Petredis Investment Advisors LLC

Item 5 – Fees and Compensation

How We Are Compensated for Our Advisory Services

Our fees vary among the different types of advisory services we offer and may be negotiated at our
sole discretion. The specific fees and manner in which fees are charged and calculated are described
in your investment advisory agreement. You should carefully review the investment advisory
agreement prior to signing it.

Fees for our advisory services may be higher than fees charged by other advisers who offer similar
services. You may be charged different fees than similarly situated clients for the same services. You
should carefully review this brochure to understand the fees and other sources of compensation that
exist among our services prior to entering into an investment advisory contract with our firm.

Investment and Portfolio Management Services

PIA offers investment and wealth management services for an annual fee based on the amount of
assets under the firm’s management. Fees are generally billed in advance each calendar quarter
based on the market value of the assets under management/advisement on the last day of the
previous calendar quarter. The maximum fee rate for new clients is as follows:

                                         Maximum Annual
                                          Advisory Fee

                                                0.90%

Fees may be based on cumulative household assets under management. However, certain ERISA
rules prevent householding corporate plans with personal assets for fee reductions. Existing clients
may be grandfathered and charged according to their existing fee rate. You should refer to your
advisory agreement for your specific fee rate(s).

For investment and portfolio management services PIA provides to certain clients or for specific
client holdings (e.g., held-away assets, 529 plans, etc.), we may negotiate a fee rate that differs from
our standard fee.

Financial Planning and Consulting Services

Fees for financial planning and consulting services are billed at a fixed or hourly rate and are billed
in advance. Our hourly rate is generally between $250-$750 an hour and range up to $20,000.

Fees for financial planning and consulting services are due and payable as incurred. While financial
planning and consulting services are available on a stand-alone basis, certain services may also be
rendered in conjunction with investment portfolio management services at no additional cost as part
of a comprehensive portfolio management engagement.

Factors we consider when determining our financial planning and consulting fees include, but are
not limited to:

    •   The amount of time we expect to spend completing the financial planning or consulting
        services and providing related advice;

    •   The complexity of your goals, issues and/or needs;

    •   The extensiveness and complexity of the data needed regarding your personal financial
        information;

    •   Your net worth or the value of your investment accounts and/or other assets that are the
        subject of the financial planning or consulting services; and/or

    •   Special circumstances related to life changes, marital status, health or special income needs,
        or growth or decline of a personal business.

PIA may request a retainer to initiate financial planning and consulting services; however, we will
not request the prepayment of fees more than $1,200 in advisory fees more than six months in
advance.

You may engage PIA for additional investment management services to assist with implementing
one or more financial planning recommendations. You will incur additional fees if you retain our
firm for such services. You have complete freedom in selecting an investment adviser to assist you in
implementing any recommendations by PIA and are under no obligation to act upon the advice we
provide.

For stand-alone financial planning services, the agreement between PIA and the client will terminate
upon delivery of the plan or completion of the service. For consulting services, the investment
advisory agreement between PIA and the client will continue in effect until terminated by either
party.

Fiduciary and Non-Fiduciary Services for Plan Sponsors

Fees for retirement plan sponsors are negotiable. Fees are based upon the value of the plan assets
that are the subject of the consulting services and are generally payable in arrears on a quarterly
basis. Fees for one-time projects are payable either upon completion of the project or half paid upon
execution of the agreement with the balance due upon completion of the project.

Payment of Fees

Clients authorize PIA to instruct the account custodian to directly debit fees from the client’s
account. Accounts initiated or terminated during a calendar quarter will be charged a prorated fee.

Fees for our advisory services generally require you to pay investment advisory fees in advance of
receiving services. Any pre-paid, unearned fees will be promptly refunded. Advisory fees are
prorated for net additions and withdrawals of more than $1,000,000 to or from an account
throughout the quarter. Household assets that are journaled from one account to another within the
household are billed in advance according to the valuation of the initial account for that quarter.

   •   For investment management and fiduciary and non-fiduciary consulting services, refunds are
       calculated by taking the total advisory fee billed for the calendar quarter, dividing that
       amount by the number of days in the calendar quarter and multiplying that amount by the
       number of days services were not provided during the calendar quarter.

   •   For financial planning and consulting services, refunds are calculated based on the value of
       the services that were completed prior to termination of the advisory agreement.

   •   For one-time consulting projects that are partly paid upon execution of the agreement, the
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Item 7 – Types of Clients
PIA provides portfolio management services to individuals, high net worth and ultra-high net worth
individuals, families, including multi-generational families, retirement plans, non-profit
organizations and foundations, businesses/corporations, and other business entities.

PIA generally does not require a minimum initial investment for investment management services.
The firm, in its sole discretion, will accept clients based upon each client’s particular circumstances.