Orchard City Wealth Management LLC

Item 5: Fees and Compensation
How we are compensated depends on the type of advisory service we are performing. Please review
the fee and compensation information below.

Wealth Management Services
Fees are charged pursuant to an asset-based fee based on the assets designated to be under OCWM’s
management, a flat fee generally ranging between $10,000 and $30,000 per year based on a
proprietary complexity matrix, or a combination of both an asset-based fee and a flat fee based on a
proprietary complexity matrix. OCWM's minimum annual fee is $10,000 per year.

OCWM’s asset-based fee structure is generally structured as follows:

 Client’s Assets Under OCWM’s Management                               Annual Fee

 From $0 to                        $500,000                            1.40%

 From $500,001 to                  $1,000,000                          1.20%

 From $1,000,001 to                $3,000,000                          1.10%

 From $3,000,001 to                $5,000,000                          0.90%

 From $5,000,001 to                $10,000,000                         0.65%

 $10,000,001 and above                                                 0.40%

The fee schedule above is a “tiered” or “blended” fee schedule, which means that different annual fee
percentages will apply to different ranges of client assets under OCWM’s management.

   Example: If OCWM manages $2,000,000 for a client, and the previous quarter had 90 days, the
   client's quarterly fee would be $5,918. The formula we use is:
       ●​ Asset under management fee % * (the days in the quarter divided by the days in the year),
            multiplied by the previous quarter-end value.
       ●​ In this case,
               o​ 1.40% * (90/365) * $500,000
               o​ 1.20% * (90/365) * $499,999
               o​ 1.10% * (90/365) * $1,000,001

The asset-based fee schedule described above is subject to customization based on a particular client’s
financial situation and the services to be rendered by OCWM, and OCWM’s proprietary
complexity-based flat fee may be charged in addition to or in lieu of the asset-based fee schedule.​

                                      Date of Brochure: May 14, 2026

If a Third-Party Adviser is retained for portfolio management, OCWM's fee includes the Third-Party
Adviser's fee.

The wealth management fee is prorated and paid quarterly in advance. Prorated wealth management
fees are charged or refunded for intra-quarter client deposits and withdrawals in excess of $10,000,
respectively. The annual fee is re-evaluated yearly on the client's anniversary date. Advisory fees may
be directly debited from client brokerage accounts. In some cases, clients may choose to pay by
electronic funds transfer via a secure payment processor.

Upon termination of the engagement, OCWM will cease rendering any advice, performing any services,
or otherwise be associated with any of Client's accounts. It shall become Client's sole responsibility to
attend to Client's accounts thereafter. The Client shall be entitled to a pro-rata refund of any pre-paid
fees based upon the number of days in the applicable billing period before termination of the
engagement. The Client's engagement shall not automatically terminate in the event of Client's death
or disability. Instead, it shall be given full force and effect to the extent permitted by law until OCWM
has received instructions to the contrary from Client's duly-appointed legal representative.

To the extent OCWM fails to receive its fees from Client when due and payable, OCWM reserves the
right to impose a late fee of 1% per month for so long as such fees remain outstanding. OCWM reserves
the right to pursue all legal avenues to collect any outstanding fees that Client has failed to pay.

Financial Planning Hourly Fee
OCWM does not offer hourly financial planning as a stand-alone service. OCWM's hourly Financial
Planning fee begins at $300 per hour but can be raised depending on complexity. The fee may be
negotiable in some instances and is due at the completion of the engagement. In the event of early
termination by the client, any fees for the hours already worked will be due. Fees for this service may
be paid by electronic funds transfer or check.

Educational Seminars
Educational seminars are offered to organizations and the public on a variety of financial topics. Fees
range from free to $2,500 per seminar. Half of the fee is due before the engagement. The other half will
be invoiced the day of, no later than the conclusion of the seminar. The fee range is determined by the
content, amount of research conducted, the number of hours of preparation needed, and the number
of attendees. In the event of inclement weather or flight cancellation, the Speaker shall make all
reasonable attempts to make alternative travel arrangements to arrive in time for the presentation. If
travel proves impossible or the event is canceled, the Speaker's fee will be waived. However, the Client
will still be responsible for reimbursement of any non-refundable travel expenses already incurred.

If the Client decides to cancel or change the date of the event for any reason besides weather or similar
unforeseen causes, the Client will still be responsible for reimbursement of any non-refundable travel
expenses already incurred and will provide payment for 50% of the Speaker's fee if the cancellation
occurs within 30 days of the event. If the Speaker must cancel due to health or similar unforeseen
circumstances, the Speaker will make all attempts to find a reasonable alternative engagement date
and will absorb any additional incremental costs for obtaining alternative travel arrangements. If an

                                       Date of Brochure: May 14, 2026

alternative date cannot be obtained, the Client will not be responsible for any travel costs already
incurred by the Speaker or any portion of the Speaker's fee. Educational Seminars and Speaking
...

Item 7: Types of Clients
We provide financial planning and portfolio management services to individuals, high net-worth
individuals, charitable organizations, trusts, estates, and small businesses.

OCWM does not have a minimum account size requirement. OCWM does have a minimum annual fee
of $10,000 per year.

                                   Date of Brochure: May 14, 2026