Mascoma Wealth Management LLC

Item 5 Fees and Compensation
Our annual fee for management services provided to discretionary and non-discretionary
relationships varies (between 0.50% and 1.10% ) depending on discretion or non-discretion and upon
the market value of the assets we manage on your behalf, as follows:

                                 Discretionary Account Fee Schedule
                                     1.10% on the first $1,000,000
                                     0.90% on the next $1,000,000
                                     0.75% on the next $1,000,000
                                       0.50% above $3,000,000

                             Non-Discretionary Account Fee Schedule
                                      0.50% on the balance

MWM requires a minimum relationship size of $300,000 and an annual minimum fee of $3,000 for
discretionary and non-discretionary relationships. We may aggregate account assets for you and your
minor children, joint accounts, and/or other types of related accounts for purposes of calculating the
above fee schedule or to satisfy minimum requirements. The investment management fee is billed and
payable quarterly in arrears based on the average daily balance of your account(s) during the previous
quarter. Fees begin accruing only after an Account is funded, beginning on the business day assets
are received.

In our sole discretion, we may negotiate to charge a lesser management fee based upon certain
criteria such as anticipated future earning capacity, anticipated future additional assets, dollar amount
of assets to be managed, related accounts, account composition, pre-existing client, account retention,
pro bono activities, etc.

Our Agreement and the separate agreement you sign with a financial firm for custodial and brokerage
services will authorize our firm through the financial firm to debit your account for the amount of our
management fee and to directly remit that management fee to our firm in accordance with applicable
custody rules. The financial firm we utilize has agreed to send a statement to you no less than
quarterly indicating all amounts disbursed from your account including the amount of any management
fees paid directly to our firm. You should review all statements for accuracy. We will also receive a
duplicate copy of your account statements.

Our annual fee for advisory services to employer retirement plans varies (between 0.30% and 0.45%)
depending upon the market value of the Retirement Plan assets, as follows:

                                Employee Benefit Plan Fee Schedule
                                   0.45% on plans up to $2,000,000
                                0.35% on plans for the next $2,000,000
                                   0.30% on plans over $4,000,000

Our minimum relationship size for employer retirement plan advisory services is $1,000,000. The
investment advisory fee is billed and payable quarterly in arrears based on the quarter-end balance of
the plan assets. If the agreement for services is executed at any time other than the first day of a
calendar quarter, our fees will apply on a pro rata basis, which means that the advisory fee is payable
in proportion to the number of days in the quarter for which you are a client.

Our compensation for services provided to an employee benefit Plan is based on the fee schedule
listed above; however, the fee may be negotiated based on the size and complexity of the Plan and
services required. The final negotiated fee will be detailed in the advisory agreement.

Grandfathering of Fees: Clients are subject to fees schedules in effect at the time the advisory
agreement is executed. Therefore, fee schedules will differ among clients.

Additional Fees and Expenses

As part of our investment advisory services to you, we may invest, or recommend that you invest, in
mutual funds and exchange traded funds ("ETFs"). The fees that you pay to our firm for investment
advisory services are separate and distinct from the fees and expenses charged by mutual funds or
ETFs (described in each fund's prospectus) to their shareholders. These fees will generally include a
management fee and other fund expenses.

You may also incur administrative fees, transaction charges and/or brokerage fees when purchasing or
selling securities, mutual funds or ETFs. These charges and fees are typically imposed by the broker-
dealer or custodian through whom your account transactions are executed. We do not share in any
portion of the brokerage fees/transaction charges imposed by the broker-dealer or custodian. To fully
understand the total cost you will incur, you should review all the fees charged by mutual funds, ETFs,
our firm, and others. For information on our brokerage practices, please refer to the Brokerage
Practices section of this Disclosure Brochure.

If your accounts are enrolled in sub-adviser services, any fees associated with those services are
separate and apart from the fees you pay to MWM. We do not share in any portion of the charges
imposed by the sub-adviser. Each sub-advisers' fees and compensation arrangements are described
within their firm's ADV Disclosure Brochures which will be provided to you prior to enrollment in their
services and are also available upon request.

Item 7 Types of Clients
We offer investment advisory services to individuals, families, pension and profit sharing plans, trusts,
estates, charitable organizations, municipalities, corporations, employee retirement plan sponsors, and
other business entities.

MWM requires a minimum relationship size of $300,000 for all discretionary and non-discretionary
relationships, a minimum relationship size of $1,000,000 for employer retirement plan advisory
relationships, and an annual minimum fee of $3,000 for all relationships. We may aggregate account
assets for you and your minor children, joint accounts, and/or other types of related accounts for
purposes of calculating the above fee schedule or to satisfy minimum requirements.