Resources Management Corp

Item 5 Fees and Compensation
RMC's basic fee schedule is calculated based upon the value of assets under management. The
average daily balance will be calculated by taking the sum of the portfolio valuation on each day of the
billing period divided by the number of days. Management fees are billed quarterly in arrears. The
general fee structure is computed at the rate of 1% for the first $1,000,000 of assets managed for all
client related accounts on an aggregate basis and is reduced as asset values grow.

The fee may be negotiable.

Where RMC is a sub-advisor, fees are based on a rate negotiated with the advisor. Sub advised
accounts are billed and debited based on the client's contract with their advisor.

With respect to termination, either the client or RMC may terminate the relationship upon notice to the
other party. Since the client's assets are held by a third party custodian, the client may simply notify the
custodian of the dissolution of the relationship and direct the custodian as to the disposition of the
assets. Client who terminate will be billed on a prorated basis, based on the number of days the
account was managed during the quarter. There are no termination fees assessed by RMC.

Client quarterly fees are deducted directly from their account held by a qualified custodian as stated
and agreed upon in the client agreement.

All RMC client accounts are held by independent third-party custodians. In cases where these
custodians are banking institutions, client accounts may be subject to custodial fees. In cases where
accounts are held at a brokerage firm, accounts may be subject to account maintenance fees which
vary from brokerage firm to brokerage firm. Fees charged by custodians are in addition to the
management fee charged by RMC.

Brokerage transactions executed by RMC on behalf of the client's account, depending on the
custodian, can be subject to brokerage commissions which are paid directly to the broker by the client.

RMC will include Exchange Traded Funds (ETFs) in client's account in an effort to obtain additional
diversification. ETFs are subject to internal fees and expenses.
The fees that you pay to our firm for our management services are separate and distinct from the fees
and expenses charged by exchange traded funds (described in each fund's prospectus) to their
shareholders. These fees will generally include a management fee and other fund expenses. We do
not share in any portion of the brokerage fees/transaction charges imposed by the broker-dealer or
custodian. To fully understand the total cost you will incur, you should review all the fees charged by
exchange traded funds, our firm, and others.

See also the Section on Brokerage Practices on Page 12.

Item 7 Types of Clients
RMC manages a wide array of accounts, including, but not limited to, personal and trust accounts,
retirement accounts (pension plans, 401Ks, IRAs), profit-sharing accounts, cash management
accounts and charitable gift annuity programs.

RMC generally prefers a minimum dollar amount of assets under management of $500,000 per client
relationship. This minimum may be waived at RMC's discretion.