Monson Wealth Management LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 MWM offers discretionary direct asset management services to advisory Clients. MWM
 charges an annual investment advisory fee based on the total assets under management as
 follows:

        Assets Under Management              Annual Fee                Quarterly Fee
            Up to $1,000,000                   1.50%                      0.375%
        $1,000,0001 to $2,500,000              1.25%                     0.3125%
             Over $2,500,000                    1.0%                      0.25%

 This is a breakpoint fee schedule, the entire portfolio is charged the same asset
 management fee. For example, a Client with $1,500,000 under management would pay
 $18,750 on an annual basis. $1,500,000 x 1.25% = $18,750.The annual fee is negotiable
 based upon certain criteria (e.g., historical relationship, type of assets, anticipated future
 earning capacity, anticipated future additional assets, dollar amounts of assets to be
 managed, related accounts, account composition, negotiations with Clients, etc.). Fees are
 billed quarterly in advance based on the amount of assets managed as of the close of
 business on the last business day of the previous quarter.
 MWM may also utilize the services of a Sub-Advisor to manage Clients’ investment
 portfolios by executing a Sub-Advisor agreement with other registered investment advisor
 firms. When using Sub-Advisors, the Client may pay additional fees of up to 1.0%.. Sub-
 Advisor directly deducts their portion of the fee separately from MWM.
 Lower fees for comparable services may be available from other sources. Clients may
 terminate their account within five (5) business days of signing the Investment Advisory
 Agreement with no obligation and without penalty. After the initial five (5) business days,
 the agreement may be terminated by MWM with thirty (30) days written notice to Client
 and by the Client at any time with written notice to MWM. If cash and/or securities are
 deposited into or withdrawn from an existing account mid-billing period a prorated fee will
 be charged for that portion of the account. For accounts opened or closed mid-billing
 period, fees will be prorated based on the days services are provided during the given
 period. All unpaid earned fees will be due to MWM. Additionally, all unearned fees will be
 refunded to the Client. Client shall be given thirty (30) days prior written notice of any
 increase in fees. Any increase in fees will be acknowledged in writing by both parties before
 any increase in said fees occurs.
Client Payment of Fees
 Fees for asset management services are:
    •   Deducted from a designated Client account. The Client must consent in advance to
        direct debiting of their investment account.
Additional Client Fees Charged
 Custodians may charge transaction fees and other related costs on the purchases or sales of
 mutual funds, equities, bonds, options and exchange-traded funds. Mutual funds, money
 market funds and exchange-traded funds also charge internal management fees, which are
 disclosed in the fund’s prospectus. MWM does not receive any compensation from these
 fees. All of these fees are in addition to the management fee you pay to MWM. For more
 details on the brokerage practices, see Item 12 of this brochure.
Prepayment of Client Fees
 MWM does not require any prepayment of fees of more than $1200 per Client and six
 months or more in advance.
 Investment management fees are billed quarterly in advance.

 If the Client cancels after five (5) business days, any unearned fees will be refunded to the
 Client, or any unpaid earned fees will be due to MWM.
External Compensation for the Sale of Securities to Clients
 Investment Advisor Representatives of MWM receive external compensation from sales of
 investment related products such as insurance as licensed insurance agents. This
 represents a conflict of interest because it gives an incentive to recommend products based
 on the commission received. This conflict is mitigated by disclosures, procedures, and
 MWM’s fiduciary obligation to place the best interest of the Client first and Clients are not
 required to purchase any products or services. Clients have the option to purchase these
 products through another insurance agent of their choosing.

Item 7: Types of Clients
Description
 MWM generally provides investment advice to individuals, high net worth individuals,
 business entities. Client relationships vary in scope and length of service.
Account Minimums
 MWM does not require a minimum to open or maintain an account.