Golden Road Advisors LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one more
written agreements with the Advisor.

A. Fees for Advisory Services
Investment Management Services
Investment advisory fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
investment advisory agreement. Investment advisory fees are based on the market value of assets under
management at the end of the prior quarter. Investment advisory fees range from 0.60% to 1.00% based on the
following incremental fee schedule:

                         Assets Under Management                     Annual Rate (%)
                         Up to $5,000,000                                1.00%
                         $5,000,001 to $10,000,000                       0.75%
                         Over $10,000,000                                0.60%

                                              Golden Road Advisors LLC
                                          615 W. De Leon St., Tampa, FL 33606
                                                 Phone: 813-491-1593
                                              www.goldenroadadvisors.com

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by Golden Road Advisors will be independently valued by the Custodian. Golden Road Advisors will conduct
periodic reviews of the Custodian’s valuations.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
For standalone financial planning services, Golden Road Advisors offers services on a project-based engagement
or annual ongoing engagement. Project based fees may be offered on an hourly basis or a fixed fee. Hourly fees
range up to $300 per hour. Fixed fees range up to $10,000. Annual ongoing fees range up to $10,000 per year. Fees
may be negotiable based on the nature and complexity of the services to be provided and the overall relationship
with the Advisor. An estimate for total hours and/or total costs will be provided to the Client prior to engaging for
these services.

Use of Independent Managers
As noted in Item 4, the Advisor will implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from
an Independent Manager. The Advisor will only earn its investment advisory fee as described above. Independent
Managers typically do not offer any fee discounts but may have a breakpoint schedule which will reduce the fee
with an increased level of assets placed under management with an Independent Manager. The terms of such
fee arrangements are included in the Independent Manager’s disclosure brochure and applicable contract[s] with
the Independent Manager. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee,
will not exceed 2.00% annually.

Retirement Plan Advisory Services
Retirement plan advisory fees are paid quarterly in advance, pursuant to the terms of the retirement plan advisory
agreement. Retirement plan advisory fees are based on the market value of assets in the Plan at the end of the
prior quarter. Fees for retirement plan advisory services are charged an annual asset-based fee of up to 1.00%.
Fees may be negotiable depending on the size and complexity of the Plan.

B. Fee Billing
Investment Management Services
Investment advisory fees are calculated by the Advisor and deducted from the Client’s account[s] at the Custodian.
The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from the Client’s
account[s] at the beginning of the respective quarter. The amount due is calculated by applying the quarterly rate
(annual rate divided by 4) to the total assets under management with Golden Road Advisors at the end of the prior
quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the
investment advisory fee. Clients are urged to also review and compare the statement provided by the Advisor to the
brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide
written authorization permitting advisory fees to be deducted by Golden Road Advisors to be paid directly from their
account[s] held by the Custodian as part of the investment advisory agreement and separate account forms provided
by the Custodian.

Financial Planning Services
Financial planning fees for project-based engagements may be invoiced up to fifty percent (50%) of the expected
total fee upon execution of the financial planning agreement. The balance shall be invoiced upon completion of the
agreed upon deliverable[s]. Financial planning fees for annual ongoing engagements are invoiced monthly in
advance.

Use of Independent Managers
For Client accounts implemented through an Independent Manager, the Client’s overall fee will include Golden
Road’s investment advisory fee (as noted above) plus investment management fees and/or platform fees charged

                                              Golden Road Advisors LLC
                                          615 W. De Leon St., Tampa, FL 33606
                                                 Phone: 813-491-1593
...

Item 7 – Types of Clients

Golden Road Advisors offers investment advisory services to individuals, high net worth individuals, trusts,
estates, businesses, charitable organizations, bank and thrift institutions, and retirement plans. The amount of
each type of Client is available on Golden Road Advisors’ Form ADV Part 1A. These amounts may change over
time and are updated at least annually by the Advisor. Golden Road Advisors generally requires a minimum fee
of $5,000 annually to effectively implement its investment process.