Providence Legacy Advisors LLC

Item 5 – Fees and Compensation

We offer fee-only financial planning and investment advisory services. We are a fee-only firm and do
not accept commissions or compensation from third-party product providers.

Investment Management Fees
Investment management services are typically charged as a percentage of assets under management
(AUM), billed quarterly in advance, based on the market value of the portfolio as of the last day of the
prior quarter. The standard annual fee schedule is:

   •   1.00% on the first $3,000,000.00
   •   0.85% on the next $2,000,000.00 (from $3,000,000.01 to $5,000,000.00)
   •   0.75% on the next $5,000,000.00 (from $5,000,000.01 to $10,000,000.00)
   •   0.50% on the next $15,000,000.00 (from $10,000,000.01 to $25,000,000.00)
   •   0.35% on the next $25,000,000.00 (from $25,000,000.01 to $50,000,000.00)

While Providence Legacy Advisors has established a standard fee schedule as described above, we
may, at our discretion, negotiate fees on a case-by-case basis. For example, clients with assets under
management exceeding $50 million may be eligible for a reduced or customized fee arrangement.
Factors that may influence fee negotiations include the size and complexity of the account, the scope
of services provided, and anticipated future growth of the relationship.

In addition to publicly traded investments, AUM may include privately held or illiquid investments,
such as private company debt and equity, where Providence provides ongoing advisory services and
valuation oversight as part of its investment management relationship. Such holdings are subject to
regular review and monitoring, and are typically valued based on the most recent third-party valuation,
internal methodology, or last funding round, as appropriate.

We deduct advisory fees directly from clients’ custodial accounts, with prior written authorization
provided by the client to us and the custodian. Clients receive statements directly from the custodian
at least quarterly, showing all disbursements from their account, including any advisory fees, the
formula used to calculate it, and the time-period covered. If the custodian does not provide such
statements, we will provide them with an invoice or fee notice describing the amount of the fee, the
formula used to calculate it, and the time-period covered.

Because Providence meets all the conditions set forth in SEC Rule 206(4)-2(b)(3) — including client
authorization, use of a qualified custodian, and transparent reporting — we are not deemed to have
custody of client assets.

Either party may terminate the agreement at any time upon written notice. In the event of termination,
any prepaid, unearned fees will be promptly refunded on a prorated basis.

Financial Planning Fees
Stand-alone financial planning engagements are typically offered at a flat fee or hourly rate, depending
on the scope of work. Flat fees generally range from $2,500 to $10,000. Hourly rates generally range
from $250 to $500. All fees will be disclosed and agreed upon in advance before any work begins.

Fees for planning are typically payable 50% at the start of the engagement and 50% upon delivery of
the final plan or services.

Other Fees and Expenses
Clients may incur other third-party fees related to their investment accounts, including brokerage
commissions, custodial fees, mutual fund expenses, or ETF management fees. These fees are separate
and in addition to any advisory fee paid to us. We do not receive any portion of these fees, and we
seek to minimize client costs wherever possible.

Item 7 – Types of Clients

We provide our services to individuals, families, foundations, non-profit organizations, and business
owners.