Rede Wealth LLC

Item 5. Fees and Compensation

      Rede Wealth offers services on a fee basis, which may include fixed fees, as well as fees based upon assets
      under management or advisement.

      Investment Management Fees

      Rede Wealth offers investment management services for an annual fee based on the amount of assets under
      the Firm’s management. This management fee generally varies between 30 and 125 basis points (0.30 %
      – 1.25 %), depending upon the size and composition of a client’s portfolio and the type of services rendered.
      Alternatively, clients may pay a flat fee for management ranging from $0 - $10,000 annually, depending
      upon the size and composition of a client’s portfolio and the type of services rendered.

      The annual fee is prorated and charged quarterly, in advance, based upon the market value of the assets
      being managed by Rede Wealth on the last day of the previous billing period.

      For the initial period of an engagement, the fee may be calculated on a pro rata basis. In the event the
      advisory agreement is terminated, the fee for the final billing period is prorated through the effective date
      of the termination and the outstanding or unearned portion of the fee is charged or refunded to the client, as
      appropriate.

      Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g.,
      held-away assets, accommodation accounts, alternative investments, etc.), Rede Wealth may negotiate a fee
      rate that differs from the range set forth above.

      Fee Discretion

      Rede Wealth may, in its sole discretion, negotiate to charge a lesser fee based upon certain criteria, such as
      anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to be
      managed, related accounts, account composition, account retention and pro bono activities. In addition,
      certain legacy clients may be subject to a different fee schedule

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 Disclosure Brochure

      Additional Fees and Expenses

      In addition to the advisory fees paid to Rede Wealth, clients may also incur certain charges imposed by other
      third parties, such as broker-dealers, custodians, trust companies, banks and other financial institutions
      (collectively “Financial Institutions”). These additional charges may include securities brokerage
      commissions and transaction fees (for any services outside of a wrap fee program, if any), custodial fees,
      fees attributable to alternative assets, reporting charges, fees charged by the Independent Managers, margin
      costs, charges imposed directly by a mutual fund or ETF in a client’s account, as disclosed in the fund’s
      prospectus (e.g., fund management fees and other fund expenses), deferred sales charges, odd-lot
      differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage
      accounts and securities transactions. The Firm’s brokerage practices are described at length in Item 12,
      below.

      Direct Fee Debit

      Clients generally provide Rede Wealth and/or certain Independent Managers with the authority to directly
      debit their accounts for payment of the investment advisory fees. The Financial Institutions that act as the
      qualified custodian for client accounts, from which the Firm retains the authority to directly deduct fees,
      have agreed to send statements to clients not less than quarterly detailing all account transactions, including
      any amounts paid to Rede Wealth. Alternatively, clients may elect to have Rede Wealth send a separate
      invoice for direct payment.

      Account Additions and Withdrawals

      Clients may make additions to and withdrawals from their account at any time, subject to Rede Wealth’s
      right to terminate an account. Additions may be in cash or securities provided that the Firm reserves the
      right to liquidate any transferred securities or declines to accept particular securities into a client’s account.
      Clients may withdraw account assets on notice to Rede Wealth, subject to the usual and customary securities
      settlement procedures. However, the Firm generally designs its portfolios as long-term investments and the
      withdrawal of assets may impair the achievement of a client’s investment objectives. Rede Wealth may
      consult with its clients about the options and implications of transferring securities. Clients are advised that
      when transferred securities are liquidated, they may be subject to transaction fees, short-term redemption
      fees, fees assessed at the mutual fund level (e.g., contingent deferred sales charges) and/or tax ramifications.

      Commissions and Sales Charges for Recommendations of Securities

      Neither the firm nor any of its supervised persons accept compensation for the sale of securities or other
      investment products, including asset-based sales charges or service fees from the sale of mutual funds.

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 Disclosure Brochure

Item 7. Types of Clients

      Rede Wealth generally offers services to individuals, trusts, estates, charitable organizations, corporations
      and business entities.

      Minimum Account Requirements

      Rede Wealth does not impose a stated minimum fee or minimum portfolio value for starting and maintaining
      an advisory relationship. Certain Independent Managers may, however, impose more restrictive account
      requirements and billing practices from the Firm. In these instances, Rede Wealth may alter its
      corresponding account requirements and/or billing practices to accommodate those of the Independent
      Managers.