PSI Advisors LLC

Item 5 Fees and Compensation
A. Fee Schedule

PSI investment advisory clients pay fees that vary from client to client depending on the type, size, and
complexity of the client account. PSI may waive or reduce our fees for certain investors without notice to
or consent from any other investor, including those investors that are affiliated with PSI. Some investors
pay higher or lower fees than other investors due to certain factors, including but not limited to, the
investment objective and investment strategy, size of the account, the historical or anticipated transaction
activity, and the amount of investor's relationship assets under management with PSI.

Retirement Plan Investment Fiduciary and Consulting Services Fees

Fees for Retirement Plan Services are negotiable and vary based upon the nature, scope and
frequency of our services as well as the size and complexity of the plan. A general description of the
different types of fees for Retirement Plan Services appears below:

Fee Type         How Calculated
Asset-Based      We frequently provide services in exchange for asset-based fee calculated as a
Fees             percentage of the total value of the Plan's assets (the "Account"). Both asset-based and
                 flat fees are negotiable and based upon size of plan, number of participants, nature,
Flat Fees        scope and frequency of services provided.
Project-Based Negotiable based upon scope of work performed. In some cases, we charge additional
& Conversion project-based fees to facilitate a change in the Plan's recordkeeper and/or Custodian as
Fees          described in our Agreement

Financial Planning Fees
The negotiated fees for these services are fixed or hourly and may vary for each client. PSI has set an
annual maximum fee for each client of $15,000, which can be discounted to zero. For Clients paying
hourly fees we will charge between $250 and $500 an hour. Clients may terminate the agreement without
penalty, for full refund of PSI's fees, within five business days of signing the IAC. Thereafter, clients may
terminate the IAC generally upon written notice.

Fees for LPL Advisory Programs
Strategic Wealth Management ("SWM & SWMII")
The SWM program is a comprehensive, open-architecture, fee-based investment platform created to
deliver customized advice and service to clients. The only difference between SWM and SWM II is that
in SWM, the client pays the transaction charges, whereas in SWM II, the advisor pays the transaction
charges.
Although clients do not pay a transaction charge for transactions in a Strategic Wealth Management II
("SWM II") account, clients should be aware that IAR pays LPL transaction charges for those
transactions. The transaction charges paid by the IAR vary based on the type of security transaction
(e.g. mutual fund, equity or Exchange Traded Funds ("ETFs")) and for mutual funds based on whether
or not the mutual fund pays 12b-1 fees and/or recordkeeping fees to LPL. Transaction charges paid by
the IAR for equities and ETFs are $9. For mutual funds, the transaction charges range from $0 to
$26.50. Because IAR pays the transaction charges in SWM II accounts, there is a potential conflict of
interest in cases where the mutual fund is offered at both $0 and $26.50. Clients should understand that
the cost to the IAR of transaction charges may be a factor that IAR considers when deciding which
securities to select and how frequently to place transactions in a SWM II account.

The account fee charged to the client for each LPL advisory program is negotiable, subject to the

following maximum account fees:

Manager Access Select    3.00%*
OMP                      2.50%
PWP                      2.50%
MWP                      2.65%**
SMS                      0.95%***
GWP                      1.35%****

* The maximum Manager Access Select account fee for new accounts was reduced to 2.5% effective
July 3, 2017.

**The MWP account fee consists of an LPL program fee, a strategist fee (if applicable) and an advisor
fee of up to 2.00%. Accounts remaining under the legacy fee structure may be charged one aggregate
account fee, for which the maximum account fee is 2.50%. See the MWP program brochure for more
information.

** The SMS fee consists of an LPL program fee of 0.20% (subject to a minimum program of $250), and
an advisor fee of up to 0.75%.

*** GWP Managed Service clients are charged an account fee consisting of an LPL program fee of
0.35% and an advisor fee of up to 1.00%. In the future, a strategist fee may apply. However, LPL
Research currently serves as the sole portfolio strategist and does not charge a fee for its services.
FutureAdvisor is compensated directly by LPL for its services, including the Algorithm and related
software, through an annual sub-advisory fee (tiered based on assets under management by
FutureAdvisor, at a rate ranging from 0.10% to 0.17%). As each asset tier is reached, LPL's share of
the compensation shall increase and clients will not benefit from such asset tiers.

GWP Educational Tool provides access to sample recommendations at no charge to users. However,
if users decide to implement sample recommendations by executing trades, they will be charged fees,
commissions, or expenses by the applicable broker or adviser, as well as underlying investment fees
and expenses. Account fees are payable quarterly in advance, except that the SMS fee is paid in arrears
on the frequency agreed to between client and PSI.

Excluding SMS and GWP, LPL serves as program sponsor, investment advisor and broker-dealer for
the LPL advisory programs. In the Managed Service of GWP, LPL is appointed by each client as
custodian of account assets and broker-dealer with respect to processing securities transactions for the
accounts. In general, FutureAdvisor, in its capacity as investment advisor, will submit transactions
through LPL; however, FutureAdvisor may choose to execute transactions through a broker-dealer
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Item 7 Types of Clients
PSI generally provides advisory services to the following types of clients:
       ❖ Individuals
        ❖ High-Net-Worth Individuals
        ❖ Retirement/Pension Plans (401(k))
        ❖ Businesses
There is no account minimum for any of PSI's services; however, we have the right to terminate your
Account if it falls below a minimum size which, in our sole opinion, is too small to manage effectively.