Mindset Wealth Management LLC

ITEM 5 - FEES AND COMPENSATION
Fee Schedule & Billing Method
Mindset offers services on a fee basis, which may include fixed fees, as well as fees based on assets under
management or advisement.

Investment Management Services
The annual management fee for our Investment Management Services, including Financial Planning, is based on
the total dollar value of the assets maintained in the client account. The fee assessed and/or charged is based on
what is stipulated in the Investment Advisory Agreement signed by each client. This may include a minimum
annual fee.
Our annual fee ranges up to 1.5% annually and is assessed and/or charged quarterly in advance, based on the
beginning of quarter values. Fees are based on a percentage of assets under management. Inflows and outflows of
cash are considered on a prorated basis in this calculation.

Other Fees and Expenses
In addition to the advisory fees paid to the Firm, clients may incur certain charges imposed by other third parties,
such as broker-dealers, custodians, trust companies, platform service providers, banks, and other financial
institutions (collectively “Financial Institutions”). These additional charges may include securities brokerage
commissions, transaction fees, custodial fees, fees attributable to alternative assets, reporting charges, margin
costs, charges imposed directly by a mutual fund or ETF in a client’s account, as disclosed in the fund’s prospectus
(e.g., fund management fees and other fund expenses), deferred sales charges, odd-lot differentials, transfer
taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts and securities
transactions. In these relationships with third parties, these fees would be in addition to the fees charged by the
Firm, paid directly to the third party, and the Firm will not receive any portion of those fees or share in those fees.

Direct Fee Debit
Clients generally provide the Firm with the authority to directly debit their accounts for payment of the investment
advisory fees. The Financial Institutions that act as the qualified custodian for client accounts, from which the Firm
retains the authority to directly deduct fees, are required to send statements to clients not less than quarterly
detailing account transactions, including any amounts paid to the Firm.

Account Additions and Withdrawals
As stated above, clients may make additions to and withdrawals from their accounts at any time, subject to the
Firm’s right to terminate an account. Additions may be in cash or securities, provided that the Firm reserves the
right to liquidate any transferred securities or declines to accept particular securities into a client’s account. Clients
may withdraw account assets on notice to the Firm, subject to the usual and customary securities settlement
procedures. However, the Firm generally designs its portfolios as long-term investments, and the withdrawal of
assets may impair the achievement of a client’s investment objectives. The Firm may consult with its clients about
the options and implications of transferring securities. Clients are advised that when transferred securities are

Mindset Wealth Management, LLC - Disclosure Brochure                                                   January 1, 2026 – v3

liquidated, they may be subject to transaction fees, short-term redemption fees, fees assessed at the mutual fund
level (e.g., contingent deferred sales charges), and/or tax ramifications.

Termination
Either party may terminate the advisory agreement at any time by providing written notice to the other party.
The client may terminate the agreement at any time by writing or phoning the Firm at our office. The Firm will
refund any prepaid, unearned advisory fees.
Terminations will not affect liabilities or obligations from transactions initiated in client accounts prior to
termination. In the event the client terminates the investment advisory agreement. The Firm will not liquidate any
securities in the account unless instructed by the client to do so. In the event of the client’s death or disability, the
Firm will continue management of the account until we are notified of the client’s death or disability and given
alternative instructions by an authorized party.

ITEM 7 - TYPES OF CLIENTS
Mindset provides asset management, financial planning, investment advisory, and consulting. Our services are
provided on a discretionary basis to a variety of clients, such as institutional investors, individuals, high-net-worth
individuals, trusts and estates, qualified purchasers, and individual participants of retirement plans. In addition,
we may also provide advisory services to entities such as businesses and other investment advisors.

Account Requirements
The Firm does not impose a stated minimum fee but does require a minimum portfolio value for starting and
maintaining an investment management relationship of $100,000, which may be waived at the Firm’s discretion.