Professional Wealth Management Services LLC

Fees and Compensation

Professional Wealth Management Services LLC                                                  IARD/CRD No: 150266
Form ADV Part 2A Firm Brochure                                                                   January 30, 2026

                                                                                        Form ADV Part 2A, Item 5

 PWMS is a fee-only investment adviser compensated only through asset management fees calculated as a
 percentage of assets under management and/or fixed/flat rate fees. As such, PWMS does not accept
 commissions in any scenario. PWMS does not accept compensation for the sale of securities or other
 investment products, including asset-based sales charges or service fees from the sale of mutual funds.
 Mutual funds and exchange traded funds have internal expense ratios, but PWMS does not receive any part of
 these or any other fees, such as 12b-1 service/distribution fees, from mutual fund or exchange traded fund
 companies.

 For PWMS Portfolio Management and PWMS Wrap Fee Program participants, clients provide written
 authorization to their qualified custodian to deduct fees from their accounts to pay for investment advisory
 services. Fees for these two types of service are charged as a percent of assets under management. The
 qualified custodian calculates and deducts the advisory fee quarterly in advance based on normal, calendar
 year quarters. The qualified custodian bases the fee calculation on account balances at the end of the quarter
 and also pro-rates and adds or subtracts to the fee for any contributions or withdrawals made to accounts
 during the quarter. If the advisory agreement is terminated before the end of the quarterly period, the client
 is entitled to a pro-rated refund of any pre-paid quarterly advisory fee based on the number of days remaining
 in the quarter after the termination date. The maximum fee for advisory services is 0.99% of managed assets
 on an annual basis and is customized as well as negotiable based on a client’s specific situation. Fees are
 generally decreased as a client’s assets under PWMS management cross sustainably above breakpoints at
 $500,000.00, $1MM, and $3MM.

 PWMS Portfolio Management clients are responsible for paying any trade execution charges (also known as
 transaction charges). These are also debited directly from client accounts by the qualified custodian upon
 trade execution. As of 1/30/26, the qualified custodian, LPL Financial, charges a maximum of $26.50 for
 mutual fund trades (less in some instances), $0 for fixed income trades, and $7.00 for equity trades.

 PWMS Wrap Fee Program clients do not pay trade execution charges. All advisory related services are
 included in a single, asset-based wrap fee. As stated previously, this fee does not exceed 0.99% of managed
 assets on an annual basis and is customized as well as negotiable based on a client’s specific situation.

 Both PWMS Portfolio Management and PWMS Wrap Fee Program clients are charged, by the qualified
 custodian, an annual maintenance fee for IRAs for custodial and tax reporting services provided by the
 custodian (as of 1/30/26, this charge is $40.00 per year). This fee is not charged by PWMS and PWMS does
 not receive any portion of this fee.

 PWMS has an obligation to act in our clients’ best interest and put our clients’ interest ahead of the firm’s. At
 the same time, due to the structure of fees in the PWMS Wrap Fee Program and the PWMS Portfolio
 Management service, some conflicts of interest exist that PWMS wants you to be aware of. One is related to
 the fact that, generally, the more assets you have in your advisory account, the more you will pay PWMS on a
 dollar basis based on the percentage we charge to manage your account. PWMS, therefore, has an incentive
 to increase the assets in your advisory account. Another is that, within our PWMS Wrap Fee Program, we pay
 the broker-dealer’s transaction fees charged for each transaction, except for exchanges between mutual
 funds in the same company of funds and individual fixed income transactions, which do not have transaction
 fees. As a result, an incentive exists to recommend these asset types or trades without transaction fees in
 order to reduce the amount of the broker-dealer’s transaction fees that we will have to pay on your behalf. A

Professional Wealth Management Services LLC                                                    IARD/CRD No: 150266
Form ADV Part 2A Firm Brochure                                                                     January 30, 2026

 related conflict of interest also exists to minimize the number of total transactions where PWMS pays the
 broker-dealer charges on our clients’ behalf.

 PWMS Financial Planning clients are billed directly a maximum, one-time, fixed/flat fee of $500.00 payable
 50% in advance and balance upon completion.

               Performance-Based Fees and Side-By-Side Management

                                                                                          Form ADV Part 2A, Item 6

 PWMS does not accept performance-based fees such as a share of capital gains or capital appreciation. PWMS
 does not participate in side-by-side management.

Types of Clients

                                                                                          Form ADV Part 2A, Item 7

 PWMS provides investment advice to individuals, corporations, and trusts. PWMS does not require a
 minimum account size but instead relies on determination of suitability in opening and maintaining accounts.

            Methods of Analysis, Investment Strategies and Risk of Loss

                                                                                          Form ADV Part 2A, Item 8

 PWMS utilizes an extensive initial interviewing process, including multiple investor risk tolerance assessments,
 to help formulate an individualized financial plan as needed for a client. This financial planning process
 incorporates software to help derive the long-term investment strategy. Execution of any financial plan or
 strategy is focused on diversification, asset class and sector allocation, and individual security selection. The
 risk tolerance assessments, educational theory, and simulation tools remind clients that investing in securities
 always involves volatility and the risk of loss. Additional financial software can be used to subsequently
 analyze, monitor, and provide feedback regarding ongoing risk and asset management.

 In addition to the risk of loss in principal value, there are other risks associated with long-term investing that
 PWMS encourages clients to consider. These include inflation, taxes, and unexpected events.

Professional Wealth Management Services LLC                                               IARD/CRD No: 150266
Form ADV Part 2A Firm Brochure                                                                January 30, 2026