International Private Wealth Advisors LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Investment advisory fees range from 0.50% to 1.00% annually based on several factors, including: the scope and
complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the
Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio restrictions and other
complexities may be charged a higher fee. Fees may be negotiable at the sole discretion of the Advisor. The Client’s
                                           International Private Wealth Advisors LLC
                                    3160 Camino Del Rio South; Suite 313, San Diego, CA 92108
                                            Phone: 858-384-5700 * Fax: 858-332-1809

fees will take into consideration the aggregate assets under management with the Advisor. All securities held in
accounts managed by IPWA will be independently valued by the Custodian. The Advisor will conduct periodic reviews
of the Custodian’s valuation to ensure accurate billing.

AE Wealth Management, LLC – For accounts on the AEWM platform, investment advisory fees are billed in arrears,
based on the average daily balance of assets under management at the end of the calendar month. The advisory fee
in the first month of service is prorated from the inception date of the account[s] to the end of the first month.

Axxcess Wealth Management, LLC – For accounts on the Axxcess platform, investment advisory fees are billed in
advanced, based on the market value of assets under management at the end of the prior calendar quarter. The
investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the end of
the first quarter.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

Financial Planning Services
IPWA offers financial planning services for a fixed engagement fee ranging from $1,350 to $25,000 per engagement.
Fees may be negotiable based on the nature and complexity of the services to be provided and the overall
relationship with the Advisor. An estimate for total costs will be determined prior to engaging for these services.

B. Fee Billing
Wealth Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the end date.

AE Wealth Management, LLC – For accounts on the AEWM platform, the amount due is calculated by applying the
monthly rate (annual rate divided by the number of days in the year, multiplied by the number of days in the month)
to the total assets under management with IPWA at the end of each month.

Axxcess Wealth Management, LLC – For accounts on the Axxcess platform, the amount due is calculated by
applying the quarterly rate (annual rate divided by 4) to the total assets under management with IPWA at the end of
each quarter.

Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the investment
advisory fee. Clients are urged to also review and compare the statement provided by the Advisor to the brokerage
statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide written
authorization permitting advisory fees to be deducted by IPWA to be paid directly from their account[s] held by the
Custodian as part of the investment advisory agreement and separate account forms provided by the Custodian.

Financial Planning Services
Financial planning fees are invoiced by the Advisor and are due upon completion of the agreed upon deliverable[s].

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than IPWA, in connection with investments
made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities execution fees
charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge securities
transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms and
conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds
and other types of investments. The fees charged by IPWA are separate and distinct from these custody and
execution fees.

                                          International Private Wealth Advisors LLC
                                   3160 Camino Del Rio South; Suite 313, San Diego, CA 92108
                                           Phone: 858-384-5700 * Fax: 858-332-1809

In addition, all fees paid to IPWA for investment advisory services are separate and distinct from the expenses
charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in
each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds,
other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible
distribution fee. A Client may be able to invest in these products directly, without the services of IPWA, but would
not receive the services provided by IPWA which are designed, among other things, to assist the Client in
...

Item 7 – Types of Clients

IPWA offers investment advisory services to individuals, high net worth individuals, trusts, estates, businesses, and
retirement plans. IPWA generally does not impose a minimum relationship size.