October Wealth Advisors Inc

Item 5 - Fees and Compensation

General Fee Information
Fees paid to us are exclusive of all custodial and transaction costs paid to your custodian, brokers or
other third-party consultants. Fees paid to us are also separate and distinct from the fees and
expenses charged by mutual funds, ETFs (exchange traded funds) or other investment pools to their
shareholders (generally including a management fee and fund expenses, as described in each fund’s
prospectus or offering materials). You should review all fees charged by funds, brokers, OWA and
others to fully understand the total amount of fees paid by you for investment and financial-related
services.

Portfolio Management Fees
The annual fee schedule, based on a percentage of assets under management, is as follows:

                       First $1,000,000                        1.00%
                       Next $2,000,000                         0.75%
                       Balance above $3,000,000                0.50%

The minimum portfolio value is generally set at $100,000. The minimum annual fee for any portfolio
is $1,000. We may, at our discretion, make exceptions to the foregoing or negotiate special fee
arrangements where we deem it appropriate under the circumstances. We currently have one client
that has engaged us on a flat fee basis.

A portfolio is often made up of several individual accounts in the same household. Most often, a
household is defined as all accounts of people residing in the same home. However, at our discretion
we may include other related accounts, such as adult children, in the household value for the purpose
of calculating applicable fee tiers.

Portfolio management fees are generally payable quarterly, in advance. If management begins after
the start of a quarter, fees will be prorated accordingly. Fees are normally debited directly from your
account(s), unless other arrangements are made. Clients may direct from which account(s) fees are
to be debited.

Either you or OWA may terminate your Investment Advisory Agreement at any time, subject to any
written notice requirements in the agreement. In the event of termination, any paid but unearned
fees will be promptly refunded to you, and any fees due to us from you will be invoiced or deducted
from your account prior to termination.

Item 7 - Types of Clients

We serve individuals, corporations, trusts, estates, charitable organizations. With some exceptions,
the minimum portfolio value eligible for conventional investment advisory services is $100,000, and
the annual minimum fee charged is $1,000. Under certain circumstances and in our sole discretion,
we may negotiate such minimums.