Main Street Financial Solutions LLC

Item 5. Fees and Compensation
      Main Street Financial Solutions offers advisory services on a fee basis, which includes consulting
      arrangements fixed and/or hourly fees, as well as fees based upon assets under management or advisement.
      Additionally, certain of the Firm’s Supervised Persons, in their individual capacities, offer securities
      brokerage services and/or insurance products under a separate commission-based arrangement.

      Financial Planning and Consulting Fees

      Main Street Financial Solutions charges a fixed fee for providing financial planning and consulting services
      under a stand-alone engagement. These fees are negotiable but typically range from $300 to $15,000 on a
      fixed fee basis depending upon the scope and complexity of the services and the professional rendering the
      financial planning and/or the consulting services. Main Street Financial Solutions also provides hourly
      financial planning at a pre-negotiated hourly rate. If the client engages the Firm for additional investment
      advisory services, Main Street Financial Solutions may offset all or a portion of its fees for those services
      based upon the amount paid for the financial planning and/or consulting services.

      The terms and conditions of the financial planning and/or consulting engagement are set forth in an advisory
      agreement. Main Street Financial Solutions requires one-half of the fee (estimated hourly or fixed) payable
      upon execution of the advisory agreement. The outstanding balance is due upon delivery of the financial
      plan or completion of the agreed upon services. The Firm does not, however, take receipt of $1,200 or more
      in prepaid fees in excess of six months in advance of services rendered.

      Investment Management Fees

      Main Street Financial Solutions offers investment management services for an annual fee based on the
      amount of assets under the Firm’s management. This management fee varies and may reach an upper limit
      of 2.00% depending upon the size and composition of a client’s portfolio, the type of services rendered, and
      the specific investment adviser representative assigned to work with that client. The annual management
      fee is charged quarterly, generally in advance, based upon the market value of the assets under management
      on the last day of the previous calendar quarter. In limited cases, an account is billed quarterly in arrears
      based upon the market value of the assets on the last day of the billing period.

      The Firm includes cash in a clients account in determining the valuation for billing purposes. The Firm
      may, in its sole discretion, not include cash in determining the fee, especially where a client has a high
      percentage of cash for reasons other than the Firm’s investment management decision. For the initial period
      of an engagement, the fee is prorated. If assets are deposited to or withdrawn from an account after the
      beginning of a billing period, the management fee is prorated to reflect the period during which the assets
      were under the Firm’s management, and the resulting adjustment — an additional fee with respect to
      deposits, or a credit with respect to withdrawals — is reflected in the next quarter’s management fee
      calculation. In the event the advisory agreement is terminated, the fee for the final billing period is prorated
      through the effective date of termination and any unearned portion of a fee paid in advance is promptly

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 Disclosure Brochure                                                  Main Street Financial Solutions

      refunded to the client.

      Additionally, for asset management services the Firm provides with respect to certain client holdings (e.g.,
      held-away assets, accommodation accounts, alternative investments, etc.), Main Street Financial Solutions
      may negotiate a fee rate that differs from the range set forth above. Clients are advised that a conflict of
      interest exists for the Firm to recommend that clients engage Main Street Financial Solutions for additional
      services for compensation, including rolling over retirement accounts or moving other assets to the Firm’s
      management. Clients retain absolute discretion over all decisions regarding engaging the Firm and are
      under no obligation to act upon any of the recommendations.

      Fees for Held-Away Account Management (Pontera)

      For accounts the Firm manages through Pontera, clients pay Pontera’s platform fee in addition to the Firm’s
      own advisory fee for managing the account, charged under Exhibit A to the client’s advisory agreement.
      As of the date of this brochure, Pontera’s platform fee is 0.30% annually. The Firm does not retain, share
      in, or mark up any portion of Pontera’s platform fee. Because management of a held-away account depends
      on the client maintaining an active connection between the account and the platform, a lapse in that
      connection may affect both management and billing for the affected period, and the Firm is under no
      obligation to credit fees for periods during which it lacked access. Additional terms governing Pontera’s
      platform fee are set forth in the client’s addendum and in Pontera’s own disclosures.

      Fixed/Flat Fees for Clients
      For certain clients, the Firm charges a fixed fee that is individually negotiated and based on the needs,
      complexity, and net worth of the client. In these relationships, the Firm may be managing a limited amount
      of the client’s assets but would also be providing advice with respect to other assets that the Firm does not
...

Item 7. Types of Clients
      Main Street Financial Solutions offers services to individuals, high net worth investors, pension and profit
      sharing plans, trusts, estates, charitable organizations, corporations and business entities.