RKL Wealth Management LLC

Item 5. Fees and Compensation

Fee for Investment Management Services

RKL Wealth provides investment management services on a fee-only basis which shall not exceed 1.25% per year based on
the total assets under management. Fee arrangements may vary from this maximum fee due to several factors such as
account size, client circumstance, and/or a negotiated fee.

Minimum annual fee: $20,000. This minimum annual fee is applied on a quarterly basis for a minimum quarterly fee of
$5,000. This minimum fee may be waived or reduced at our sole discretion. Only fees paid to RKL Wealth, not to separate
account managers or sub advisers, are considered when computing the minimum fee. If a client is subject to a minimum
fee, then based upon the client’s account balance, the sum of the fee may be higher than the maximum referenced
above.

Fees are payable quarterly in arrears. Fees billed quarterly will be based on the calendar quarter-end market value and
invoiced to the client on request. Quarter-end market values will be time-weighted for individual additions or
withdrawals of funds in excess of $5,000 during the period. The client may pay fees directly or authorize us to debit
fees from a designated client account.

Securities that are not listed on a national securities exchange will be valued in a manner determined by RKL Wealth
in good faith to reflect market value in accordance with its policies and procedures. In determining market value, RKL
Wealth may rely on the value of a Private Investment received from the issuer. In other instances, RKL Wealth may
not receive any valuation from the issuer or will receive valuations after a billing period. RKL Wealth will generally not
revisit any valuation decisions, even if its determination of market value differs from the issuers.

To facilitate billing, we routinely deduct fees from a designated client account. The Custodian will deduct from the
Account and pay us our fees each quarter after we submit an invoice to the Custodian. Clients may request a quarterly
invoice from us showing the amount of our fees, the account value on which we based our fees, and how we calculated
our fees. The Custodian does not verify fee computations; therefore, it is the client’s responsibility to verify the
accuracy of the fee calculation. The monthly statement provided to the client by the Custodian will show all amounts
paid from the Account, including our fees. All fees and account minimums may be negotiable in certain circumstances.
All fee arrangements are detailed in the client’s investment management agreement.

Fees for Financial Planning

Financial planning fees will be charged as a fixed fee, typically ranging from $10,000 to $25,000, or on an hourly basis,
ranging from $250 to $500 per hour, depending on the complexity of each client’s circumstances. The minimum fee is
$10,000. The fee for a financial plan is predicated upon the facts known at the start of the engagement.

Since financial planning is a discovery process, situations occur wherein the client is unaware of certain financial
exposures or predicaments. If the client’s situation is substantially different than disclosed at the initial meeting, a
revised fee will be negotiated and a revised financial planning agreement executed. The client must approve the change
of scope in advance of the additional work being performed when a fee increase is necessary. The fee may be
negotiable in certain circumstances. All fee arrangements are detailed in the client’s Financial Planning Agreement.

Fees for Consulting Advice to Retirement Plans

For participant directed retirement plans, we bill fees for consulting advice as either a percentage of assets under
advisement or a fixed fee. The percentage of assets under advisement fee is used exclusively for consulting services to
401(k), 403(b), 457(b), and Money Purchase retirement plans. It is generally .25% to 1.00% per annum, and is payable
quarterly. Fees are paid in advance, or arrears – depending on the record keeper. Minimum fees may also apply. For
fees paid in advance, RKL Wealth will refund any unearned fees upon a 30-day written notice of the termination of
services.

Consulting services offered for a fixed annual fee will be invoiced and payable on a quarterly basis. Fixed fees are based
on the complexity of the services to be performed and range from $1,500 to $15,000 per annum. Fees are paid in
advance, or arrears – depending on the record keeper. The minimum fee is $10,000 per year. For fees paid in advance,
RKL Wealth will refund any unearned fees upon a 30-day written notice of the termination of services. All fees may be
negotiable in certain circumstances. All fee arrangements are detailed in the client’s consulting agreement.

Fees for Consulting Advice on Securities

For individual clients, RKL Wealth bills fees for consulting advice at a rate ranging from $250.00 to $500.00 per hour
depending on the nature and complexity of the services. Fees are generally payable quarterly in arrears or at the
completion of the service.

Fees for Advice on Matters Not Involving Securities

RKL Wealth bills fees for consulting advice at a rate ranging from $250.00 to $500.00 per hour depending on the nature
and complexity of the services. Fees are generally payable at the completion of the service; however, interim billings
may occur. All fees may be negotiable in certain circumstances. All fee arrangements are detailed in the client’s
consulting agreement.

Fees for Sub-adviser Selection

RKL Wealth’s advisory fee for the selection and ongoing monitoring of sub-advisers is based on a percentage of the
client’s investable assets and ranges from 0.25% to 1.00%. This is determined by the sub-adviser, the portfolio selected, and
the platform the sub-adviser is accessed on. Sub-advisers and platform providers engaged to manage all or a part of a
client’s assets are paid a fee that is separate and apart from the advisory fee collected by RKL Wealth.
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Item 7. Types of Clients

RKL Wealth provides investment advice to individuals, high net worth individuals, trusts, estates, charitable organizations,
corporations and small businesses, pensions and profit-sharing plans. The minimum annual fee is $20,000 for all client
types. This minimum annual fee is applied on a quarterly basis for a minimum quarterly fee of $5,000. We have the sole
discretion to waive the minimum annual fee.