Keyvantage Wealth LLC

Item 5 Fees and Compensation
Fees and other charges

KeyVantage charges fees based on a percentage of assets under management as well as fixed fees,
depending on the particular types of services provided. The specific fees charges by KeyVantage for
services provides will be set forth in each client’s agreement.

Individually Managed Accounts:
Fees for individually managed accounts are tier priced as follows:

               Account Size                                           Fee (Annual percentage)*
                  Up to $500,000                                            1.25%
                  $500,001 - $2M                                            1.00%
                 $2,000,001 - $5M                                           0.80%
                $5,000,001 - $10M                                           0.55%
                 $10M and above                                             0.35%

KeyVantage Wealth, LLC

All asset based fees are deducted by the qualified custodian of record on a monthly basis in Advance, or
as otherwise indicated in the client agreement. Fees for the first month of service are based off the value
of the initial deposit and prorated for the amount of days managed during the month. Fees may be
waived or reduced at the Advisor’s discretion.

All fees paid to Adviser for investment advisory services are separate and distinct from the expenses
charged by External Manager and Investment Companies to their shareholders. These fees and expenses
are described to the client in separate disclosures. These fees will generally include third-party
management fees, an Investment Company management fee, other fund expenses, and in some situations
a possible distribution fee.

If the Adviser utilizes a TAMP to manage all or any part of the client’s account, the client will likely be
required to enter into a separate agreement with the TAMP. If the TAMP agreement governs the terms
under which the advisory fee will be collected, KeyVantage’s investment advisory agreement will only
specify the fee it will collect from the TAMP. Specifically, if the TAMP collects a unified fee, it will
forward the fee specified on KeyVantage’s investment advisory agreement agreement with the client to
KeyVantage. Alternatively, KeyVantage can collect the advisory fee and forward a portion to the TAMP,
or the parties can charge separate management fees.

Adviser will provide investment advisory services and portfolio management services but will not
provide custodial or other administrative services. At no time will Adviser accept or maintain custody
of a client’s funds or securities except for authorized fee deduction or to accommodate standing letters of
authorization. The Client may contact the Custodian directly for disbursements, or account record
changes, and may also do so in writing to the custodian. Adviser may act at the client’s convenience to
facilitate such written communications to the Custodian, provided that such action is not construed to be
custody of client assets.

Client is responsible for all custodial and securities execution fees charged by the custodian and
executing broker-dealer. Fees paid to Adviser are separate and distinct from the custodian and execution
fees.

Clients may request to terminate their advisory contract with Adviser, in whole or in part, by providing
advance written notice. Upon termination, any fees paid in advance will be prorated to the date of
termination and any excess will be refunded to client by check as soon as practicable. Client’s advisory
agreement with the Advisor is non-transferable without Client’s written approval.

Financial Planning

Clients that are receiving financial planning services are charged a flat fee up to $15,000. In the alternative
clients that are receiving financial planning may be charged an hourly rate up to $500. Actual fees
charges, including the billing method, are clearly outlined in the financial planning agreement and clients
receive invoices reflecting the amount of the fee due and payable.

Fee Deduction Disclosure

Where Adviser deducts its management fee from client accounts utilizing a qualified custodian, the
Adviser is required to meet the following requirements.

KeyVantage Wealth, LLC

a. Possess written authorization from the client to deduct advisory fees from an account held by a
qualified custodian;

b. The firm must send the qualified custodian an invoice detailing the fee amount to be deducted from
the client account;

c. The Firm must have a reasonable basis, after due inquiry, for believing that the qualified custodian
sends an account statement, at least quarterly, to each of its Clients for which it maintains funds or
securities, identifying the amount of funds and each type of security in the account at the end of the
period and setting forth all transactions in the account during that period.

Right of Cancellation

In addition to the right to terminate an agreement pursuant to its terms, a client may cancel an agreement
with Adviser within five (5) business days of first receiving a copy of this disclosure brochure and
supplement without penalty or fee.

Additional Fees and Expenses

Custodians may charge transaction fees on purchases or sales of securities. These transaction charges
are usually small and incidental to the purchase or sale of a security. The selection of the security is more
important than the nominal fee that the custodian charges to buy or sell the security. The fees that you
pay to our firm for investment advisory services are separate and distinct from the fees and expenses
charged by mutual funds or exchange traded funds (described in each fund's prospectus) to their
shareholders. These fees will generally include a management fee and other fund expenses. You will
also incur transaction charges and/or brokerage fees when purchasing or selling securities. These charges
...

Item 7 Types of Clients
KeyVantage offers investment advisory services to many different types of clients. These clients
generally include individuals, trusts, estates, corporations, and other types of business entities.

KeyVantage Wealth, LLC

Minimum Account Size

The Firm has a $500,000 minimum account size. Minimum account requirement may be waived at the
Firm’s discretion.