Souders Financial Advisors LLC

Item 5 – Fees and Compensation
SFA receives its compensation through a combination of fixed, administrative, and asset-based fees. SFA’s
general policy is to charge fees in accordance with the fee schedule in effect at the time of the charge, however,
all fees are subject to negotiation.

Asset Management services are provided on either a discretionary or non-discretionary basis, as authorized by the
client through the execution of each respective agreement. In the case of non-discretionary services, the client must
consent to each recommended securities transaction. In addition, SFA may charge a relatively minor fee either as a
flat fee percentage or a flat fee dollar amount for certain non-discretionary accounts to cover the administrative and
overhead expenses associated with servicing those accounts outside of its discretionary management services.
Please also note that unless otherwise stipulated, Souders Financial will typically agree to pay the maintenance fee
charged by the Custodian (Schwab) for maintaining custody of the security(ies) held in non-discretionary accounts.

For more detailed information regarding the firm’s advisory fees, please reach out to SFA or your SFA financial
advisor.

The respective fees for SFA’s discretionary services are as follows:

Personal Wealth Management

Financial planning services – SFA financial planning services may be included at no additional charge. Financial
planning fees are typically waived for clients with more than $250,000 in assets under management. Clients with
under $250,000 in assets under management will generally receive a separate agreement for any financial planning
services provided. For these planning services, SFA typically charges $500-$850 on an annual basis.

Portfolio management for individuals – The fee schedule for SFA’s retail services is dependent upon the scope of
each client engagement. SFA generally recommends that a client engage SFA for services which meet their
individual situation, however clients may choose to engage SFA for the services of their choosing. The typical fee
schedule for our advisory services is outlined in the table below:

                   Account Value                                                Annual Fee
                    $0- 249,999.99                                                1.25%
                $250,000 – 499,999.99                                             1.10%
                $500,000 – 749,999.99                                             1.00%
                $750,000 – 999,999.99                                             0.90%
              $1,000,000 – 1,249,999.99                                           0.80%
              $1,250,000 – $2,499,999.99                                          0.70%
              $2,500,000 – $4,999,999.99                                          0.65%
              $5,000,000 – $7,499,999.99                                          0.60%
              $7,500,000 – $9,999,999.99                                          0.55%
                     $10,000,000+                                                 0.50%

SFA fees are calculated and billed quarterly in advance at the beginning of each calendar quarter. Upon termination
of an account where fees are paid in advance, any prepaid, unearned fees will be promptly refunded based upon a
prorated calculation. Most clients authorize the custodian to deduct fees automatically from their taxable brokerage
accounts. Client accounts may be aggregated for fee arrangement purposes in order to achieve break points. For
certain SFA clients, the firm will use a flat or fixed fee schedule, which is often influenced by the scope of the
engagement and the services provided.

In addition to SFA’s investment management fees, clients bear trading costs and custodial fees. To the extent
that a client’s account is invested in mutual funds or other investment companies such as electronically traded
funds (“ETFs”), these funds charge a separate layer of management, trading, and administrative expenses.

Portfolio management for corporate retirement plans – The fee schedule for SFA’s corporate advisory services and
retirement plan consulting services is dependent upon the scope of each client engagement and the levels of service
provided. These fees are typically charged based on a percentage of assets or a fixed contracted fee. The factors
SFA considers in determining the fee schedule for these clients include but are not exclusive to: number of
participants, number of offices, committee involvement, and number of plan updates.

Item 7 – Types of Clients
SFA provides portfolio management, investment advisory, and consulting services to individuals, high net worth
individuals, trusts, corporate retirement plans, and other ERISA plans.

SFA generally does not require a minimum account size to open a portfolio.