FFG Partners LLC

Fees and Compensation - Item 5

 Portfolio Management Services - Wrap Fee Program
 Detailed information about the FFG Wrap Fee Program and program fees is provided in the Form ADV Part 2A,
 Appendix 1 (Wrap Brochure) that is attached to this Form ADV Part 2A Disclosure Brochure.

 Pension Consulting Services Fees
 The compensation arrangement for pension consulting services is based on fixed fees, or a percentage of the plan
 assets. Services will be negotiated on a case-by-case basis. The exact services to be provided, the fee to be paid
 by the Client, fee payment arrangements, how to terminate the contract, and other terms will be clearly stated
 in the pension consulting agreement signed by the Client and FFG.

 Clients who choose to have FFG’s fee deducted directly from their account must provide authorization. The
 qualified custodian holding Client funds and securities will send an account statement on at least a quarterly basis.
 This statement will detail account activity. Clients are encouraged to review each statement for accuracy.

 Additional Information about Fees and Expenses
 All fees paid to FFG for investment advisory services are separate and distinct from the fees and expenses charged
 to shareholders by investment companies like unit investment trusts, mutual funds or exchange traded funds.
 These fees and expenses are described in each fund's prospectus. These fees generally include a management
 fee, other fund expenses, and a possible distribution fee. If the fund also imposes sales charges, you may pay an
 initial or deferred sales charge.

Fiori Financial Group
Form ADV Part 2A

 You could invest in a mutual fund directly, without the services of FFG. In which case, you would not receive
 ongoing planning and portfolio management services provided by FFG, which are designed, among other things,
 to assist you in determining which mutual fund or funds are most appropriate for your financial condition and
 objectives. Accordingly, you should review both the fees charged by the funds and the fees charged by FFG to
 fully understand the total amount of fees to be paid by you to evaluate the advisory services being provided.
 Although FFG uses its best efforts to purchase lower cost mutual fund shares when available, some mutual fund
 companies do not offer institutional classes to us or funds that do not pay 12b-1 distribution fees.

 ERISA Accounts: FFG is deemed to be a fiduciary to advisory Clients that are employee benefit plans or individual
 retirement accounts (IRAs) pursuant to the Employee Retirement Income and Securities Act ("ERISA"), and
 regulations under the Internal Revenue Code of 1986 (the "Code"), respectively. As such, our firm is subject to
 specific duties and obligations under ERISA and the Internal Revenue Code that include among other things,
 restrictions concerning certain forms of compensation. To avoid engaging in prohibited transactions, FFG may
 only charge fees for investment advice about products for which our firm and/or our related persons do not
 receive any commissions or 12b-1 fees, or conversely, investment advice about products for which our firm and/or
 our related persons receive commissions or 12b-1 fees, however, only when such fees are used to offset FFG's
 advisory fees.

 IRA Rollover Considerations
 As a normal extension of financial advice, we provide education or recommendations related to the rollover of an
 employer-sponsored retirement plan. A plan participant leaving employment has several options. Each choice
 offers advantages and disadvantages, depending on desired investment options and services, fees and expenses,
 withdrawal options, required minimum distributions, tax treatment, and the investor's unique financial needs and
 retirement plans. The complexity of these choices may lead an investor to seek assistance from us.

 An Associated Person who recommends an investor roll over plan assets into an Individual Retirement Account
 (“IRA”) may earn an asset-based fee as a result, but no compensation if assets are retained in the plan. Thus, we
 have an economic incentive to encourage an investor to roll plan assets into an IRA. In most cases, fees and
 expenses will increase to the investor as a result because the above-described fees will apply to assets rolled over
 to an IRA and outlined ongoing services will be extended to these assets.

 We are fiduciaries under the Investment Advisers Act of 1940 and when we provide investment advice to you
 regarding your retirement plan account or individual retirement account, we are also fiduciaries within the
 meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as
 applicable, which are laws governing retirement accounts. We have to act in your best interests and not put our
 interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests.

 Compensation for the Sale of Investment Products
 Compensation for the Sale of Securities
 Certain Executive officers and other Associated Persons of FFG are registered representatives of Private Client
 Services (“PCS”), a licensed full-service securities broker-dealer under federal and state securities laws. PCS is a
 member of the Financial Industry Regulatory Authority ("FINRA") and the Securities Investors Protection
 Corporation (“SIPC”). In their capacity as registered representatives, these persons will receive commission-based
 compensation in connection with the purchase and sale of securities, including 12b-1 fees for the sale of
 investment company products. Compensation earned by these persons in their capacities as registered
 representatives is separate and in addition to our advisory fees. This practice presents a conflict of interest
 because persons providing investment advice on behalf of our firm who are registered representatives have an
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Types of Clients - Item 7

 We generally offer investment advisory services to individuals, pension and profit sharing plans and participants,
 trusts, estates, charitable organizations, corporations, and other business entities.

 FFG requires a minimum of $2,500,000 to establish an advisory relationship. In our sole discretion, we may waive
 this requirement. This requirement can be met by combining two or more accounts owned by you or related
 family members.

Fiori Financial Group
Form ADV Part 2A

                        Methods of Analysis, Investment Strategies and Risk of Loss - Item 8

 FFG advisors may use various methods to determine an appropriate investment strategy for your portfolio with
 the goal of reducing risk and increasing performance in each customized portfolio. We seek to recommend
 investment strategies or products that will give you a diversified portfolio consistent with your investment
 objective. We do this by analyzing the various products, investment strategies, and portfolio models to which we
 provide access. That analysis includes a review of the structure, cost, and investment performance history of each
 program.