Keller Financial Group Inc

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees
Maximum Advisory Fee:

        Total Assets Under Management              Annual Fees
        $0 - $500,000                              1.50%

        $500,001 - $1,000,000                      1.38%

        $1,000,001 - $2,000,000                    1.25%

        $2,000,001 - $3,000,000                    1.11%

        $3,000,001 - $5,000,000                    1.00%

        $5,000,001 - $10,000,000                   0.89%

        $10,000,001 - AND UP                       0.56%

The advisory fee is calculated using the value of the assets in the Account on the last
business day of the prior billing period.

These fees are generally negotiable and the final fee schedule will be memorialized in the
client’s advisory agreement. Clients may terminate the agreement without penalty for a
full refund of KFG's fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract
immediately upon written notice.

Selection of Other Advisers Fees
KFG has entered into a sub-advisory relationship with AssetMark. Clients will pay KFG
its standard fee in addition to the standard fee for AssetMark. Fees and compensation
for using the AssetMark Platform are provided in more detail in the AssetMark Platform
Disclosure Brochure. The Client should consider all applicable fees. The notice of
termination requirement and payment of fees are disclosed in AssetMark’s Form ADV.

Pension Consulting Services Fees

Hourly Fees
The hourly fee for these services is between $250 and $500. The final fee schedule will be
memorialized in the client’s advisory agreement.

Financial Planning Fees

One-Time Fixed Fees

The negotiated fixed rate for creating client financial plans is between $300 and $30,000.

One-Time Hourly Fees
The negotiated hourly fee for these services is between $250 and $500.

Ongoing Fixed Fees
The negotiated monthly fixed rate for ongoing financial planning is between $100 and
$700.

Clients may terminate the agreement without penalty, for full refund of KFG’s fees, within
five business days of signing the Financial Planning Agreement. Thereafter, clients may
terminate the Financial Planning Agreement generally upon written notice.

B. Payment of Fees

Payment of Portfolio Management Fees

Asset-based portfolio management fees are withdrawn directly from the client's accounts
with client's written authorization on a quarterly basis, or may be invoiced and billed
directly to the client on a quarterly basis. Clients may select the method in which they are
billed. Fees are paid in advance.

Payment of Pension Consulting Services Fees

Hourly pension consulting fees are paid 50% in advance, but never more than six months
in advance, with the remainder due upon presentation of the plan.

Payment of Selection of Other Advisers Fees

Fees for selection of AssetMark as third-party adviser are withdrawn directly by
AssetMark from the client's accounts with client's written authorization. Fees are paid
quarterly in advance.

Payment of Financial Planning Fees

One-Time Financial planning fees are paid via check and wire. One-Time Fixed financial
planning fees are paid 50% in advance, but never more than six months in advance, with
the remainder due upon presentation of the plan. One-Time Hourly financial planning
fees are paid 50% in advance, but never more than six months in advance, with the
remainder due upon presentation of the plan.

Ongoing Monthly Fixed financial planning fees are paid via check, wire, or secure third-
party credit card processor. Ongoing Monthly Fixed financial planning fees are paid in
advance at the beginning of each month.

C. Client Responsibility For Third Party Fees

Clients are responsible for the payment of all third party fees (i.e. custodian fees,
brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
distinct from the fees and expenses charged by KFG. Please see Item 12 of this brochure
regarding broker-dealer/custodian.

D. Prepayment of Fees

KFG collects fees in advance. Refunds for fees paid in advance but not yet earned will be
refunded on a prorated basis and returned within fourteen days to the client via check, or
return deposit back into the client’s account.

For all asset-based fees paid in advance, the fee refunded will be equal to the balance of
the fees collected in advance minus the daily rate* times the number of days elapsed in
the billing period up to and including the day of termination. (*The daily rate is calculated
by dividing the annual asset-based fee rate by 365.)

Fixed fees that are collected in advance will be refunded based on the prorated amount of
work completed at the point of termination.

For hourly fees that are collected in advance, the fee refunded will be the balance of the
fees collected in advance minus the hourly rate times the number of hours of work that
has been completed up to and including the day of termination.

E. Outside Compensation For the Sale of Securities to Clients

Dwayne D. Keller does not accept compensation for the sale of investment products to
KFG clients.

Item 7: Types of Clients

KFG generally provides advisory services to the following types of clients:

       ❖       Individuals
       ❖       High-Net-Worth Individuals
       ❖       Pension and Profit Sharing Plans
       ❖       Charitable Organizations

There is no account minimum for any of KFG’s services.