Parisi Gray Wealth Management LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
For Clients engaged for comprehensive wealth management services, the Client will be charged a single
combined fee for investment management and financial planning services based on the market value of assets
under management.

Wealth management fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
wealth management agreement. Investment advisory fees are based on the market value of assets under
management at the end of the prior calendar quarter. Investment advisory fees range up to 2.00% annually based
on several factors, including: the complexity of the services to be provided, the level of assets to be managed, and
the overall relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements,
portfolio restrictions and other complexities may be charged a higher fee.

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees are negotiable at the sole discretion of the Advisor. The Client’s fees will take into

                                           Parisi Gray Wealth Management, LLC
                                       5 Cold Hill Road S, Mendham, New Jersey 07945
                                                     Phone: (973) 358-4921
                                                    http://parisigray.com

consideration the aggregate assets under management with Advisor. All securities held in accounts managed by
Parisi Gray will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuations.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

Use of Independent Managers
For Client account[s] implemented through an Independent Manager, the Client’s overall fees includes Parisi
Gray’s investment advisory fee (as noted above) plus advisory fees and/or platform fees charged by the
Independent Manager[s], as applicable. The Independent Manager assumes responsibility for calculating the
Client’s fees and deducting all fees from the Client’s account[s]. In such instances, Parisi Gray will not charge its
fee separately on those assets.

B. Fee Billing
Wealth Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor or its delegate shall send an invoice to the Custodian indicating the amount of the fees
to be deducted from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated
by applying the period rate (annual rate divided by the number of days in the year multiplied by the number of days
in the quarter) to the total assets under management with the Advisor at the end of the prior quarter. Clients will be
provided with a statement, at least quarterly, from the Custodian reflecting deduction of the wealth management
fee. It is the responsibility of the Client to verify the accuracy of these fees as listed on the Custodian’s brokerage
statement as the Custodian does not assume this responsibility. Clients provide written authorization permitting
advisory fees to be deducted by Parisi Gray directly from their account[s] held by the Custodian as part of the
wealth management agreement and separate account forms provided by the Custodian.

Use of Independent Managers
Client account[s] implemented through Independent Manager[s] will be billed in accordance to the separate
agreement[s] with the respective parties. These parties will typically add Parisi Gray’s investment advisory fee
and deduct the overall fee from the Client’s account[s].

C. Other Fees and Expenses
Clients incur certain fees or charges imposed by third parties, other than Parisi Gray, in connection with
investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities
execution fees charged by the Custodian. The fees charged by Parisi Gray are separate and distinct from these
custodial and execution fees.

In addition, all fees paid to Parisi Gray for wealth management services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees
for the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and
a possible distribution fee. As mentioned in Item 4.B above, the Client may be invested into share classes of a
mutual fund that has a higher expense ratio, including but not limited to 12B-1 fees. This may result in the Client
paying a higher investment cost[s].

A Client may be able to invest in these products directly, without the services of Parisi Gray, but would not
receive the services provided by Parisi Gray which are designed, among other things, to assist the Client in
determining which products or services are most appropriate for each Client’s financial situation and objectives.
Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by Parisi Gray to
fully understand the total fees to be paid. Please refer to Item 12 – Brokerage Practices for additional information.

                                          Parisi Gray Wealth Management, LLC
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Item 7 – Types of Clients

Parisi Gray offers wealth management services to individuals, high net worth individuals, trusts, estates and
businesses. The amount of each type of Client is available on the Advisor's Form ADV Part 1A. These amounts
may change over time and are updated at least annually by the Advisor. Parisi Gray generally does not impose a
minimum size for establishing a relationship.