Relevant Wealth Advisors LLC

Item 5 – Fees and Compensation

        A. Advisory Fees paid by Wrap-Fee Clients

Clients invested in the Strategic Asset Management Program are charged a single, all-
inclusive fee for portfolio management, brokerage, custodial, recordkeeping and other
services associated with managing the account. Relevant Wealth Advisors generally
charges a flat percentage rate that ranges from 0.5% to 1.5%. Fees may be negotiable. See
Wrap Fee Program Brochure for additional details about the fees paid by clients invested in
the wrap fee program.

        B. Fees Paid by Advisory Clients Not Invested in the Wrap Fee Program

For clients who chose to open accounts outside of the wrap fee program, Relevant Wealth
Advisors generally charges a flat percentage rate. The annual flat rate ranges from 0.5% to
1.5% of assets under management and is specified in each client’s Investment Management
Agreement. A minimum of $15,000,000 of assets under management is generally required.
This minimum amount may be negotiable. In some cases, a flat quarterly fee may be
negotiated.

Advisory fees are payable in arrears in quarterly installments at the end of each calendar
quarter based on the average daily balance of the entire account. Accounts opened between

billing periods will be billed on a prorated amount based on the number of days the account
was opened during that quarter. If the agreement is terminated prior to the last day of a
calendar quarter, the fees will be adjusted according to the number of days the account was
open on a pro rata basis. All prepaid but unearned advisory fees are refunded to the Client
upon termination of an account. Account closing fees may apply.

       C.     Additional Mutual Fund Fees

Relevant Wealth Advisors’ fees for investment advisory services are separate and distinct
from the fees and expenses charged by mutual funds and ETFs to shareholders. Clients
invested in mutual funds or ETFs will pay advisory fees to Relevant Wealth Advisors for its
services and will pay additional fees as a shareholder of the applicable mutual fund or ETF.
These mutual fund or ETF fees and expenses are described in each fund’s prospectus. These
fees will generally include a management fee, other fund expenses, and a possible
distribution fee. Relevant Wealth Advisors generally does not invest in mutual funds that
require clients to pay front-load or deferred sales charges. A client could invest in a mutual
fund or ETF directly, without the services of Relevant Wealth Advisors. In that case, the client
would not receive the services provided by Relevant Wealth Advisors which are designed,
among other things, to assist the client in determining which mutual fund or ETFs are most
appropriate to each client’s specific financial condition and objectives. Accordingly, the client
should review the mutual fund or ETF fees charged by such funds and fees charged by
Relevant Wealth Advisors to fully understand the total amount of fees paid by the client and
to thereby evaluate the advisory services being provided.

       D. Additional Money Market Fund Fees

Relevant Wealth Advisors places client funds into a money market fund. Clients invested in
money market funds will incur additional fees that will be described in the prospectus.

       E. Additional Compensation

Relevant Wealth Advisors generally does not receive payments from mutual funds, ETFs and
their sponsors in return for investing client assets in mutual funds or ETFs.

Relevant Wealth Advisors fees do not include the fees charged by Independent Managers.
Clients should review the Independent Manager’s ADV 2 Brochure and their subscription
agreements regarding fee schedules, other fees charged by Independent Managers and
applicable billing methods.

Item 7 – Types of Clients

Relevant Wealth Advisors provides portfolio management services to individuals, high net
worth individuals, businesses, pension plans and charitable institutions. A minimum of
$15,000,000 of assets under management is generally required, although this amount may
be negotiable.