Kassira Wealth Management LLC

​Item 5 – Fees and Compensation​

I​n addition to the information provided in​​Item 4​​– Advisory Business​​, this section provides additional​
 ​details regarding our firm’s services along with descriptions of each service’s fees and compensation​
  ​arrangements. The exact fees and other terms will be outlined in the agreement between you and​
   ​Advisor.​

​ e believe our fees for advisory services are reasonable with respect to the services provided and the​
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​fees charged by other investment advisors offering similar services. However, lower fees for comparable​
 ​service may be available from other sources.​

​Asset Management Services​

​ ees charged for our asset management services are charged based on a percentage of assets under​
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​management that does not exceed 2% annually. Fees are negotiable based on the type of client,​
 ​complexity of the client's situation, total services provided by the firm, composition of the client's account​
  ​(i.e., equities versus mutual funds), potential for additional account deposits, relationship of the client with​
   ​the investment adviser representative, total amount of assets under management and type of account.​

​ ees are typically billed in advance on a quarterly calendar basis and calculated based on the balance of​
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​the account on the last business day of the previous billing quarter.​ ​Quarterly fees are typically billed​​and​
 ​deducted from client accounts during the first week of a new quarter (i.e. the first week of January, April,​
  ​July and October). For accounts created mid-quarter, fees are prorated based on the number of days​
   ​service is provided during the initial billing period. For accounts created mid-quarter, the prorated fee for​
    ​the initial billing period is billed in arrears at the same time as the next full billing period’s fee is billed.​

​ lients will pay higher fees for securities purchases on margin. While this practice would create​​an​
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​incentive for our firm to engage in margin trading in order to increase our advisory fees, margin is not an​
 ​inherent part of our portfolio management strategies. Therefore, we mitigate this conflict of interest by not​
  ​soliciting use of margin accounts by our clients.​

​ sset management services continue until terminated by either party providing thirty (30) days written​
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​notice to the other. Any prepaid, unearned fees are promptly refunded to you by Advisor to you. Fee​
 ​refunds are determined on a pro rata basis using the number of days services are actually provided​
  ​during the final period.​

​ anagement fees will be deducted from your account and paid directly to us by your qualified​
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​custodian(s) or you can pay our firm upon receiving a billing notice sent directly to you. You​​elect​​to have​
 ​fees deducted from your account, you must authorize us to instruct your qualified custodian(s) to deduct​
  ​our fees from your account and paid directly to us. Our firm sends you an invoice prior to the time fee​
   ​deduction instructions are sent to your qualified custodian(s). The invoice details the formula used to​
    ​calculate the fee, the assets under management and the time period covered. You should compare the​
     ​account statements received from the qualified custodian(s) with the invoices you receive from us, and​
      ​notify us promptly of any discrepancies. The qualified custodian(s) do not verify the accuracy of the​
       ​investment advisory fees being deducted.​

​ ustodians may charge separately for maintaining custody of your accounts; we do not receive any​
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​portion of such fees from you or from the qualified custodian. In addition, you may incur certain charges​
 ​imposed by third parties other than Advisor in connection with investments made through your account​
  ​including, but not limited to, mutual fund sales loads, 12(b)-1 fees and surrender charges, variable annuity​
   ​fees and surrender charges, IRA and qualified retirement plan fees, and charges imposed by the qualified​
    ​custodian(s) of your account. Mutual funds and ETFs also charge an internal management,​
     ​administration fee. Management fees charged by Advisor are separate and distinct from the fees and​
      ​expenses charged by investment company securities that may be recommended to you. A description of​
       ​these fees and expenses are available in each investment company security’s prospectus.​

​Kassira Wealth Management, LLC​             ​Page​​7​ ​Form ADV Part​​2A: Firm Brochure​

​Please refer to​​Item 12 – Brokerage Practices​​for more information about our brokerage practices.​

​Financial Planning Services​

​ s noted previously in​​Item 4 – Advisory Services​​,​​oral financial plans are provided to clients at no​
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​additional charge.​

​Additional Information Regarding Fees​

​ ou should notify Advisor within ten (10) days of receiving an invoice if you have questions about or​
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​dispute any billing entry.​

​ ll fees paid to Advisor for services are separate and distinct from the commissions, fees and expenses​
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​charged by insurance companies associated with any disability insurance, life insurance and annuities​
 ​subsequently acquired by you. If you sell or liquidate certain existing securities positions to acquire any​
  ​insurance or annuity, you may also pay a commission and/or deferred sales charges in addition to the​
   ​financial planning and consulting fees paid to Advisor and any commissions, fees and expenses charged​
    ​by the insurance company for subsequently acquired insurance and/or annuities.​

​Item 7 – Types of Clients​

​Advisor generally provides investment advice to the following types of clients:​

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●       I​ndividuals​
​●​      ​High net worth individuals​
 ​●​      ​Trusts, estates, or charitable organizations​
  ​●​      ​Corporations or business entities other than those listed above​

​ lients are required to execute a written agreement with Advisor specifying the particular advisory​
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​services in order to establish a client arrangement with Advisor.​

​Minimum Investment Amounts Required​

​ here are no minimum investment amounts or conditions required for establishing an account managed​
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​by Advisor.​

​Kassira Wealth Management, LLC​           ​Page​​8​ ​Form ADV Part​​2A: Firm Brochure​