Patton Albertson Miller Group LLC

Item 5      Fees and Compensation

                     INVESTMENT SUPERVISORY SERVICES
                  INDIVIDUAL PORTFOLIO MANAGEMENT FEES

Our annual fee for Investment Supervisory Services is based upon a percentage of
assets under management according to the following fee schedule:

             Assets under Management                  Annual Fee (%)

         First 5,000,000                              1.00%
         Next $5,000,000                              0.75%
         $10,000,000 and over                         0.50%

Clients who joined our firm from certain firms that were acquired by PAM Group,
including Anthony Smith Advisors (“ASA”) and Colony Capital, are billed at the rate
they agreed to while clients of those former firms. The minimum fee for managed
account programs is $10,000. This is based on an aggregate of all accounts under
management with PAM Group.

Our fees are billed monthly, in arrears, based upon the average of all daily closing
values including cash and accrued interest (market value or fair market value in the
absence of market value), accrued dividends and securities purchased on margin of the

client's account during the billing period. Fees will be debited from the client's account
by the 15th of the following month in accordance with the client authorization in the
Client Services Agreement.

For certain clients, we charge an advisory fee for services provided to the held-away
accounts mentioned above in Item 4, just as we do with client accounts held at our
primary custodians(s). The specific fee schedule charged by us is provided in the
client’s investment advisory agreement with us.

Grandfathering of fee calculation: Pre-existing advisory clients are currently billed
monthly, in arrears, based upon the value (market value or fair market value in the
absence of market value), of the client's account at the end of the previous billing
period. Fees will be debited from the client's account by the 15th of the following month
in accordance with the client authorization in the Client Services Agreement. We are in
the process of migrating existing clients to the daily method of calculating fees. Some
clients remain under the old fee calculation method for an indefinite period of time.

MONITORING SERVICES FEES

Annual fee
0.25% of client assets

Monitoring Services fees, payable monthly in arrears, are determined based on the
monthly average of the daily gross market value of assets in the account.

FINANCIAL PLANNING FEES

Our Financial Planning fees are calculated and charged on an hourly basis at a rate of
up to $250 per hour. Fees for financial planning are based upon an estimate of the
number of hours it will take to complete the planning engagement. Fees generally
range between $1,500 and $16,000, depending on the details and complexity of the
issues. At PAM Group discretion, the hourly rate charged will vary depending on the
complexity of the client's financial situation and the person doing the work. For
example, a client will pay more for the knowledge and time of a skilled financial
professional than for the assistant's administrative skills in putting the plan together.

Although the length of time it will take to provide a Financial Plan will depend on each
client's personal situation, we will provide an estimate for the total hours at the start of
the advisory relationship. An agreed upon fee will be established before the financial
plan is started. This fee will be based on the approximate number of hours expected to
complete the plan. Typically, 50% of the fee is due at the execution of the contract with
the remainder due upon delivery of the financial plan. Legacy ASA clients are billed
for financial planning on a quarterly basis. On average, the financial plan is presented
to the client within 90 days of the contract date, provided that all information needed to
prepare the financial plan has been promptly provided.

CONSULTING SERVICE FEES

Our consulting series generally are part of the wealth management services we offer
clients. More involved or complex planning on a project basis.

TAX PREPARATION SERVICES FEES

Our fee for tax preparation services are generally separate from fees for financial
planning and portfolio management services. Fees for tax preparation services will be
negotiated with each client at the time of engagement and will vary based on the
complexity of the client’s tax situation. Clients choose to have us deduct tax
preparation fees from their brokerage accounts or elect to receive an invoice. Fees are
due upon completion of the tax return.

CASH MANAGEMENT

We offer clients the option of obtaining cash management solutions from unaffiliated
third-party financial institutions through Flourish Financial LLC (“Flourish”). No
Focus affiliate will receive any compensation from Flourish that is attributable to our
clients’ transactions. Further information on this conflict of interest is available in Item
10 of this Brochure.

TRUST AND FIDUCIARY SERVICE FEES

Trust and Fiduciary Services are provided using a bifurcated trustee model in which
NATC or TTSD serves as the administrative trustee and PAM Group serves as the
investment manager. The client pays a fee for both services and those fees are charged

and disclosed separately on the client statement. Administrative Trustee fees are
generally charged a fee based on a percentage of the market value of the assets in trust.
PAM Group fees for investment management are based on a percentage of the assets
under management, subject to change at any time. Some services are charged flat fees
and some accounts are subject to annual fee minimums which are disclosed to the client
in the fee contract. PAM Group may, in its sole discretion, negotiate a lesser fee based
upon certain criteria such as complexity, size of the relationship, future additional
assets, related accounts, account composition, preexisting/legacy client relationship,
...

Item 7     Types of Clients

PAM Group provides advisory services to the following types of clients:

   •   Individuals and High Net Worth Individuals
   •   Pension and profit-sharing plans (other than plan participants)
   •   Charitable organizations
   •   Corporations or other businesses

The minimum annual fee is $10,000 per client. This is a guideline; all minimum
requirements are subject to negotiation at the sole discretion of PAM Group.