Orange Investment Advisors Inc

Item 5 – Fees and Compensation
    A. Management Fee

For the provision of investment advisory services, we charge a management fee (“Fee”) based on the
amount of AUM in an Investment Account. The Fee charged to clients varies based on the types of
assets and AUM in an Investment Account. The Fee ranges from 0.25% to 1.20%, and certain Investment
Accounts with AUM under a certain threshold are charged a fixed fee (“Minimum Fixed Fee”). We may,
at our sole discretion, reduce or waive a minimum fixed fee due to, but not limited to account size,
relationship, householding, or complexity.

Please see the OIA Fee Schedules for more information about how the Fee is assessed based on types of
assets and AUM in Investment Account:

The Fee is payable quarterly, in arrears, based on the value of the assets in the Investment Account as of
the last day of each calendar quarter. Any Investment Account opened or closed during a calendar
quarter will have the Fee pro-rated for the quarterly payment period. All pre-paid, unearned Fees will be
promptly refunded. Cash, accrued interest and the value of any securities purchased on margin are
included for billing purposes, unless we determine otherwise, in our discretion.

The Fee is determined using then-current portfolio valuations provided by the independent custodian.
For any private securities, we will use the valuation of the investment most recently provided to us. Accruals
reflected in OIA systems and used for billing and/or performance calculation purposes may differ from those
reported in custodial statements.
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                                          OIA Fee Schedules

                        PORTFOLIO TYPE:              EQUITIES, FIXED INCOME &
                                                       CASH EQUIVALENTS
                             FEE RATE                ASSETS UNDER MANAGEMENT
                              1.20%                        Up to $1,000,000
                              1.00%                     $1,000,001 - $2,000,000
                              0.80%                     $2,000,001 - $3,000,000
                              0.60%                     $3,000,001 - $5,000,000
                              0.50%                          $5,000,001 +
                                                     Minimum Fixed Fee: $3,000

                        PORTFOLIO TYPE:        FIXED INCOME & CASH EQUIVALENTS
                             FEE RATE                ASSETS UNDER MANAGEMENT
                              0.60%                        Up to $1,000,000
                              0.40%                          $1,000,001 +
                                                     Minimum Fixed Fee: $1,200
                        PORTFOLIO TYPE:          MUTUAL FUNDS OR MUTUAL FUNDS
                                                  WITH INDIVIDUAL FIXED INCOME
                             FEE RATE                ASSETS UNDER MANAGEMENT

                              1.00%                          On total assets

                                                      Minimum Fixed Fee: $500

                        PORTFOLIO TYPE:              ADVISORY 401(k) PLANS
                             FEE RATE                ASSETS UNDER MANAGEMENT

                              0.75%                         Up to $500,000

                              0.50%                      $500,001 - $2,500,000

                              0.25%                          $2,500,001 +

                                                     Minimum Fixed Fee: $2,000

    B. Investment Consulting Services Fee

    For its investment consulting services, OIA typically receives a flat fee based on the fee schedule
    below. The fee may be paid in advance or in arrears, on a quarterly basis, as agreed upon with the
    third-party manager(s).

    If appropriate, OIA will also recommend various advisory and non-advisory services of the third-party
    manager or its affiliates to OIA clients.

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    OIA will not have the obligation to monitor the services recommended or the discretion to hire or
    fire the third-party manager(s) or their affiliates. The decision to retain any third-party manager(s)
    or their affiliates remains solely with the client.

                     INVESTMENT CONSULTING PACKAGES                 PER ANNUM PRICING
                                 OIA Level 1                              $25,000

                                 OIA Level 2                              $50,000
                                 OIA Level 3                              $75,000

    C. Financial Planning Services Fee

    We do not generally charge for financial planning services. In some instances, we may charge a flat
    or hourly advisory fees, which will be communicated to the client in advance of the commencement
    of the financial planning relationship. We may, at our sole discretion, charge a lesser management
    fee based on special circumstances, such as Investment Account or relationship size. The entire
    amount of the fee will be due immediately prior to or immediately upon delivery of the plan.

    Either party may terminate the advisory relationship at any time by giving the other party thirty
    days' written notice of termination. Any fees charged will be prorated to the date of termination. All
    fees are charged in arrears.

    D. Fee Payment Options

    As indicated in our Advisory Agreement, there are two options to pay for our services:

       •   Direct Debiting (preferred): At the end of each quarter, clients will bear the applicable Fee
           accrued by their Investment Account. The custodian will debit the Investment Account
...

Item 7 – Types of Clients
We provide investment advisory services to a number of different clients, such as individuals and high
net worth individuals, corporations and other business entities, pension funds and profit-sharing plans,
foundations and endowments, investment companies, trusts, estates and charitable organizations,
banking and thrift institutions, and individual retirement plans (IRAs).

8                                                    Orange Investment Advisors, Inc. | Form ADV Part 2A | 2026