Asset Preservation Group Inc

Item 5 Fees and Compensation

APG Wrap Fee Schedule

  Assets Under Management                    APG’s Annualized Fee
  $0 to $1,000,000                                    1.00%
  $1,000,001 to $2,000,000                            0.85%
  $2,000,001 to $4,000,000                            0.75%
  $4,000,001 to $6,000,000                            0.65%
  $6,000.001 & Over                                   0.55%

The WRAP fees include charges for all transactional costs and commissions on the purchase or sale of securities
in the client’s wrap account. Except as provided, the client will incur no trading charges or fees other than the
advisor’s fee pursuant to the above fee schedule in connection with the activity in the client’s wrap account.

Fees are based on the percentages listed in the APG Wrap Fee Schedule. For purposes of fee calculation, all
household accounts, at the end of the calendar quarter, are aggregated to determine AUM. Fees are calculated
by multiplying the WRAP account value by the percentage per the APG Wrap Fee Schedule and dividing such
product by four (4). Household is defined as related accounts: spouses and children under age 18, are combined
for fee calculation purposes. We combine all assets under management (AUM) to assist you in meeting fee
breakpoints and therefore lowering your overall fee level.

Fee adjustments will not be made to reflect deposits in and withdrawals from an existing account (“capital flows”)
during a calendar quarter but will be reflected in the following quarter’s billing.

Fees for the initial opening quarter will be adjusted pro-rata based on the number of calendar days in the calendar
quarter that the assets are invested. The pro-rata fee will be the actual fee percentage the client will pay according
to the firm’s APG Wrap Fee Schedule, divided by 365 days, times the actual days remaining in the quarter, times
the amount of assets in the client’s account. The actual days remaining in the quarter will begin when the assets
are actually deployed in various investments and not when initially deposited into the account.

Custody of client accounts for both securities and funds will be maintained at Charles Schwab, Fidelity, or Axos,
Inc. Neither APG nor its advisory agents are affiliates of Charles Schwab, Fidelity, or Axos.

The Custodian (collectively Charles Schwab, Fidelity, or Axos) will send to you a quarterly Account statement
that shows the amount of our advisory fee charged on your WRAP account. Upon your request, we will provide
a detailed accounting for the value of your assets upon which the fee was based, and the specific way the fee
was calculated.

Termination:
Either party can terminate our relationship at any time and for any reason, upon written notice to the other party.
Upon receiving instructions, we will instruct broker-dealers, mutual fund sponsors, and others to liquidate and/or
transfer the portfolio and remit proceeds back to you or a designated third-party. A refund of our unearned Wrap
Fee will be made on a prorated basis from the time of termination.

No proration for breakpoints is achieved during the quarter. Breakpoints are applied when billing occurs in the
next quarter.

Additional Types of Fees or Expenses
Wrap Fees do not include certain charges imposed by third parties which include, but are not limited to, the
following: mutual fund expense ratios or money market 12b-1 and sub transfer fees, fund or money market
management fees and administrative expenses, mutual fund transaction fees, certain deferred sales charges on
previously purchased mutual funds transferred into the account, IRA and qualified retirement plan fees, and other
charges required by law. Additional fees may be incurred while the funds are in a money market fund or other

Part of Form ADV: The Asset Preservation Group, Inc.

no-load fund. These fees are charged and collected by the mutual funds and are not refundable to Client.

THIRD-PARTY ASSET MANAGER REFERRAL FEE SCHEDULE (TPAM):
The basic fee schedule for these services will vary based on the TPAM chosen to provide this service. The fees
payable to us, as a solicitor of the TPAM, will be in accordance with the APG Wrap Fee Schedule. The total fee
will be based on the assets managed in the TPAM account and are not negotiable with the TPAM. The total fee
will be paid according to the management agreement of each TPAM. All fees will be payable directly to the TPAM
to which authority is granted and split according to the arrangement between us and the TPAM. Based on this
split, the TPAM’s portion will be according to their published fee schedule, and our fee will be according to our
“APG Wrap Fee Schedule” outlined previously in this section. For purposes of APG’s fee calculation, all
household accounts, at the end of the calendar quarter, are aggregated to determine AUM.

Complete disclosure of the amount of the fee received by us will be listed in the APG Investment Advisor
Agreement signed by you. The TPAM fees are billed quarterly in advance for the following TPAM’s; PSI,
AssetMark, PFM, BTS, and Hanlon. SEI bills their fees quarterly in arrears.

You can terminate the TPAM management agreement at any time according to the terms disclosed in the
management agreement. If fees are paid prior to service being rendered, and you terminate services, the
prorated fees for the portion not used will be returned by the TPAM.

Other Compensation Received by Our Advisory Agents
Advisory Agents of the Firm are also licensed insurance agents for various other insurance companies. If you
elect to implement a plan or buy insurance through the Firm's Advisory Agents, then the agents would receive a
commission from the insurance sales, which includes life, accident, disability, and fixed annuities. This could
present a conflict of interest because they will receive a commission for these services, which is separate from
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Item 7 Types of Clients

Client Base
Our customer base consists of individuals, including high net worth individuals, trusts, estates, pension and profit-
sharing plans, and corporations or other business entities. These are the types of clients that we service.

Conditions for Account Management
We have no conditions for opening an account with our firm. Third-party managers will vary by manager but most
commonly their minimum is $25,000.

Part of Form ADV: The Asset Preservation Group, Inc.