Prota Financial LLC

Item 5 – Fees and Compensation

We provide asset management for a fee.

Either party may terminate the relationship with thirty (30) day written notice. Upon termination of any
account, any prepaid fees that are in excess of the services performed will be promptly refunded to you.
Any fees that are due, but have not been paid, will be billed to you and are due immediately.

Asset Management Fee Schedule
Prota Financial does not impose a minimum account balance for the opening of an account with the
Adviser. Prota Financial will charge an annual fee not to exceed 1.00% for its asset management services,
which may be negotiable based upon certain circumstances. The fee charged is based upon the amount
of money you invest. Multiple accounts of immediately related family members, at the same mailing
address, may be considered one consolidated account for billing purposes. We aggregate accounts by
household for fee billing purposes. We define household as follows- Any two adults that are signatories
to the sign client agreement, as well as all of the minors who are at their same address are considered
household members and their accounts aggregated for billing purposes. In rare situations, we may make
exceptions to this an allow householding with a wider definition (e.g. aging adults, or adults who cannot
live on their own), but that has to be approved by the Chief Compliance Officer.

Fees are charged monthly, in advance. Fees will be assessed based on the balance of the account under
management on the last day of the prior month. Fees are due upon submission of the fee calculation to

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the Custodian, which generally occurs within the first 10 days of the month. No increase in the annual fee
shall be effective without prior written notification to you. We believe our advisory fees are reasonable
considering the fees charged by other investment advisers offering similar services/programs.

Annual Management Fee Schedule (billed monthly) for all managed accounts custodied at Charles Schwab
& Co., Inc. or other custodian holding discretionary assets:

                                     First $1,000,000              1.00 %
                                     Next $2,000,000               0.75 %
                                   Rest over $3,000,000            0.50 %

Your account at the custodian may also be charged for certain additional assets managed for you by us
but not held by the custodian (i.e., mutual funds, 401(k)s, 529s, private investments).

The fees we charge can be deducted directly from your account at the custodian. We will instruct the
custodian to deduct the fees from your account at the beginning of the month. This fee will show up as a
deduction on your following monthly account statement from the custodian.

Third-Party Fees
Our fees do not include brokerage commissions, transaction fees, and other related costs and expenses.
You may incur certain charges imposed by custodians, third-party investment companies and other third
parties. These include fees charged by managers, custodial fees, deferred sales charges, odd-lot
differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage
accounts and securities transactions. Mutual funds, money market funds and exchange-traded funds
(ETFs) also charge internal management fees, which are disclosed in the fund’s prospectus. These fees
may include, but are not limited to, a management fee, upfront sales charges, and other fund expenses.
Certain strategies offered by us may involve investment in mutual funds and/or ETFs. Load and no-load
mutual funds may pay annual distribution charges, sometimes referred to as “12(b)(1) fees”. These
12(b)(1) fees come from fund assets, and thus indirectly from clients’ assets. We do not receive any
compensation from these fees. All of these fees are in addition to the management fee you pay us. You
should review all fees charged to fully understand the total amount of fees you will pay. Services similar
to those offered by us may be available elsewhere for more or less than the amounts we charge. Our
brokerage practices are discussed in more detail under Item 12 – Brokerage Practices.

Item 6 – Performance Based Fee and Side by Side Management

We do not charge any performance-based fees. These are fees based on a share of capital gains on or
capital appreciation of the assets of a client.

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                                                                                ©2025 Red Oak Compliance Solutions LLC

Item 7 – Types of Client(s)

We provide portfolio management services to individuals, high net worth individuals and small businesses.

We have no minimum account opening balance.