North American Wealth Advisors Inc

Item 5: Fees and Compensation
  A.​ Adviser is compensated for its advisory services primarily by fees charged based on a client’s
      assets under management with Adviser. Fees are negotiable, and each client’s specific fee
      schedule is included as part of the investment advisory agreement signed by Adviser and the
      client. Lower fees for comparable services may be available from other sources.​
      ​
      Adviser’s standard fee schedule is included below, subject to negotiation with a client:​

           Client Assets Under Management                                Annual Fee Percentage
                                                                            (paid quarterly)
                 For the first $2,000,000                                        1.00%
             $2,000,000.01 to $5,000,000.00                                      0.80%
                $5,000,000.01 and above                                          0.60%

      In addition to the fees payable to Adviser, clients utilizing the advisory and administrative services
      of FPAS will also directly incur administrative fees charged by FPAS pursuant to the fee schedule
      below (subject to negotiation with a client), excluding any assets invested into the SA Funds –
      Investment Trust (“SA Funds”), a mutual fund family advised by FPAS:

           Client Assets Under Management                                Annual Fee Percentage
                                                                            (paid quarterly)
                  For the first $500,000                                         0.45%
              $500,000.01 to $1,000,000.00                                       0.20%
             $1,000,000.01 to $5,000,000.00                                      0.15%
                $5,000,000.01 and above                                          0.10%

      Client assets under Adviser’s management and held in a fee-based annuity sub-account shall be
      charged a separate advisory fee of 1.00% per annum. For the avoidance of doubt, such
      fee-based annuity sub-accounts shall not be included for purposes of calculating the fees set
      forth in either table immediately above, and shall instead be separately calculated for purposes of
      applying the separate advisory fee of 1.00% per annum.

  B.​ Fees are deducted in advance on a quarterly basis from clients’ assets and based upon the
      market value of such assets managed by Adviser as of the last day of the prior calendar quarter.
      In the event a client makes a deposit of $10,000 or more during a particular quarter, such client
      will be billed a pro-rata advisory fee based on the remaining number of the days in such quarter.
      Conversely, in the event a client makes a withdrawal of $10,000 or more during a particular
      quarter, such client will be refunded a pro-rata advisory fee based on the remaining number of
      days in such quarter.

  C.​ In addition to the fees charged by Adviser, clients will incur brokerage and other transaction costs.
      Please refer to Item 12: Brokerage Practices, for further information on such brokerage and other
      transaction costs. Clients will also typically incur additional charges related to the safekeeping
      and custody of client assets, mutual fund and other product-specific expenses, and
      ERISA-specific services for accounts subject to ERISA. These additional charges are separate
      and apart from the fees charged by Adviser.

  D.​ If Adviser or client terminates the advisory agreement before the end of a quarterly billing period,
      Adviser’s fees will be prorated through the effective date of the termination. The pro rata fees

                                      Date of Brochure: March 09, 2026

    earned for the remainder of the quarterly billing period after the termination will be refunded to
    client.

E.​ Neither Adviser nor any of its supervised persons accepts compensation for the sale of securities
    or other investment products, other than in Jim Casey’s capacity as a registered representative of
    Cetera Advisor Networks LLC (“Cetera”). Cetera is an independent and unaffiliated broker-dealer,
    and from time to time Jim Casey will earn an ordinary and customary commission from the sale of
    a security in such capacity. This has the potential to create a conflict of interest, because Jim
    Casey has the potential to earn both commission and advisory fee revenue from a client. Jim
    Casey addresses this potential conflict of interest by fully disclosing his relationship with Cetera,
    and informing clients that they are under no obligation to purchase a security through him.

                                    Date of Brochure: March 09, 2026

Item 7: Types of Clients
Adviser generally provides its services to individuals, high-net-worth individuals, trusts, estates, business
entities, charitable organizations and pension and profit sharing plans. The minimum account value
required to open an account with Adviser is negotiable.

                                         Date of Brochure: March 09, 2026