Pring/Turner Capital Group Inc

ITEM 5: FEES AND COMPENSATION

The client can determine to engage Pring Turner to provide discretionary investment advisory services on a fee-only
basis. Fees for investment management services are calculated as a percentage of assets under management. These
fees are billed quarterly in advance, based on the assets under management as of the last day of the previous calendar
quarter. The following is the base fee schedule for advisory fees which is utilized as the basis for determining the fees
charged to clients upon considering the complexity of the overall relationship.

Investment Advisory Service Fees

Account Value                                                             Annual Fee
First $1.5 million:                                                       1.00%
Amounts in excess of $1.5 million & up to $3 million                      0.90%
Amounts in excess of $3 million & up to $5 million                        0.80%
On amounts over $5,000,000                                                0.70%

Fee Differentials
Although we price our advisory services based upon the client’s assets under management as stated above, Pring
Turner, in its discretion, may charge a lesser investment advisory fee, charge a flat fee, waive its minimum asset
requirement, waive its fee entirely, or charge a fee on a different interval, based upon certain criteria (i.e., anticipated
future earning capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts,
account composition, complexity of the engagement, anticipated services to be rendered, grandfathered fee
schedules, employees and family members, courtesy accounts, competition, negotiations with client, etc.). As a result
of the above, similarly situated clients could pay different fees. In addition, similar advisory services may be available
from other investment advisers for similar or lower fees.

Clients may provide authorization for PTCG to deduct its fees directly from their investment account. Important
information about the deduction of management fees:
•             Clients must provide authorization for PTCG to deduct fees.
•            Clients receive a detailed invoice each quarter which outlines PTCG’s fees and how they are calculated
at the same time PTCG requests payment from the custodian.
•             Clients receive a statement from the custodian which shows their holdings.
•             Clients are responsible for reviewing the accuracy of the fees being billed, as the custodian will not do
so.

   Clients may elect to pay by check rather than having payment deducted directly from their account. If a client chooses
   to pay by check, PTCG will issue a detailed invoice each quarter which outlines its fees and how they were calculated.
   Clients may end the advisory relationship by providing ten (10) days written notice. PTCG will prorate the advisory fees
   earned through the termination date and send a refund of the prepaid, unearned portion of the fee. PTCG will process
   refund payments within seven (7) days of the termination date and either send a check or refund the investment
   account.
   Other Costs Involved
   In addition to the advisory fee shown above, clients are responsible for paying fees associated with investing for their
   accounts. These fees include:
• Management fees for ETFs and mutual funds. These are fees charged by the managers of the ETF or mutual fund and
  are a portion of the expenses of the ETF or mutual fund.
• Brokerage costs and transaction fees for any securities or fixed income trades. These are generally charged by the
  custodian and/or executing broker.
   Additional information about brokerage costs and services is provided in “Item 12: Brokerage Practices.”

ITEM 7: TYPES OF CLIENTS
   PTCG’s clients are individuals, IRAs, family trusts, corporations, corporate retirement plans, foundations, and other
   investment advisers.
   Prior to accepting and opening an account for a client, PTCG must determine that there is a compatible fit between
   the client's goals and objectives and PTCG's philosophy and decision-making process. Additionally, PTCG generally
   requires that clients maintain a minimum of $1,000,000 under management. However, that minimum may be waived
   at PTCG’s sole discretion.