My Financial Aurora Limited Liability Company

Item 5: Fees & Compensation

    How We Are Compensated for Our Advisory Services

    Asset Management:

                       Assets (Portfolio Size)            Annual Percentage of
                         Under Management                    Assets Charge
                    $0 to $99,999.99                             1.50%
                    $100,000 to $249,999.99                      1.00%
                    $250,000 to $499,999.99                      0.90%
                    $500,000 to $999,999.99                      0.80%
                    $1,000,000 to $1,999,999.99                  0.70%
                    $2,000,000 to $2,999,999.99                  0.60%
                    $3,000,000 and higher                        0.50%

ADV Part 2A – Firm Brochure                     Page 5                                 Financial Aurora, LLC.

    Our firm’s annualized fees are billed on a pro-rata basis monthly in arrears based on the
    average balance for the month. Fees are negotiable and will be deducted from your account.
    As part of this process, the client is made aware of the following:

        a) Your independent custodian sends statements at least quarterly to you showing the
           market values for each security included in the Assets and all disbursements in your
           account including the amount of the advisory fees paid to us;
        b) You provide authorization permitting us to be directly paid by these terms. We send
           our invoice directly to the custodian;
        c) It is the client’s responsibility to verify the calculation of advisory fees deducted from
           the account; and
        d) If required, we send a copy of our invoice to you, which includes a legend urging you
           to compare information provided in our statement with those from the qualified
           custodian.

    Financial Planning & Consulting:

    We charge on a flat fee basis for financial planning and consulting services. The total
    estimated fee, as well as the ultimate fee that we charge you, is based on the scope and
    complexity of our engagement with you. Our flat fees generally range from $500 to $5,000.

    The financial planning and consulting fee may be paid in full up-front, or systematically (i.e.,
    monthly, semi-annually, etc.). We require the remainder of the fee directly billed to you and
    due to us within thirty (30) days of your financial plan being delivered or consultation rendered
    to you. In all cases, we will not require a retainer exceeding $500 when services cannot be
    rendered within 6 (six) months.

    Other Types of Fees & Expenses

    Clients may incur custodial fees, wire transfer fees, and other charges imposed by the
    custodian and other third parties. Clients will also pay the following separately incurred
    expenses, which we do not receive any part of: charges imposed directly by a mutual fund,
    index fund, or exchange traded fund which shall be disclosed in the fund’s prospectus (i.e.,
    front/deferred loads, fund management fees, and other fund expenses).

    Non-Wrap Clients will incur transaction charges for trades executed in their accounts. These
    transaction fees are separate from our fees and will be disclosed by the firm that the trades
    are executed through.

    Wrap fee clients will receive our Form ADV, Part 2A, Appendix 1 (the “Wrap Fee Program
    Brochure”). Wrap fee clients will not incur transaction costs for trades. More information
    about this format is disclosed in our separate Wrap Fee Program Brochure.

    Termination & Refunds

    We charge our advisory fees monthly in arrears. If you wish to terminate our services, you
    need to contact us in writing and state that you wish to cancel the advisory agreement. Upon
    receipt of your letter of termination, we will proceed to close out your account and charge you
    a pro-rata advisory fee(s) for services rendered up to the point of termination.

    Commissionable Securities Sales

ADV Part 2A – Firm Brochure                    Page 6                                 Financial Aurora, LLC.

    We do not sell securities for a commission in our advisory accounts.

Item 7: Types of Clients & Account Requirements

    We have the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Trusts, Estates;
       • Pension and Profit Sharing Plans;
       • Small Businesses, Corporations, Limited Liability Companies, and/or Other Business
          Types.

    We do not impose requirements for opening and maintaining accounts or otherwise engaging
    us.