
 or other purposes. While assets are maintained in cash or cash equivalents, such amounts could miss market
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Types of Clients - Item 7

 Advisor generally provides investment advice to individuals, retirement plans, trusts, estates, charitable
 organizations, corporations, or business entities. Client relationships vary in scope and length of service.

 We require a minimum of $300,000 to establish an advisory relationship. At our sole discretion, we may waive
 this requirement. This requirement can be met by combining two or more accounts owned by you or related
 family members.

                       Methods of Analysis, Investment Strategies and Risk of Loss - Item 8

 We may use one or more of the following methods of analysis and/or investment strategies when providing
 investment advice to you:

      • Fundamental Analysis – involves analyzing individual companies and their industry groups, such as a
        company’s financial statements, details regarding the company’s product line, the experience and
        expertise of the company’s management, and the outlook for the company’s industry. The resulting data
        is used to measure the true value of the company’s stock compared to the current market value. The
        primary risk of fundamental analysis is that information obtained may be incorrect and the analysis may
        not provide an accurate estimate of earnings, which may be the basis for a stock’s value. If securities
        prices adjust rapidly to new information, utilizing fundamental analysis may not result in favorable
        performance.

      • Technical Analysis – technical analysis is a technique that relies on the assumption that current market
        data (such as charts of price, volume, and open interest) can help predict future market trends, at least
        in the short term. It assumes that market psychology influences trading and can predict when stocks will
        rise or fall. Technical trading models are mathematically driven based upon historical data and trends of
        domestic and foreign market trading activity, including various industry and sector trading statistics
        within such markets. Technical trading models, through mathematical algorithms, attempt to identify
        when markets are likely to increase or decrease and identify appropriate entry and exit points. The
        primary risk of technical trading models is that historical trends and past performance cannot predict
        future trends, and there is no assurance that the mathematical algorithms employed are designed
        properly, updated with new data, and can accurately predict future market, industry, and sector
        performance.

      • Cyclical Analysis – Cyclical analysis is similar to technical analysis in that it involves the analysis of market
        conditions at a macro (entire market/economy) or micro (company specific) level, rather than the overall

McBeath Financial Group
Form ADV Part 2 Brochure

          fundamental analysis of the health of the particular company. The primary risks with cyclical analysis are
          similar to those of technical analysis.

 When creating a financial plan, Advisor utilizes fundamental analysis to provide a review of insurance policies for
 economic value and income replacement. Technical analysis is used to review mutual funds and individual stocks.
 The main sources of information include Morningstar, client documents such as tax returns and insurance policies.

 In developing a financial plan for a client, Advisor’s analysis may include cash flow analysis, investment planning,
 risk management, tax planning, and estate planning. Based on the information gathered, a detailed strategy is
 tailored to the client’s specific situation.

 We may use one or more of the following investment strategies when advising you on investments:
    • Strategic Asset Allocation- involves buying and holding a diversified portfolio of securities that track an
        index or asset class. These strategies, designed for various risk categories, are rebalanced annually.
        For qualified accounts not subject to taxation, we may rebalance more frequently. Because these
        portfolios are professionally constructed, the underlying holdings may also have some components of
        Active Asset Allocation.
    • Active Asset Allocation- involves buying a diversified portfolio of securities that track an index or asset
        class and are designed for various risk categories. These strategies rebalance frequently and involve
        making periodic adjustments based on changes in market conditions or the outlook of a specific asset
        class. This approach aims to take advantage of market inefficiencies. These portfolios can trade and
        rebalance monthly, so we do not recommend these for individual accounts subject to potential short-
        term capital gains.

 Each approach has its advantages and disadvantages, and we consider these along with our client’s investment
 goals, risk tolerance, time horizon, and tax status before selecting an investment strategy.

 Investing in securities involves risk of loss that clients should be prepared to bear.

 The investment advice provided along with the strategies suggested by Advisor will vary depending on each
 client’s specific financial situation and goals. This brief statement does not disclose all of the risks and other
 significant aspects of investing in financial markets. In light of the risks, you should fully understand the nature of
 the contractual relationship(s) into which you are entering and the extent of your exposure to risk. Certain
 investing strategies may not be suitable for many members of the public. You should carefully consider whether
 the strategies employed would be appropriate for you in light of your experience, objectives, financial resources
 and other relevant circumstances.

 Recommendation of Particular Types of Securities: As disclosed under the “Advisory Business” section in this
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