Lauer Wealth LLC

ITEM 5.        FEES AND COMPENSATION

Lauer Wealth Management offers services on a fee basis, which may include fixed project fees,
hourly fees, and or fees based upon assets under management or advisement. Fees may be
applied to outside accounts, but only with clear consent of the client. Outside accounts such as
checking and savings accounts are not subject to fees.

FINANCIAL PLANNING AND BUSINESS CONSULTING FEES

  Lauer Wealth Management generally charges a fixed fee for providing financial planning and
  Business Consulting services under a stand-alone engagement. These fees are negotiable, but
  can range from $1,000 up to $50,000 or more on a fixed fee basis, depending upon the scope
  and complexity of the services and the professional rendering the planning and/or the
  Consulting services. Lauer Wealth, LLC will not work on an hourly fee basis. Each client that
  receives financial planning services for a fee will get a contract with the services to be provided
  and the fee to be charged for these services clearly stated and the client and firm shall sign the
  Financial Planning agreement.
  If the client engages the Firm for additional investment advisory services, Lauer Wealth
  Management may offset all or a portion of its fees for those services based upon the amount
  paid for the financial planning and/or consulting services. The terms and conditions of the
  financial planning and/or Consulting engagement are set forth in the Advisory Agreement and
  Lauer Wealth, LLC generally requires one-half of the fee (estimated fixed) payable upon
  execution of the Advisory Agreement. The outstanding balance is generally due upon delivery
  of the financial plan or completion of the agreed upon services.
  The Firm does not take receipt of more than $500 in prepaid fees six months or more in advance
  of services rendered.
  In Illinois, if the client has not received this Disclosure Brochure at least 48 hours prior
  to signing the investment advisory contract or financial planning contract the contract
  may be canceled within five days without incurring any advisory fees.
  Fees for these services are separate from Asset Management fees and are usually based on
  the size and scope of the plan and the various locations of assets advised. For example, a client
  may have 401k and 403B assets which we consider in our plan and even advise the client
  about. If we manage money for the client under an asset management agreement, we may not
  charge the asset management fee on these assets, even though they are monitored, reported,
  and included in our reviews with the client. However, we will include the assets when
  determining our financial planning fees.
  We normally charge about 1% of the investment assets, including the “excluded assets” such
  as the 401k and 403b assets. For example, if a client has $350,000 of assets to consult to, our

 fee would be $3,500, even if we would begin the asset management relationship with only
 $150,000 of assets under management at our firm.
 Because the financial planning fee is generally paid from the assets we manage at Lauer
 Wealth, it may appear your asset management fee is initially higher than our asset management
 fee schedule, but it is because the financial planning fee, not asset management fees.

RETIREMENT PLAN CONSULTING FEES

 Lauer Wealth Management may charge a fixed project-based fee or asset-based fee to provide
 clients with retirement plan Consulting services. Each engagement is individually negotiated
 and tailored to accommodate the needs of the individual plan sponsor, as memorialized in the
 Agreement. These fixed project fees are negotiated with each plan client depending on the
 complexity and scope of the engagement. In those situations where Lauer Wealth Management
 has agreed to charge an annual asset-based fee, the fee generally varies between 10 and 100
 basis points (0.10% - 1.00%), depending upon the amount of assets to be managed and
 complexity of the engagement.

WEALTH MANAGEMENT PROGRAM FEES

 Wealth Management Program Fees are individually negotiated and largely determined by the
 scope and complexity of a particular engagement. Fixed fee arrangements typically range from
 $1,000 to $50,000 and asset-based fees generally conform to the following tiered fee schedule:

              Assets Under Management                                Annual Fee (%)
              First $250,000 of account value                             1.25
              The next $250,000     (up to and including $500,000)        1.10
              The next $1,500,000 (up to and including $2,000,000)        0.95
              The next $3,000,000 (up to and including $5,000,000)        0.75
              Assets over $5,000,000                                      0.50

 Wealth Management Program Fees are negotiable and may vary based on a number of factors
 determined by Lauer Wealth Management, including: anticipated future additional assets, value
 of assets to be managed, assets in related accounts, account composition, and pre-existing
 client relationships.
 Wealth Management Program Fees are prorated and billed monthly or quarterly in advance,
 except for clients subject to Title 1 of the Employee Retirement Income Security Act of 1974,
 as amended (“ERISA plans”) which are billed quarterly in arrears. The fee is calculated using
 the market value of the program assets on the last day of the previous billing period. How the
 fees are billed and refunded depends on whether the billing is quarterly or monthly.
   Quarterly: If assets are deposited into or withdrawn from an account after the inception of a
              billing cycle the fee payable with respect to such assets is generally adjusted or
              prorated to account for the interim change in portfolio value. For the initial term of

               the program, the fee is calculated on a pro rata basis. In the event the Agreement
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ITEM 7.        TYPES OF CLIENTS

The Firm offers services to individuals, pension and profit-sharing plans, trusts, estates, charitable
organizations, corporations and business entities.
Minimum Account Requirements. The Firm does not impose a stated minimum fee or minimum
portfolio value for starting and maintaining an investment management relationship. Certain
Independent Managers may, however, impose more restrictive account requirements and billing
practices from the Firm. In these instances, Lauer Wealth Management may alter its
corresponding account requirements and/or billing practices to accommodate those of the
Independent Managers.