Lakeridge Wealth Management LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the Advisor.
Each Client engaging the Advisor for services described herein shall be required to enter into one or more written
agreement(s) with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the market value of assets under management
at the end of the prior calendar quarter. Investment advisory fees are based on the following blended fee schedule:

                                Assets Under Management                   Annual Rate (%)
                               Up to $500,000                                 1.50%
                               $500,001 to $1,000,000                         1.35%
                               $1,000,001 to $2,500,000                       1.25%
                               $2,500,001 to $5,000,000                       1.00%
                               $5,000,000 and above                         Negotiable

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. Certain Clients may be offered a
fixed rate fee schedule. The Client’s fees will take into consideration the aggregate assets under management with the
Advisor. All securities held in accounts managed by Lakeridge will be independently valued by the Custodian.
Lakeridge will not have the authority or responsibility to value portfolio securities to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
Lakeridge Wealth offers financial planning services either on either a project basis on an ongoing planning
engagement. Project-based engagements are billed at an hourly rate of up to $300 per hour or a fixed engagement
fee. Fixed fee engagements are negotiated based on the expected number of hours to complete the engagement at
the Advisor’s hourly rate. Ongoing financial planning engagements are provided as a fixed annual fee. This fee may be
payable monthly, quarterly, biannually, or annually in arrears dependent upon the terms of the individual client
agreement. Fees range from $1,000 to $14,000 or more based on the services/scope, complexity and expected
amount of time to be spent on the engagement. Fees may be negotiable based on the nature and complexity of the
services to be provided and the overall relationship with the Advisor. An estimate for total hours and/or total costs will
be provided to the Client prior to engaging for these services.

                                           Lakeridge Wealth Management LLC
                                        Phone: (440) 510-1901 | https://lakeridgewm.com

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an asset-based fee of up to 1.00% annually and are billed in
either in advance or arrears, pursuant to the terms of the retirement plan advisory agreement. Retirement plan fees are
based on the market value of assets under management at the end of the respective calendar quarter. The Plan may
be offered a fixed annual fee instead of an asset-based fee. Fees may be negotiable depending on the size and
complexity of the Plan.

Use of Independent Managers
As noted in Item 4, the Advisor will implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its investment advisory fee as described above. Independent Managers
typically do not offer any fee discounts but may have a breakpoint schedule which will reduce the fee with an increased
level of assets placed under management with an Independent Manager. The terms of such fee arrangements are
included in the Independent Manager’s disclosure brochure and applicable contract[s] with the Independent Manager.
The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will not exceed 1.5% annually.

American Funds
The wealth management fee is billed quarterly, in arrears, for assets held at American Funds. The fee is based upon
the average daily net value. Accounts with American Funds are subject to an asset-based fee of 1.00% annually
which may be negotiable at the sole discretion of the Advisor.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning on the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate/days in the year, multiplied by days in the quarter) to the total assets under management
with Lakeridge at the end of the prior quarter. Clients will be provided with a statement, at least quarterly, from the
Custodian reflecting deduction of the investment advisory fee. It is the responsibility of the Client to verify the accuracy
of these fees as listed on the Custodian’s brokerage statement as the Custodian does not assume this responsibility.
Clients provide written authorization permitting advisory fees to be deducted by Lakeridge Wealth to be paid directly
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Item 7 – Types of Clients

Lakeridge offers investment advisory services to individuals, high net worth individuals, trusts, estates, businesses,
and charitable organizations. Lakeridge generally does not impose a minimum relationship size.