Livet Wealth LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
Wealth Management Services
For our Wealth Management Services (which includes both our Financial Planning Services and our Portfolio
Management Services), we charge an asset-based fee, which is a regressively tiered schedule based on the
level of a client’s Assets Under Management (AUM). For clients with assets below $300,000, a separate
monthly financial planning fee of up to $250, billed in advance, is due so long as the asset-based fee
calculated pursuant to the fee table below is less than the monthly financial planning fee multiplied by three
(3). The financial planning fee is negotiated depending on client circumstances, situations, needs, and level
of service.

The asset-based fee is typically charged quarterly in advance, which means that at the beginning of each
calendar quarter, you pay for the current quarter. The fee is determined by multiplying the aggregate
account balance across all accounts in a client’s household (two or more accounts owned by the Client) as
of the last day of the preceding quarter by the annual percentages listed in the tiered fee schedule below.
The result is then divided by four to determine the quarterly fee for the current quarter. If margin is utilized,
the fees will be billed based on the gross asset value of the account. In addition, any deposits that occur
during the quarter will follow the same calculation to be prorated by the number of days the funds were in
the account and the fee will be added to the next quarter’s fee billed in advance. Any withdrawals that occur
during the quarter will result in the Client receiving a partial refund of prepaid fees based on the withdrawal
amount and the number of days after the withdrawal in the quarter. This refund will be credited against or
reduce the next quarter’s fee billed in advance. If a client elects to terminate services (see Termination of
Services section below) then the client will be issued a refund of fees prorated based on the number of days
they were no longer a client in the quarter. If the asset-based fee is less than any applicable financial planning
fee included in your client engagement agreement, then the financial planning fee will be assessed instead
of the asset-based fee.

The asset-based fee is based on the tiered schedule below. For example, a client who has a total portfolio
of $3,000,000 managed by our firm would be assessed an annualized fee of 1% for the first $1,000,000 and
0.75% on the next $2,000,000, for a blended rate of 0.833% on the $3,000,000 portfolio.

                             Assets Under Management                Annual Fees
                                   First $1 Million
                                                                       1.00%
                                  ($0 - $1,000,000)
                                   Next $3 Million
                                                                       0.75%
                             ($1,000,000.01-$4,000,000)
                                   Next $6 Million
                                                                       0.50%
                            ($4,000,000.01-$10,000,000)
                                  Above $10 Million                    0.25%
For the benefit of lowering your asset-based fee, we may aggregate accounts for the same individual or
married couple, including accounts where a family member has power of attorney over another family
member’s assets, into a single household. Livet Wealth considers cash to be an asset class, and as such is
included in fee calculations unless agreed upon otherwise with the client. If an Account does not contain
sufficient funds to pay advisory fees, Livet Wealth has authority to sell or redeem securities in sufficient
amounts to pay advisory fees. Please note that some clients may be charged a flat fee depending on client
circumstances, situation, and needs that will not exceed 1.00%. Livet Wealth will ensure that any flat fee
does not exceed any fee the Client would be subject to, based on the above fee schedule.

Livet Wealth, LLC
Form ADV Part 2A                                                                                     Page 11 of 32

Livet Wealth may also utilize the services of Sub-advisors by executing Sub-advisory agreements with other
registered investment advisor firms to manage Clients’ investment portfolios accounts by executing a Sub-
Advisory agreements with other registered investment advisor firms. If a Sub-advisor is engaged to execute
its investment strategy within your account maintained at our custodian of record, the sub-advisor’s
annualized fee is in addition to our fee schedule above and can range from 0.15% to 0.55% of managed
assets depending on the sub-advisory investment strategy utilized by us. For example, sub-advisory fees
range from 0.15% for short duration bond or custom stock indexing strategies up to 0.55% for more actively
managed stock strategies. Livet Wealth is not affiliated with any of its Sub-advisors. So similar to
independently selecting and monitoring mutual funds and exchange-traded funds for its clients, Livet Wealth
also independently selects and monitors the performance of Sub-advisors.

In the rare absence of a reportable market value, our firm may seek a third-party opinion from a recognized
industry source (e.g., unaffiliated public accounting firm). A client may choose to separately seek such an
opinion at their own expense as to the valuation of “hard-to-price” securities if they believe it to be
necessary.

The first billing cycle will begin once your engagement agreement is executed with our firm and assets have
settled into your account held by the custodian of record. Advisory fees for partial quarters will be prorated
based on the remaining days in the reporting period in which our firm services the account.

Financial Planning Services
...

Item 7: Types of Clients
Description
Livet Wealth provides advisory services to individuals and high net worth individuals (and their trusts and
estates) of all levels of investment experience. We also provide consulting services to pensions and profit-
sharing plans as well as to businesses and charities of all scale.

We reserve the right to waive or reduce certain fees based on unique individual circumstances, special
arrangements or preexisting relationships. We also reserve the right to decline services to any prospective
client for any nondiscriminatory reason.

Account Minimums
Livet Wealth requires the following minimums for its Wealth Management Services:
Foundational has no minimum asset under management (AUM) requirement.;
Comprehensive has a minimum AUM of $300,000; and
Flagship has a minimum AUM of $10,000,000.
In certain instances, the minimum account size may be lowered or waived.

Livet Wealth, LLC
Form ADV Part 2A                                                                                      Page 17 of 32