Private Client Services LLC

Item 5        Fees and Compensation
Private Wealth Management (PWM), PCS Advisor Model, and Investment Model
Marketplace Portfolio Fees:
The annualized fee for PWM and PCS Advisor Model Portfolios is charged as a percentage of assets
under management, according to the following blended fee schedule:

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              Total Account Market Value                Maximum Annual Fee
                $25,000 - $249,999                           2.00%
               $250,000 - $499,999                           1.75%
               $500,000 - $999,999                           1.50%
               Over $1,000,000                               1.25%

Non-discretionary accounts custodied through Pershing, LLC, fees are billed quarterly, in advance, at
the beginning of each calendar quarter based upon the total market value of the client's account at the
end of the previous quarter. Fees will be calculated by Pershing LLC and debited from the account in
accordance with the client authorization in the Client Services Agreement.

PWM and PCS Advisor Model Portfolio accounts are billed through Orion and held through Pershing
LLC, Charles Schwab, Fidelity and/or Pershing Advisor Solutions, have fees billed monthly, in arrears,
based upon the average daily balance of the month. Some PWM accounts where assets are held away
may be billed quarterly.

Fees are debited from the account in accordance with the client authorization in the Investment
Management Agreement. PCS may charge an account minimum fee for advisory accounts, which may,
in certain instances, result in the aggregate client fee exceeding 2%. Should the advisory agreement
be terminated by either the client or by PCS, a pro rata fee is charged to the client based on the number
of days left in the billing period.
A minimum of $25,000 of assets under management per account is required for this service. This
minimum account size may be negotiable under certain circumstances. The firm reserves the right to
waive the account minimum.

Limited Negotiability of Advisory Fees: Although Private Client Services has established the
aforementioned maximum fee schedule(s), we retain the discretion to negotiate alternative fees on a
client-by-client basis. Client facts, circumstances and needs are considered in determining the fee
schedule. These include the complexity of the client, assets to be placed under management,
anticipated future additional assets, related accounts, portfolio style, account composition, and
reporting needs among other factors. The specific annual fee schedule is identified in the Investment
Management Agreement (IMA) between the Advisor and each client.
Discounts may be offered to family members and friends of associated persons of our firm as stated
in the contract between the advisor and each client.

American Funds F2 Shares Directly Held Program Fees:
The advisory fee charged for the management of the American Funds F2 share directly held Program
may be between 0.25% and 1.0% of assets under management (AUM) annual advisory fee.

Investment Model Marketplace Fees:
The Investment Model Marketplace provides clients access to multiple portfolios managed by third party
managers. Each portfolio has fees and account minimums set by the portfolio manager. The specific
advisory fee is disclosed to the client and reviewed by the IAR prior to allocating any assets into the
portfolio. Subscription Fees range from 0.15% to 1.00% depending on the selected portfolio. The IAR
Advisory fee will be added to the portfolio fees according to the above referenced schedule.

                                              Page 11 of 26                   ADV Part 2A – 03/13/2026

Third Party Asset Manager (TPAM) Fees:
Clients participating in TPAM managed account programs may be charged various program fees in
addition to the advisory fee charged by our firm. In a wrap fee arrangement, clients pay a single fee
for advisory, brokerage and custodial services. Client’s portfolio transactions may be executed without
commission charge in a wrap fee arrangement. In evaluating such an arrangement, the client should
also consider that, depending upon the level of the wrap fee charged by the broker-dealer, the amount
of portfolio activity in the client’s account, and other factors, the wrap fee may or may not exceed the
aggregate cost of such services if they were to be provided separately. We will review with clients any
separate program fees that may be charged to clients.

We do not enter into an advisory agreement with any client, nor do we charge a fee to any client for
referrals to third party asset manager. Our fees for such referrals are paid by the referred TPAM who
shares with our firm a percentage of the fees received from the client. Client advisory fees are not
increased in any way as a result of our referral of any clients to a TPAM. Clients should refer to the
TPAM’s disclosure document for information regarding its fees, billing practices, minimum required
investments and termination of advisory agreements.

FINANCIAL PLANNING FEES
Private Client Services' Financial Planning fee is determined based on the nature of the services being
provided and the complexity of each client’s circumstances. All fees are agreed upon prior to entering
into an engagement agreement with any client.
Our Financial Planning fees may be calculated and charged on an hourly basis, ranging from $100 to
$500 per hour. Although the length of time it will take to provide a Financial Plan will depend on each
client's personal situation, we will provide an estimate for the total hours at the start of the advisory
relationship.
Our Financial Planning fees may be calculated and charged on a fixed fee basis, typically ranging from
$250 to $25,000, depending on the complexity and specific arrangement reached with the client.
...

Item 7        Types of Clients
Private Client Services provides advisory services to the following types of clients:
          •   Individuals (other than high net worth individuals)
          •   Families
          •   High net worth individuals
          •   Trust and Estates
          •   Charitable organizations
          •   Pension plan sponsors
          •   Corporations or other businesses not listed above